▼ 0.50% · 3.625%
HK$21,555
−HK$1,352/mo
▼ 0.25% · 3.875%
HK$22,225
−HK$682/mo
Today · 4.125%
HK$22,907
baseline
▲ 0.50% · 4.625%
HK$24,300
+HK$1,393/mo
Deposit HK$4.73M · loan HK$4.73M · min. income ≈ HK$45,814/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$315,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,980
−HK$1,295/mo
▼ 0.25% · 3.875%
HK$24,623
−HK$652/mo
Today · 4.125%
HK$25,275
baseline
▲ 0.50% · 4.625%
HK$26,607
+HK$1,332/mo
Deposit HK$4.73M · loan HK$4.73M · min. income ≈ HK$50,550/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$315,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,710
−HK$1,487/mo
▼ 0.25% · 3.875%
HK$24,448
−HK$749/mo
Today · 4.125%
HK$25,197
baseline
▲ 0.50% · 4.625%
HK$26,730
+HK$1,533/mo
Deposit HK$4.25M · loan HK$5.20M · min. income ≈ HK$50,394/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$315,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,378
−HK$1,425/mo
▼ 0.25% · 3.875%
HK$27,085
−HK$718/mo
Today · 4.125%
HK$27,803
baseline
▲ 0.50% · 4.625%
HK$29,268
+HK$1,465/mo
Deposit HK$4.25M · loan HK$5.20M · min. income ≈ HK$55,606/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$315,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,866
−HK$1,622/mo
▼ 0.25% · 3.875%
HK$26,670
−HK$818/mo
Today · 4.125%
HK$27,488
baseline
▲ 0.50% · 4.625%
HK$29,160
+HK$1,672/mo
Deposit HK$3.78M · loan HK$5.67M · min. income ≈ HK$54,976/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$315,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,775
−HK$1,555/mo
▼ 0.25% · 3.875%
HK$29,547
−HK$783/mo
Today · 4.125%
HK$30,330
baseline
▲ 0.50% · 4.625%
HK$31,929
+HK$1,599/mo
Deposit HK$3.78M · loan HK$5.67M · min. income ≈ HK$60,660/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$315,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,021
−HK$1,758/mo
▼ 0.25% · 3.875%
HK$28,893
−HK$886/mo
Today · 4.125%
HK$29,779
baseline
▲ 0.50% · 4.625%
HK$31,590
+HK$1,811/mo
Deposit HK$3.31M · loan HK$6.14M · min. income ≈ HK$59,558/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$315,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,173
−HK$1,685/mo
▼ 0.25% · 3.875%
HK$32,010
−HK$848/mo
Today · 4.125%
HK$32,858
baseline
▲ 0.50% · 4.625%
HK$34,590
+HK$1,732/mo
Deposit HK$3.31M · loan HK$6.14M · min. income ≈ HK$65,716/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$315,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,177
−HK$1,892/mo
▼ 0.25% · 3.875%
HK$31,115
−HK$954/mo
Today · 4.125%
HK$32,069
baseline
▲ 0.50% · 4.625%
HK$34,021
+HK$1,952/mo
Deposit HK$2.84M · loan HK$6.62M · min. income ≈ HK$64,138/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$315,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,571
−HK$1,814/mo
▼ 0.25% · 3.875%
HK$34,472
−HK$913/mo
Today · 4.125%
HK$35,385
baseline
▲ 0.50% · 4.625%
HK$37,250
+HK$1,865/mo
Deposit HK$2.84M · loan HK$6.62M · min. income ≈ HK$70,770/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$315,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,332
−HK$2,028/mo
▼ 0.25% · 3.875%
HK$33,338
−HK$1,022/mo
Today · 4.125%
HK$34,360
baseline
▲ 0.50% · 4.625%
HK$36,451
+HK$2,091/mo
Deposit HK$2.36M · loan HK$7.09M · min. income ≈ HK$68,720/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$315,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,969
−HK$1,944/mo
▼ 0.25% · 3.875%
HK$36,934
−HK$979/mo
Today · 4.125%
HK$37,913
baseline
▲ 0.50% · 4.625%
HK$39,911
+HK$1,998/mo
Deposit HK$2.36M · loan HK$7.09M · min. income ≈ HK$75,826/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$315,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,488
−HK$2,162/mo
▼ 0.25% · 3.875%
HK$35,561
−HK$1,089/mo
Today · 4.125%
HK$36,650
baseline
▲ 0.50% · 4.625%
HK$38,881
+HK$2,231/mo
Deposit HK$1.89M · loan HK$7.56M · min. income ≈ HK$73,300/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$315,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,367
−HK$2,073/mo
▼ 0.25% · 3.875%
HK$39,396
−HK$1,044/mo
Today · 4.125%
HK$40,440
baseline
▲ 0.50% · 4.625%
HK$42,572
+HK$2,132/mo
Deposit HK$1.89M · loan HK$7.56M · min. income ≈ HK$80,880/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$315,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,643
−HK$2,298/mo
▼ 0.25% · 3.875%
HK$37,783
−HK$1,158/mo
Today · 4.125%
HK$38,941
baseline
▲ 0.50% · 4.625%
HK$41,311
+HK$2,370/mo
Deposit HK$1.42M · loan HK$8.03M · min. income ≈ HK$77,882/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$315,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,765
−HK$2,203/mo
▼ 0.25% · 3.875%
HK$41,859
−HK$1,109/mo
Today · 4.125%
HK$42,968
baseline
▲ 0.50% · 4.625%
HK$45,233
+HK$2,265/mo
Deposit HK$1.42M · loan HK$8.03M · min. income ≈ HK$85,936/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$315,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,799
−HK$2,433/mo
▼ 0.25% · 3.875%
HK$40,006
−HK$1,226/mo
Today · 4.125%
HK$41,232
baseline
▲ 0.50% · 4.625%
HK$43,741
+HK$2,509/mo
Deposit HK$945K · loan HK$8.51M · min. income ≈ HK$82,464/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$315,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,163
−HK$2,332/mo
▼ 0.25% · 3.875%
HK$44,321
−HK$1,174/mo
Today · 4.125%
HK$45,495
baseline
▲ 0.50% · 4.625%
HK$47,893
+HK$2,398/mo
Deposit HK$945K · loan HK$8.51M · min. income ≈ HK$90,990/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$315,283 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).