▼ 0.50% · 3.625%
HK$21,899
−HK$1,373/mo
▼ 0.25% · 3.875%
HK$22,580
−HK$692/mo
Today · 4.125%
HK$23,272
baseline
▲ 0.50% · 4.625%
HK$24,689
+HK$1,417/mo
Deposit HK$4.80M · loan HK$4.80M · min. income ≈ HK$46,544/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$330,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,363
−HK$1,316/mo
▼ 0.25% · 3.875%
HK$25,016
−HK$663/mo
Today · 4.125%
HK$25,679
baseline
▲ 0.50% · 4.625%
HK$27,032
+HK$1,353/mo
Deposit HK$4.80M · loan HK$4.80M · min. income ≈ HK$51,358/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$330,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,089
−HK$1,511/mo
▼ 0.25% · 3.875%
HK$24,838
−HK$762/mo
Today · 4.125%
HK$25,600
baseline
▲ 0.50% · 4.625%
HK$27,157
+HK$1,557/mo
Deposit HK$4.32M · loan HK$5.28M · min. income ≈ HK$51,200/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$330,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,799
−HK$1,448/mo
▼ 0.25% · 3.875%
HK$27,518
−HK$729/mo
Today · 4.125%
HK$28,247
baseline
▲ 0.50% · 4.625%
HK$29,736
+HK$1,489/mo
Deposit HK$4.32M · loan HK$5.28M · min. income ≈ HK$56,494/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$330,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,279
−HK$1,648/mo
▼ 0.25% · 3.875%
HK$27,096
−HK$831/mo
Today · 4.125%
HK$27,927
baseline
▲ 0.50% · 4.625%
HK$29,626
+HK$1,699/mo
Deposit HK$3.84M · loan HK$5.76M · min. income ≈ HK$55,854/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$330,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,235
−HK$1,580/mo
▼ 0.25% · 3.875%
HK$30,019
−HK$796/mo
Today · 4.125%
HK$30,815
baseline
▲ 0.50% · 4.625%
HK$32,439
+HK$1,624/mo
Deposit HK$3.84M · loan HK$5.76M · min. income ≈ HK$61,630/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$330,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,469
−HK$1,785/mo
▼ 0.25% · 3.875%
HK$29,355
−HK$899/mo
Today · 4.125%
HK$30,254
baseline
▲ 0.50% · 4.625%
HK$32,095
+HK$1,841/mo
Deposit HK$3.36M · loan HK$6.24M · min. income ≈ HK$60,508/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$330,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,671
−HK$1,712/mo
▼ 0.25% · 3.875%
HK$32,521
−HK$862/mo
Today · 4.125%
HK$33,383
baseline
▲ 0.50% · 4.625%
HK$35,142
+HK$1,759/mo
Deposit HK$3.36M · loan HK$6.24M · min. income ≈ HK$66,766/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$330,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,659
−HK$1,922/mo
▼ 0.25% · 3.875%
HK$31,613
−HK$968/mo
Today · 4.125%
HK$32,581
baseline
▲ 0.50% · 4.625%
HK$34,564
+HK$1,983/mo
Deposit HK$2.88M · loan HK$6.72M · min. income ≈ HK$65,162/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$330,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,108
−HK$1,842/mo
▼ 0.25% · 3.875%
HK$35,022
−HK$928/mo
Today · 4.125%
HK$35,950
baseline
▲ 0.50% · 4.625%
HK$37,845
+HK$1,895/mo
Deposit HK$2.88M · loan HK$6.72M · min. income ≈ HK$71,900/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$330,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,849
−HK$2,060/mo
▼ 0.25% · 3.875%
HK$33,871
−HK$1,038/mo
Today · 4.125%
HK$34,909
baseline
▲ 0.50% · 4.625%
HK$37,033
+HK$2,124/mo
Deposit HK$2.40M · loan HK$7.20M · min. income ≈ HK$69,818/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$330,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,544
−HK$1,974/mo
▼ 0.25% · 3.875%
HK$37,524
−HK$994/mo
Today · 4.125%
HK$38,518
baseline
▲ 0.50% · 4.625%
HK$40,549
+HK$2,031/mo
Deposit HK$2.40M · loan HK$7.20M · min. income ≈ HK$77,036/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$330,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,039
−HK$2,197/mo
▼ 0.25% · 3.875%
HK$36,129
−HK$1,107/mo
Today · 4.125%
HK$37,236
baseline
▲ 0.50% · 4.625%
HK$39,502
+HK$2,266/mo
Deposit HK$1.92M · loan HK$7.68M · min. income ≈ HK$74,472/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$330,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,980
−HK$2,106/mo
▼ 0.25% · 3.875%
HK$40,026
−HK$1,060/mo
Today · 4.125%
HK$41,086
baseline
▲ 0.50% · 4.625%
HK$43,252
+HK$2,166/mo
Deposit HK$1.92M · loan HK$7.68M · min. income ≈ HK$82,172/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$330,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,229
−HK$2,334/mo
▼ 0.25% · 3.875%
HK$38,387
−HK$1,176/mo
Today · 4.125%
HK$39,563
baseline
▲ 0.50% · 4.625%
HK$41,971
+HK$2,408/mo
Deposit HK$1.44M · loan HK$8.16M · min. income ≈ HK$79,126/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$330,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,417
−HK$2,237/mo
▼ 0.25% · 3.875%
HK$42,527
−HK$1,127/mo
Today · 4.125%
HK$43,654
baseline
▲ 0.50% · 4.625%
HK$45,955
+HK$2,301/mo
Deposit HK$1.44M · loan HK$8.16M · min. income ≈ HK$87,308/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$330,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,419
−HK$2,471/mo
▼ 0.25% · 3.875%
HK$40,645
−HK$1,245/mo
Today · 4.125%
HK$41,890
baseline
▲ 0.50% · 4.625%
HK$44,439
+HK$2,549/mo
Deposit HK$960K · loan HK$8.64M · min. income ≈ HK$83,780/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$330,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,853
−HK$2,369/mo
▼ 0.25% · 3.875%
HK$45,029
−HK$1,193/mo
Today · 4.125%
HK$46,222
baseline
▲ 0.50% · 4.625%
HK$48,658
+HK$2,436/mo
Deposit HK$960K · loan HK$8.64M · min. income ≈ HK$92,444/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$330,384 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).