▼ 0.50% · 3.625%
HK$22,110
−HK$1,387/mo
▼ 0.25% · 3.875%
HK$22,798
−HK$699/mo
Today · 4.125%
HK$23,497
baseline
▲ 0.50% · 4.625%
HK$24,926
+HK$1,429/mo
Deposit HK$4.85M · loan HK$4.85M · min. income ≈ HK$46,994/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$339,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,597
−HK$1,329/mo
▼ 0.25% · 3.875%
HK$25,257
−HK$669/mo
Today · 4.125%
HK$25,926
baseline
▲ 0.50% · 4.625%
HK$27,293
+HK$1,367/mo
Deposit HK$4.85M · loan HK$4.85M · min. income ≈ HK$51,852/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$339,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,321
−HK$1,525/mo
▼ 0.25% · 3.875%
HK$25,078
−HK$768/mo
Today · 4.125%
HK$25,846
baseline
▲ 0.50% · 4.625%
HK$27,419
+HK$1,573/mo
Deposit HK$4.36M · loan HK$5.33M · min. income ≈ HK$51,692/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$339,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,057
−HK$1,462/mo
▼ 0.25% · 3.875%
HK$27,783
−HK$736/mo
Today · 4.125%
HK$28,519
baseline
▲ 0.50% · 4.625%
HK$30,022
+HK$1,503/mo
Deposit HK$4.36M · loan HK$5.33M · min. income ≈ HK$57,038/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$339,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,532
−HK$1,664/mo
▼ 0.25% · 3.875%
HK$27,358
−HK$838/mo
Today · 4.125%
HK$28,196
baseline
▲ 0.50% · 4.625%
HK$29,912
+HK$1,716/mo
Deposit HK$3.88M · loan HK$5.82M · min. income ≈ HK$56,392/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$339,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,517
−HK$1,595/mo
▼ 0.25% · 3.875%
HK$30,309
−HK$803/mo
Today · 4.125%
HK$31,112
baseline
▲ 0.50% · 4.625%
HK$32,752
+HK$1,640/mo
Deposit HK$3.88M · loan HK$5.82M · min. income ≈ HK$62,224/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$339,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,743
−HK$1,803/mo
▼ 0.25% · 3.875%
HK$29,637
−HK$909/mo
Today · 4.125%
HK$30,546
baseline
▲ 0.50% · 4.625%
HK$32,404
+HK$1,858/mo
Deposit HK$3.39M · loan HK$6.30M · min. income ≈ HK$61,092/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$339,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,977
−HK$1,727/mo
▼ 0.25% · 3.875%
HK$32,834
−HK$870/mo
Today · 4.125%
HK$33,704
baseline
▲ 0.50% · 4.625%
HK$35,481
+HK$1,777/mo
Deposit HK$3.39M · loan HK$6.30M · min. income ≈ HK$67,408/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$339,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,954
−HK$1,941/mo
▼ 0.25% · 3.875%
HK$31,917
−HK$978/mo
Today · 4.125%
HK$32,895
baseline
▲ 0.50% · 4.625%
HK$34,897
+HK$2,002/mo
Deposit HK$2.91M · loan HK$6.79M · min. income ≈ HK$65,790/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$339,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,436
−HK$1,861/mo
▼ 0.25% · 3.875%
HK$35,360
−HK$937/mo
Today · 4.125%
HK$36,297
baseline
▲ 0.50% · 4.625%
HK$38,210
+HK$1,913/mo
Deposit HK$2.91M · loan HK$6.79M · min. income ≈ HK$72,594/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$339,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,165
−HK$2,080/mo
▼ 0.25% · 3.875%
HK$34,197
−HK$1,048/mo
Today · 4.125%
HK$35,245
baseline
▲ 0.50% · 4.625%
HK$37,390
+HK$2,145/mo
Deposit HK$2.42M · loan HK$7.27M · min. income ≈ HK$70,490/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$339,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,896
−HK$1,994/mo
▼ 0.25% · 3.875%
HK$37,886
−HK$1,004/mo
Today · 4.125%
HK$38,890
baseline
▲ 0.50% · 4.625%
HK$40,939
+HK$2,049/mo
Deposit HK$2.42M · loan HK$7.27M · min. income ≈ HK$77,780/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$339,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,376
−HK$2,219/mo
▼ 0.25% · 3.875%
HK$36,477
−HK$1,118/mo
Today · 4.125%
HK$37,595
baseline
▲ 0.50% · 4.625%
HK$39,882
+HK$2,287/mo
Deposit HK$1.94M · loan HK$7.76M · min. income ≈ HK$75,190/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$339,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,356
−HK$2,126/mo
▼ 0.25% · 3.875%
HK$40,411
−HK$1,071/mo
Today · 4.125%
HK$41,482
baseline
▲ 0.50% · 4.625%
HK$43,669
+HK$2,187/mo
Deposit HK$1.94M · loan HK$7.76M · min. income ≈ HK$82,964/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$339,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,587
−HK$2,357/mo
▼ 0.25% · 3.875%
HK$38,757
−HK$1,187/mo
Today · 4.125%
HK$39,944
baseline
▲ 0.50% · 4.625%
HK$42,375
+HK$2,431/mo
Deposit HK$1.45M · loan HK$8.24M · min. income ≈ HK$79,888/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$339,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,816
−HK$2,259/mo
▼ 0.25% · 3.875%
HK$42,937
−HK$1,138/mo
Today · 4.125%
HK$44,075
baseline
▲ 0.50% · 4.625%
HK$46,398
+HK$2,323/mo
Deposit HK$1.45M · loan HK$8.24M · min. income ≈ HK$88,150/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$339,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,798
−HK$2,496/mo
▼ 0.25% · 3.875%
HK$41,036
−HK$1,258/mo
Today · 4.125%
HK$42,294
baseline
▲ 0.50% · 4.625%
HK$44,868
+HK$2,574/mo
Deposit HK$970K · loan HK$8.73M · min. income ≈ HK$84,588/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$339,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,275
−HK$2,392/mo
▼ 0.25% · 3.875%
HK$45,463
−HK$1,204/mo
Today · 4.125%
HK$46,667
baseline
▲ 0.50% · 4.625%
HK$49,127
+HK$2,460/mo
Deposit HK$970K · loan HK$8.73M · min. income ≈ HK$93,334/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$339,639 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).