▼ 0.50% · 3.625%
HK$21,721
−HK$1,363/mo
▼ 0.25% · 3.875%
HK$22,397
−HK$687/mo
Today · 4.125%
HK$23,084
baseline
▲ 0.50% · 4.625%
HK$24,488
+HK$1,404/mo
Deposit HK$4.76M · loan HK$4.76M · min. income ≈ HK$46,168/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$322,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,165
−HK$1,305/mo
▼ 0.25% · 3.875%
HK$24,813
−HK$657/mo
Today · 4.125%
HK$25,470
baseline
▲ 0.50% · 4.625%
HK$26,813
+HK$1,343/mo
Deposit HK$4.76M · loan HK$4.76M · min. income ≈ HK$50,940/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$322,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,894
−HK$1,498/mo
▼ 0.25% · 3.875%
HK$24,637
−HK$755/mo
Today · 4.125%
HK$25,392
baseline
▲ 0.50% · 4.625%
HK$26,937
+HK$1,545/mo
Deposit HK$4.29M · loan HK$5.24M · min. income ≈ HK$50,784/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$322,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,581
−HK$1,436/mo
▼ 0.25% · 3.875%
HK$27,294
−HK$723/mo
Today · 4.125%
HK$28,017
baseline
▲ 0.50% · 4.625%
HK$29,494
+HK$1,477/mo
Deposit HK$4.29M · loan HK$5.24M · min. income ≈ HK$56,034/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$322,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,066
−HK$1,634/mo
▼ 0.25% · 3.875%
HK$26,876
−HK$824/mo
Today · 4.125%
HK$27,700
baseline
▲ 0.50% · 4.625%
HK$29,386
+HK$1,686/mo
Deposit HK$3.81M · loan HK$5.72M · min. income ≈ HK$55,400/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$322,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,998
−HK$1,566/mo
▼ 0.25% · 3.875%
HK$29,776
−HK$788/mo
Today · 4.125%
HK$30,564
baseline
▲ 0.50% · 4.625%
HK$32,176
+HK$1,612/mo
Deposit HK$3.81M · loan HK$5.72M · min. income ≈ HK$61,128/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$322,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,238
−HK$1,771/mo
▼ 0.25% · 3.875%
HK$29,116
−HK$893/mo
Today · 4.125%
HK$30,009
baseline
▲ 0.50% · 4.625%
HK$31,835
+HK$1,826/mo
Deposit HK$3.33M · loan HK$6.19M · min. income ≈ HK$60,018/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$322,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,414
−HK$1,698/mo
▼ 0.25% · 3.875%
HK$32,257
−HK$855/mo
Today · 4.125%
HK$33,112
baseline
▲ 0.50% · 4.625%
HK$34,857
+HK$1,745/mo
Deposit HK$3.33M · loan HK$6.19M · min. income ≈ HK$66,224/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$322,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,410
−HK$1,907/mo
▼ 0.25% · 3.875%
HK$31,356
−HK$961/mo
Today · 4.125%
HK$32,317
baseline
▲ 0.50% · 4.625%
HK$34,283
+HK$1,966/mo
Deposit HK$2.86M · loan HK$6.67M · min. income ≈ HK$64,634/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$322,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,831
−HK$1,828/mo
▼ 0.25% · 3.875%
HK$34,738
−HK$921/mo
Today · 4.125%
HK$35,659
baseline
▲ 0.50% · 4.625%
HK$37,538
+HK$1,879/mo
Deposit HK$2.86M · loan HK$6.67M · min. income ≈ HK$71,318/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$322,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,582
−HK$2,043/mo
▼ 0.25% · 3.875%
HK$33,596
−HK$1,029/mo
Today · 4.125%
HK$34,625
baseline
▲ 0.50% · 4.625%
HK$36,732
+HK$2,107/mo
Deposit HK$2.38M · loan HK$7.14M · min. income ≈ HK$69,250/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$322,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,247
−HK$1,959/mo
▼ 0.25% · 3.875%
HK$37,219
−HK$987/mo
Today · 4.125%
HK$38,206
baseline
▲ 0.50% · 4.625%
HK$40,219
+HK$2,013/mo
Deposit HK$2.38M · loan HK$7.14M · min. income ≈ HK$76,412/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$322,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,754
−HK$2,180/mo
▼ 0.25% · 3.875%
HK$35,835
−HK$1,099/mo
Today · 4.125%
HK$36,934
baseline
▲ 0.50% · 4.625%
HK$39,181
+HK$2,247/mo
Deposit HK$1.91M · loan HK$7.62M · min. income ≈ HK$73,868/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$322,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,664
−HK$2,089/mo
▼ 0.25% · 3.875%
HK$39,701
−HK$1,052/mo
Today · 4.125%
HK$40,753
baseline
▲ 0.50% · 4.625%
HK$42,901
+HK$2,148/mo
Deposit HK$1.91M · loan HK$7.62M · min. income ≈ HK$81,506/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$322,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,926
−HK$2,316/mo
▼ 0.25% · 3.875%
HK$38,075
−HK$1,167/mo
Today · 4.125%
HK$39,242
baseline
▲ 0.50% · 4.625%
HK$41,630
+HK$2,388/mo
Deposit HK$1.43M · loan HK$8.10M · min. income ≈ HK$78,484/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$322,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,080
−HK$2,220/mo
▼ 0.25% · 3.875%
HK$42,182
−HK$1,118/mo
Today · 4.125%
HK$43,300
baseline
▲ 0.50% · 4.625%
HK$45,582
+HK$2,282/mo
Deposit HK$1.43M · loan HK$8.10M · min. income ≈ HK$86,600/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$322,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,099
−HK$2,451/mo
▼ 0.25% · 3.875%
HK$40,315
−HK$1,235/mo
Today · 4.125%
HK$41,550
baseline
▲ 0.50% · 4.625%
HK$44,079
+HK$2,529/mo
Deposit HK$953K · loan HK$8.57M · min. income ≈ HK$83,100/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$322,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,497
−HK$2,350/mo
▼ 0.25% · 3.875%
HK$44,663
−HK$1,184/mo
Today · 4.125%
HK$45,847
baseline
▲ 0.50% · 4.625%
HK$48,263
+HK$2,416/mo
Deposit HK$953K · loan HK$8.57M · min. income ≈ HK$91,694/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$322,586 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).