▼ 0.50% · 3.625%
HK$21,631
−HK$1,356/mo
▼ 0.25% · 3.875%
HK$22,303
−HK$684/mo
Today · 4.125%
HK$22,987
baseline
▲ 0.50% · 4.625%
HK$24,386
+HK$1,399/mo
Deposit HK$4.74M · loan HK$4.74M · min. income ≈ HK$45,974/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$318,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,064
−HK$1,300/mo
▼ 0.25% · 3.875%
HK$24,709
−HK$655/mo
Today · 4.125%
HK$25,364
baseline
▲ 0.50% · 4.625%
HK$26,701
+HK$1,337/mo
Deposit HK$4.74M · loan HK$4.74M · min. income ≈ HK$50,728/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$318,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,794
−HK$1,492/mo
▼ 0.25% · 3.875%
HK$24,534
−HK$752/mo
Today · 4.125%
HK$25,286
baseline
▲ 0.50% · 4.625%
HK$26,824
+HK$1,538/mo
Deposit HK$4.27M · loan HK$5.22M · min. income ≈ HK$50,572/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$318,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,470
−HK$1,430/mo
▼ 0.25% · 3.875%
HK$27,180
−HK$720/mo
Today · 4.125%
HK$27,900
baseline
▲ 0.50% · 4.625%
HK$29,371
+HK$1,471/mo
Deposit HK$4.27M · loan HK$5.22M · min. income ≈ HK$55,800/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$318,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,957
−HK$1,628/mo
▼ 0.25% · 3.875%
HK$26,764
−HK$821/mo
Today · 4.125%
HK$27,585
baseline
▲ 0.50% · 4.625%
HK$29,263
+HK$1,678/mo
Deposit HK$3.79M · loan HK$5.69M · min. income ≈ HK$55,170/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$318,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,877
−HK$1,560/mo
▼ 0.25% · 3.875%
HK$29,651
−HK$786/mo
Today · 4.125%
HK$30,437
baseline
▲ 0.50% · 4.625%
HK$32,041
+HK$1,604/mo
Deposit HK$3.79M · loan HK$5.69M · min. income ≈ HK$60,874/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$318,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,120
−HK$1,763/mo
▼ 0.25% · 3.875%
HK$28,995
−HK$888/mo
Today · 4.125%
HK$29,883
baseline
▲ 0.50% · 4.625%
HK$31,702
+HK$1,819/mo
Deposit HK$3.32M · loan HK$6.17M · min. income ≈ HK$59,766/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$318,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,283
−HK$1,690/mo
▼ 0.25% · 3.875%
HK$32,122
−HK$851/mo
Today · 4.125%
HK$32,973
baseline
▲ 0.50% · 4.625%
HK$34,711
+HK$1,738/mo
Deposit HK$3.32M · loan HK$6.17M · min. income ≈ HK$65,946/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$318,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,283
−HK$1,899/mo
▼ 0.25% · 3.875%
HK$31,225
−HK$957/mo
Today · 4.125%
HK$32,182
baseline
▲ 0.50% · 4.625%
HK$34,140
+HK$1,958/mo
Deposit HK$2.85M · loan HK$6.64M · min. income ≈ HK$64,364/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$318,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,689
−HK$1,821/mo
▼ 0.25% · 3.875%
HK$34,593
−HK$917/mo
Today · 4.125%
HK$35,510
baseline
▲ 0.50% · 4.625%
HK$37,381
+HK$1,871/mo
Deposit HK$2.85M · loan HK$6.64M · min. income ≈ HK$71,020/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$318,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,446
−HK$2,035/mo
▼ 0.25% · 3.875%
HK$33,455
−HK$1,026/mo
Today · 4.125%
HK$34,481
baseline
▲ 0.50% · 4.625%
HK$36,579
+HK$2,098/mo
Deposit HK$2.37M · loan HK$7.11M · min. income ≈ HK$68,962/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$318,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,096
−HK$1,950/mo
▼ 0.25% · 3.875%
HK$37,064
−HK$982/mo
Today · 4.125%
HK$38,046
baseline
▲ 0.50% · 4.625%
HK$40,051
+HK$2,005/mo
Deposit HK$2.37M · loan HK$7.11M · min. income ≈ HK$76,092/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$318,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,609
−HK$2,170/mo
▼ 0.25% · 3.875%
HK$35,686
−HK$1,093/mo
Today · 4.125%
HK$36,779
baseline
▲ 0.50% · 4.625%
HK$39,017
+HK$2,238/mo
Deposit HK$1.90M · loan HK$7.59M · min. income ≈ HK$73,558/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$318,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,502
−HK$2,080/mo
▼ 0.25% · 3.875%
HK$39,535
−HK$1,047/mo
Today · 4.125%
HK$40,582
baseline
▲ 0.50% · 4.625%
HK$42,722
+HK$2,140/mo
Deposit HK$1.90M · loan HK$7.59M · min. income ≈ HK$81,164/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$318,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,772
−HK$2,306/mo
▼ 0.25% · 3.875%
HK$37,916
−HK$1,162/mo
Today · 4.125%
HK$39,078
baseline
▲ 0.50% · 4.625%
HK$41,456
+HK$2,378/mo
Deposit HK$1.42M · loan HK$8.06M · min. income ≈ HK$78,156/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$318,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,909
−HK$2,210/mo
▼ 0.25% · 3.875%
HK$42,006
−HK$1,113/mo
Today · 4.125%
HK$43,119
baseline
▲ 0.50% · 4.625%
HK$45,392
+HK$2,273/mo
Deposit HK$1.42M · loan HK$8.06M · min. income ≈ HK$86,238/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$318,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,935
−HK$2,442/mo
▼ 0.25% · 3.875%
HK$40,146
−HK$1,231/mo
Today · 4.125%
HK$41,377
baseline
▲ 0.50% · 4.625%
HK$43,894
+HK$2,517/mo
Deposit HK$949K · loan HK$8.54M · min. income ≈ HK$82,754/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$318,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,315
−HK$2,340/mo
▼ 0.25% · 3.875%
HK$44,477
−HK$1,178/mo
Today · 4.125%
HK$45,655
baseline
▲ 0.50% · 4.625%
HK$48,062
+HK$2,407/mo
Deposit HK$949K · loan HK$8.54M · min. income ≈ HK$91,310/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$318,607 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).