▼ 0.50% · 3.625%
HK$21,817
−HK$1,368/mo
▼ 0.25% · 3.875%
HK$22,496
−HK$689/mo
Today · 4.125%
HK$23,185
baseline
▲ 0.50% · 4.625%
HK$24,596
+HK$1,411/mo
Deposit HK$4.78M · loan HK$4.78M · min. income ≈ HK$46,370/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$326,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,271
−HK$1,312/mo
▼ 0.25% · 3.875%
HK$24,922
−HK$661/mo
Today · 4.125%
HK$25,583
baseline
▲ 0.50% · 4.625%
HK$26,931
+HK$1,348/mo
Deposit HK$4.78M · loan HK$4.78M · min. income ≈ HK$51,166/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$326,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,999
−HK$1,505/mo
▼ 0.25% · 3.875%
HK$24,745
−HK$759/mo
Today · 4.125%
HK$25,504
baseline
▲ 0.50% · 4.625%
HK$27,056
+HK$1,552/mo
Deposit HK$4.31M · loan HK$5.26M · min. income ≈ HK$51,008/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$326,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,698
−HK$1,443/mo
▼ 0.25% · 3.875%
HK$27,414
−HK$727/mo
Today · 4.125%
HK$28,141
baseline
▲ 0.50% · 4.625%
HK$29,624
+HK$1,483/mo
Deposit HK$4.31M · loan HK$5.26M · min. income ≈ HK$56,282/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$326,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,180
−HK$1,642/mo
▼ 0.25% · 3.875%
HK$26,995
−HK$827/mo
Today · 4.125%
HK$27,822
baseline
▲ 0.50% · 4.625%
HK$29,515
+HK$1,693/mo
Deposit HK$3.83M · loan HK$5.74M · min. income ≈ HK$55,644/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$326,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,125
−HK$1,574/mo
▼ 0.25% · 3.875%
HK$29,907
−HK$792/mo
Today · 4.125%
HK$30,699
baseline
▲ 0.50% · 4.625%
HK$32,317
+HK$1,618/mo
Deposit HK$3.83M · loan HK$5.74M · min. income ≈ HK$61,398/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$326,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,362
−HK$1,779/mo
▼ 0.25% · 3.875%
HK$29,244
−HK$897/mo
Today · 4.125%
HK$30,141
baseline
▲ 0.50% · 4.625%
HK$31,975
+HK$1,834/mo
Deposit HK$3.35M · loan HK$6.22M · min. income ≈ HK$60,282/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$326,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,553
−HK$1,704/mo
▼ 0.25% · 3.875%
HK$32,399
−HK$858/mo
Today · 4.125%
HK$33,257
baseline
▲ 0.50% · 4.625%
HK$35,010
+HK$1,753/mo
Deposit HK$3.35M · loan HK$6.22M · min. income ≈ HK$66,514/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$326,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,544
−HK$1,915/mo
▼ 0.25% · 3.875%
HK$31,494
−HK$965/mo
Today · 4.125%
HK$32,459
baseline
▲ 0.50% · 4.625%
HK$34,434
+HK$1,975/mo
Deposit HK$2.87M · loan HK$6.70M · min. income ≈ HK$64,918/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$326,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,980
−HK$1,836/mo
▼ 0.25% · 3.875%
HK$34,891
−HK$925/mo
Today · 4.125%
HK$35,816
baseline
▲ 0.50% · 4.625%
HK$37,703
+HK$1,887/mo
Deposit HK$2.87M · loan HK$6.70M · min. income ≈ HK$71,632/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$326,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,726
−HK$2,052/mo
▼ 0.25% · 3.875%
HK$33,744
−HK$1,034/mo
Today · 4.125%
HK$34,778
baseline
▲ 0.50% · 4.625%
HK$36,894
+HK$2,116/mo
Deposit HK$2.39M · loan HK$7.18M · min. income ≈ HK$69,556/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$326,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,407
−HK$1,967/mo
▼ 0.25% · 3.875%
HK$37,383
−HK$991/mo
Today · 4.125%
HK$38,374
baseline
▲ 0.50% · 4.625%
HK$40,397
+HK$2,023/mo
Deposit HK$2.39M · loan HK$7.18M · min. income ≈ HK$76,748/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$326,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,907
−HK$2,189/mo
▼ 0.25% · 3.875%
HK$35,993
−HK$1,103/mo
Today · 4.125%
HK$37,096
baseline
▲ 0.50% · 4.625%
HK$39,353
+HK$2,257/mo
Deposit HK$1.91M · loan HK$7.65M · min. income ≈ HK$74,192/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$326,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,834
−HK$2,098/mo
▼ 0.25% · 3.875%
HK$39,876
−HK$1,056/mo
Today · 4.125%
HK$40,932
baseline
▲ 0.50% · 4.625%
HK$43,090
+HK$2,158/mo
Deposit HK$1.91M · loan HK$7.65M · min. income ≈ HK$81,864/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$326,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,089
−HK$2,326/mo
▼ 0.25% · 3.875%
HK$38,243
−HK$1,172/mo
Today · 4.125%
HK$39,415
baseline
▲ 0.50% · 4.625%
HK$41,813
+HK$2,398/mo
Deposit HK$1.44M · loan HK$8.13M · min. income ≈ HK$78,830/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$326,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,261
−HK$2,229/mo
▼ 0.25% · 3.875%
HK$42,368
−HK$1,122/mo
Today · 4.125%
HK$43,490
baseline
▲ 0.50% · 4.625%
HK$45,783
+HK$2,293/mo
Deposit HK$1.44M · loan HK$8.13M · min. income ≈ HK$86,980/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$326,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,271
−HK$2,462/mo
▼ 0.25% · 3.875%
HK$40,492
−HK$1,241/mo
Today · 4.125%
HK$41,733
baseline
▲ 0.50% · 4.625%
HK$44,273
+HK$2,540/mo
Deposit HK$957K · loan HK$8.61M · min. income ≈ HK$83,466/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$326,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,688
−HK$2,361/mo
▼ 0.25% · 3.875%
HK$44,860
−HK$1,189/mo
Today · 4.125%
HK$46,049
baseline
▲ 0.50% · 4.625%
HK$48,476
+HK$2,427/mo
Deposit HK$957K · loan HK$8.61M · min. income ≈ HK$92,098/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$326,781 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).