▼ 0.50% · 3.625%
HK$21,958
−HK$1,377/mo
▼ 0.25% · 3.875%
HK$22,641
−HK$694/mo
Today · 4.125%
HK$23,335
baseline
▲ 0.50% · 4.625%
HK$24,754
+HK$1,419/mo
Deposit HK$4.81M · loan HK$4.81M · min. income ≈ HK$46,670/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$332,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,428
−HK$1,319/mo
▼ 0.25% · 3.875%
HK$25,083
−HK$664/mo
Today · 4.125%
HK$25,747
baseline
▲ 0.50% · 4.625%
HK$27,105
+HK$1,358/mo
Deposit HK$4.81M · loan HK$4.81M · min. income ≈ HK$51,494/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$332,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,153
−HK$1,515/mo
▼ 0.25% · 3.875%
HK$24,905
−HK$763/mo
Today · 4.125%
HK$25,668
baseline
▲ 0.50% · 4.625%
HK$27,230
+HK$1,562/mo
Deposit HK$4.33M · loan HK$5.30M · min. income ≈ HK$51,336/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$332,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,870
−HK$1,452/mo
▼ 0.25% · 3.875%
HK$27,591
−HK$731/mo
Today · 4.125%
HK$28,322
baseline
▲ 0.50% · 4.625%
HK$29,815
+HK$1,493/mo
Deposit HK$4.33M · loan HK$5.30M · min. income ≈ HK$56,644/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$332,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,349
−HK$1,653/mo
▼ 0.25% · 3.875%
HK$27,169
−HK$833/mo
Today · 4.125%
HK$28,002
baseline
▲ 0.50% · 4.625%
HK$29,705
+HK$1,703/mo
Deposit HK$3.85M · loan HK$5.78M · min. income ≈ HK$56,004/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$332,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,313
−HK$1,584/mo
▼ 0.25% · 3.875%
HK$30,099
−HK$798/mo
Today · 4.125%
HK$30,897
baseline
▲ 0.50% · 4.625%
HK$32,526
+HK$1,629/mo
Deposit HK$3.85M · loan HK$5.78M · min. income ≈ HK$61,794/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$332,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,545
−HK$1,790/mo
▼ 0.25% · 3.875%
HK$29,433
−HK$902/mo
Today · 4.125%
HK$30,335
baseline
▲ 0.50% · 4.625%
HK$32,181
+HK$1,846/mo
Deposit HK$3.37M · loan HK$6.26M · min. income ≈ HK$60,670/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$332,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,756
−HK$1,716/mo
▼ 0.25% · 3.875%
HK$32,608
−HK$864/mo
Today · 4.125%
HK$33,472
baseline
▲ 0.50% · 4.625%
HK$35,236
+HK$1,764/mo
Deposit HK$3.37M · loan HK$6.26M · min. income ≈ HK$66,944/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$332,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,741
−HK$1,927/mo
▼ 0.25% · 3.875%
HK$31,697
−HK$971/mo
Today · 4.125%
HK$32,668
baseline
▲ 0.50% · 4.625%
HK$34,656
+HK$1,988/mo
Deposit HK$2.89M · loan HK$6.74M · min. income ≈ HK$65,336/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$332,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,199
−HK$1,847/mo
▼ 0.25% · 3.875%
HK$35,116
−HK$930/mo
Today · 4.125%
HK$36,046
baseline
▲ 0.50% · 4.625%
HK$37,946
+HK$1,900/mo
Deposit HK$2.89M · loan HK$6.74M · min. income ≈ HK$72,092/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$332,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,937
−HK$2,065/mo
▼ 0.25% · 3.875%
HK$33,961
−HK$1,041/mo
Today · 4.125%
HK$35,002
baseline
▲ 0.50% · 4.625%
HK$37,132
+HK$2,130/mo
Deposit HK$2.41M · loan HK$7.22M · min. income ≈ HK$70,004/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$332,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,642
−HK$1,979/mo
▼ 0.25% · 3.875%
HK$37,624
−HK$997/mo
Today · 4.125%
HK$38,621
baseline
▲ 0.50% · 4.625%
HK$40,657
+HK$2,036/mo
Deposit HK$2.41M · loan HK$7.22M · min. income ≈ HK$77,242/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$332,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,132
−HK$2,203/mo
▼ 0.25% · 3.875%
HK$36,225
−HK$1,110/mo
Today · 4.125%
HK$37,335
baseline
▲ 0.50% · 4.625%
HK$39,607
+HK$2,272/mo
Deposit HK$1.93M · loan HK$7.70M · min. income ≈ HK$74,670/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$332,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,084
−HK$2,112/mo
▼ 0.25% · 3.875%
HK$40,133
−HK$1,063/mo
Today · 4.125%
HK$41,196
baseline
▲ 0.50% · 4.625%
HK$43,367
+HK$2,171/mo
Deposit HK$1.93M · loan HK$7.70M · min. income ≈ HK$82,392/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$332,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,328
−HK$2,341/mo
▼ 0.25% · 3.875%
HK$38,489
−HK$1,180/mo
Today · 4.125%
HK$39,669
baseline
▲ 0.50% · 4.625%
HK$42,083
+HK$2,414/mo
Deposit HK$1.44M · loan HK$8.19M · min. income ≈ HK$79,338/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$332,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,527
−HK$2,244/mo
▼ 0.25% · 3.875%
HK$42,641
−HK$1,130/mo
Today · 4.125%
HK$43,771
baseline
▲ 0.50% · 4.625%
HK$46,078
+HK$2,307/mo
Deposit HK$1.44M · loan HK$8.19M · min. income ≈ HK$87,542/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$332,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,524
−HK$2,478/mo
▼ 0.25% · 3.875%
HK$40,753
−HK$1,249/mo
Today · 4.125%
HK$42,002
baseline
▲ 0.50% · 4.625%
HK$44,558
+HK$2,556/mo
Deposit HK$963K · loan HK$8.67M · min. income ≈ HK$84,004/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$332,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,970
−HK$2,375/mo
▼ 0.25% · 3.875%
HK$45,149
−HK$1,196/mo
Today · 4.125%
HK$46,345
baseline
▲ 0.50% · 4.625%
HK$48,788
+HK$2,443/mo
Deposit HK$963K · loan HK$8.67M · min. income ≈ HK$92,690/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$332,948 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).