▼ 0.50% · 3.625%
HK$22,243
−HK$1,395/mo
▼ 0.25% · 3.875%
HK$22,935
−HK$703/mo
Today · 4.125%
HK$23,638
baseline
▲ 0.50% · 4.625%
HK$25,076
+HK$1,438/mo
Deposit HK$4.88M · loan HK$4.88M · min. income ≈ HK$47,276/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$345,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,745
−HK$1,337/mo
▼ 0.25% · 3.875%
HK$25,409
−HK$673/mo
Today · 4.125%
HK$26,082
baseline
▲ 0.50% · 4.625%
HK$27,457
+HK$1,375/mo
Deposit HK$4.88M · loan HK$4.88M · min. income ≈ HK$52,164/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$345,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,468
−HK$1,534/mo
▼ 0.25% · 3.875%
HK$25,229
−HK$773/mo
Today · 4.125%
HK$26,002
baseline
▲ 0.50% · 4.625%
HK$27,584
+HK$1,582/mo
Deposit HK$4.39M · loan HK$5.37M · min. income ≈ HK$52,004/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$345,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,220
−HK$1,471/mo
▼ 0.25% · 3.875%
HK$27,950
−HK$741/mo
Today · 4.125%
HK$28,691
baseline
▲ 0.50% · 4.625%
HK$30,203
+HK$1,512/mo
Deposit HK$4.39M · loan HK$5.37M · min. income ≈ HK$57,382/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$345,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,692
−HK$1,674/mo
▼ 0.25% · 3.875%
HK$27,522
−HK$844/mo
Today · 4.125%
HK$28,366
baseline
▲ 0.50% · 4.625%
HK$30,092
+HK$1,726/mo
Deposit HK$3.90M · loan HK$5.85M · min. income ≈ HK$56,732/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$345,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,695
−HK$1,604/mo
▼ 0.25% · 3.875%
HK$30,491
−HK$808/mo
Today · 4.125%
HK$31,299
baseline
▲ 0.50% · 4.625%
HK$32,949
+HK$1,650/mo
Deposit HK$3.90M · loan HK$5.85M · min. income ≈ HK$62,598/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$345,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,916
−HK$1,814/mo
▼ 0.25% · 3.875%
HK$29,816
−HK$914/mo
Today · 4.125%
HK$30,730
baseline
▲ 0.50% · 4.625%
HK$32,599
+HK$1,869/mo
Deposit HK$3.41M · loan HK$6.34M · min. income ≈ HK$61,460/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$345,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,169
−HK$1,738/mo
▼ 0.25% · 3.875%
HK$33,032
−HK$875/mo
Today · 4.125%
HK$33,907
baseline
▲ 0.50% · 4.625%
HK$35,694
+HK$1,787/mo
Deposit HK$3.41M · loan HK$6.34M · min. income ≈ HK$67,814/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$345,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,141
−HK$1,952/mo
▼ 0.25% · 3.875%
HK$32,109
−HK$984/mo
Today · 4.125%
HK$33,093
baseline
▲ 0.50% · 4.625%
HK$35,107
+HK$2,014/mo
Deposit HK$2.93M · loan HK$6.83M · min. income ≈ HK$66,186/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$345,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,644
−HK$1,871/mo
▼ 0.25% · 3.875%
HK$35,573
−HK$942/mo
Today · 4.125%
HK$36,515
baseline
▲ 0.50% · 4.625%
HK$38,440
+HK$1,925/mo
Deposit HK$2.93M · loan HK$6.83M · min. income ≈ HK$73,030/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$345,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,365
−HK$2,092/mo
▼ 0.25% · 3.875%
HK$34,403
−HK$1,054/mo
Today · 4.125%
HK$35,457
baseline
▲ 0.50% · 4.625%
HK$37,615
+HK$2,158/mo
Deposit HK$2.44M · loan HK$7.32M · min. income ≈ HK$70,914/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$345,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,118
−HK$2,006/mo
▼ 0.25% · 3.875%
HK$38,114
−HK$1,010/mo
Today · 4.125%
HK$39,124
baseline
▲ 0.50% · 4.625%
HK$41,186
+HK$2,062/mo
Deposit HK$2.44M · loan HK$7.32M · min. income ≈ HK$78,248/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$345,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,589
−HK$2,232/mo
▼ 0.25% · 3.875%
HK$36,696
−HK$1,125/mo
Today · 4.125%
HK$37,821
baseline
▲ 0.50% · 4.625%
HK$40,122
+HK$2,301/mo
Deposit HK$1.95M · loan HK$7.80M · min. income ≈ HK$75,642/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$345,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,593
−HK$2,139/mo
▼ 0.25% · 3.875%
HK$40,655
−HK$1,077/mo
Today · 4.125%
HK$41,732
baseline
▲ 0.50% · 4.625%
HK$43,932
+HK$2,200/mo
Deposit HK$1.95M · loan HK$7.80M · min. income ≈ HK$83,464/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$345,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,814
−HK$2,371/mo
▼ 0.25% · 3.875%
HK$38,990
−HK$1,195/mo
Today · 4.125%
HK$40,185
baseline
▲ 0.50% · 4.625%
HK$42,630
+HK$2,445/mo
Deposit HK$1.46M · loan HK$8.29M · min. income ≈ HK$80,370/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$345,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,067
−HK$2,273/mo
▼ 0.25% · 3.875%
HK$43,196
−HK$1,144/mo
Today · 4.125%
HK$44,340
baseline
▲ 0.50% · 4.625%
HK$46,677
+HK$2,337/mo
Deposit HK$1.46M · loan HK$8.29M · min. income ≈ HK$88,680/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$345,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,038
−HK$2,511/mo
▼ 0.25% · 3.875%
HK$41,283
−HK$1,266/mo
Today · 4.125%
HK$42,549
baseline
▲ 0.50% · 4.625%
HK$45,138
+HK$2,589/mo
Deposit HK$975K · loan HK$8.78M · min. income ≈ HK$85,098/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$345,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,542
−HK$2,406/mo
▼ 0.25% · 3.875%
HK$45,736
−HK$1,212/mo
Today · 4.125%
HK$46,948
baseline
▲ 0.50% · 4.625%
HK$49,423
+HK$2,475/mo
Deposit HK$975K · loan HK$8.78M · min. income ≈ HK$93,896/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$345,474 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).