▼ 0.50% · 3.625%
HK$21,528
−HK$1,350/mo
▼ 0.25% · 3.875%
HK$22,198
−HK$680/mo
Today · 4.125%
HK$22,878
baseline
▲ 0.50% · 4.625%
HK$24,270
+HK$1,392/mo
Deposit HK$4.72M · loan HK$4.72M · min. income ≈ HK$45,756/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$314,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,950
−HK$1,294/mo
▼ 0.25% · 3.875%
HK$24,592
−HK$652/mo
Today · 4.125%
HK$25,244
baseline
▲ 0.50% · 4.625%
HK$26,574
+HK$1,330/mo
Deposit HK$4.72M · loan HK$4.72M · min. income ≈ HK$50,488/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$314,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,681
−HK$1,485/mo
▼ 0.25% · 3.875%
HK$24,418
−HK$748/mo
Today · 4.125%
HK$25,166
baseline
▲ 0.50% · 4.625%
HK$26,697
+HK$1,531/mo
Deposit HK$4.25M · loan HK$5.19M · min. income ≈ HK$50,332/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$314,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,345
−HK$1,423/mo
▼ 0.25% · 3.875%
HK$27,051
−HK$717/mo
Today · 4.125%
HK$27,768
baseline
▲ 0.50% · 4.625%
HK$29,232
+HK$1,464/mo
Deposit HK$4.25M · loan HK$5.19M · min. income ≈ HK$55,536/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$314,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,834
−HK$1,620/mo
▼ 0.25% · 3.875%
HK$26,637
−HK$817/mo
Today · 4.125%
HK$27,454
baseline
▲ 0.50% · 4.625%
HK$29,124
+HK$1,670/mo
Deposit HK$3.78M · loan HK$5.66M · min. income ≈ HK$54,908/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$314,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,740
−HK$1,552/mo
▼ 0.25% · 3.875%
HK$29,511
−HK$781/mo
Today · 4.125%
HK$30,292
baseline
▲ 0.50% · 4.625%
HK$31,889
+HK$1,597/mo
Deposit HK$3.78M · loan HK$5.66M · min. income ≈ HK$60,584/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$314,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,987
−HK$1,755/mo
▼ 0.25% · 3.875%
HK$28,857
−HK$885/mo
Today · 4.125%
HK$29,742
baseline
▲ 0.50% · 4.625%
HK$31,551
+HK$1,809/mo
Deposit HK$3.30M · loan HK$6.14M · min. income ≈ HK$59,484/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$314,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,135
−HK$1,682/mo
▼ 0.25% · 3.875%
HK$31,970
−HK$847/mo
Today · 4.125%
HK$32,817
baseline
▲ 0.50% · 4.625%
HK$34,547
+HK$1,730/mo
Deposit HK$3.30M · loan HK$6.14M · min. income ≈ HK$65,634/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$314,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,139
−HK$1,890/mo
▼ 0.25% · 3.875%
HK$31,077
−HK$952/mo
Today · 4.125%
HK$32,029
baseline
▲ 0.50% · 4.625%
HK$33,978
+HK$1,949/mo
Deposit HK$2.83M · loan HK$6.61M · min. income ≈ HK$64,058/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$314,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,530
−HK$1,811/mo
▼ 0.25% · 3.875%
HK$34,429
−HK$912/mo
Today · 4.125%
HK$35,341
baseline
▲ 0.50% · 4.625%
HK$37,204
+HK$1,863/mo
Deposit HK$2.83M · loan HK$6.61M · min. income ≈ HK$70,682/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$314,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,292
−HK$2,025/mo
▼ 0.25% · 3.875%
HK$33,297
−HK$1,020/mo
Today · 4.125%
HK$34,317
baseline
▲ 0.50% · 4.625%
HK$36,405
+HK$2,088/mo
Deposit HK$2.36M · loan HK$7.08M · min. income ≈ HK$68,634/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$314,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,925
−HK$1,941/mo
▼ 0.25% · 3.875%
HK$36,888
−HK$978/mo
Today · 4.125%
HK$37,866
baseline
▲ 0.50% · 4.625%
HK$39,862
+HK$1,996/mo
Deposit HK$2.36M · loan HK$7.08M · min. income ≈ HK$75,732/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$314,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,445
−HK$2,160/mo
▼ 0.25% · 3.875%
HK$35,516
−HK$1,089/mo
Today · 4.125%
HK$36,605
baseline
▲ 0.50% · 4.625%
HK$38,832
+HK$2,227/mo
Deposit HK$1.89M · loan HK$7.55M · min. income ≈ HK$73,210/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$314,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,320
−HK$2,070/mo
▼ 0.25% · 3.875%
HK$39,347
−HK$1,043/mo
Today · 4.125%
HK$40,390
baseline
▲ 0.50% · 4.625%
HK$42,519
+HK$2,129/mo
Deposit HK$1.89M · loan HK$7.55M · min. income ≈ HK$80,780/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$314,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,598
−HK$2,295/mo
▼ 0.25% · 3.875%
HK$37,736
−HK$1,157/mo
Today · 4.125%
HK$38,893
baseline
▲ 0.50% · 4.625%
HK$41,259
+HK$2,366/mo
Deposit HK$1.42M · loan HK$8.02M · min. income ≈ HK$77,786/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$314,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,715
−HK$2,199/mo
▼ 0.25% · 3.875%
HK$41,807
−HK$1,107/mo
Today · 4.125%
HK$42,914
baseline
▲ 0.50% · 4.625%
HK$45,176
+HK$2,262/mo
Deposit HK$1.42M · loan HK$8.02M · min. income ≈ HK$85,828/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$314,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,751
−HK$2,430/mo
▼ 0.25% · 3.875%
HK$39,956
−HK$1,225/mo
Today · 4.125%
HK$41,181
baseline
▲ 0.50% · 4.625%
HK$43,686
+HK$2,505/mo
Deposit HK$944K · loan HK$8.50M · min. income ≈ HK$82,362/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$314,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,110
−HK$2,329/mo
▼ 0.25% · 3.875%
HK$44,266
−HK$1,173/mo
Today · 4.125%
HK$45,439
baseline
▲ 0.50% · 4.625%
HK$47,834
+HK$2,395/mo
Deposit HK$944K · loan HK$8.50M · min. income ≈ HK$90,878/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$314,109 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).