▼ 0.50% · 3.625%
HK$21,567
−HK$1,353/mo
▼ 0.25% · 3.875%
HK$22,238
−HK$682/mo
Today · 4.125%
HK$22,920
baseline
▲ 0.50% · 4.625%
HK$24,314
+HK$1,394/mo
Deposit HK$4.73M · loan HK$4.73M · min. income ≈ HK$45,840/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$315,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,993
−HK$1,297/mo
▼ 0.25% · 3.875%
HK$24,637
−HK$653/mo
Today · 4.125%
HK$25,290
baseline
▲ 0.50% · 4.625%
HK$26,623
+HK$1,333/mo
Deposit HK$4.73M · loan HK$4.73M · min. income ≈ HK$50,580/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$315,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,724
−HK$1,488/mo
▼ 0.25% · 3.875%
HK$24,462
−HK$750/mo
Today · 4.125%
HK$25,212
baseline
▲ 0.50% · 4.625%
HK$26,746
+HK$1,534/mo
Deposit HK$4.26M · loan HK$5.20M · min. income ≈ HK$50,424/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$315,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,393
−HK$1,426/mo
▼ 0.25% · 3.875%
HK$27,101
−HK$718/mo
Today · 4.125%
HK$27,819
baseline
▲ 0.50% · 4.625%
HK$29,285
+HK$1,466/mo
Deposit HK$4.26M · loan HK$5.20M · min. income ≈ HK$55,638/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$315,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,881
−HK$1,623/mo
▼ 0.25% · 3.875%
HK$26,686
−HK$818/mo
Today · 4.125%
HK$27,504
baseline
▲ 0.50% · 4.625%
HK$29,177
+HK$1,673/mo
Deposit HK$3.78M · loan HK$5.67M · min. income ≈ HK$55,008/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$315,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,792
−HK$1,556/mo
▼ 0.25% · 3.875%
HK$29,564
−HK$784/mo
Today · 4.125%
HK$30,348
baseline
▲ 0.50% · 4.625%
HK$31,947
+HK$1,599/mo
Deposit HK$3.78M · loan HK$5.67M · min. income ≈ HK$60,696/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$315,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,037
−HK$1,759/mo
▼ 0.25% · 3.875%
HK$28,910
−HK$886/mo
Today · 4.125%
HK$29,796
baseline
▲ 0.50% · 4.625%
HK$31,609
+HK$1,813/mo
Deposit HK$3.31M · loan HK$6.15M · min. income ≈ HK$59,592/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$315,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,191
−HK$1,686/mo
▼ 0.25% · 3.875%
HK$32,028
−HK$849/mo
Today · 4.125%
HK$32,877
baseline
▲ 0.50% · 4.625%
HK$34,610
+HK$1,733/mo
Deposit HK$3.31M · loan HK$6.15M · min. income ≈ HK$65,754/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$315,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,194
−HK$1,894/mo
▼ 0.25% · 3.875%
HK$31,133
−HK$955/mo
Today · 4.125%
HK$32,088
baseline
▲ 0.50% · 4.625%
HK$34,040
+HK$1,952/mo
Deposit HK$2.84M · loan HK$6.62M · min. income ≈ HK$64,176/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$315,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,591
−HK$1,815/mo
▼ 0.25% · 3.875%
HK$34,492
−HK$914/mo
Today · 4.125%
HK$35,406
baseline
▲ 0.50% · 4.625%
HK$37,272
+HK$1,866/mo
Deposit HK$2.84M · loan HK$6.62M · min. income ≈ HK$70,812/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$315,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,351
−HK$2,029/mo
▼ 0.25% · 3.875%
HK$33,357
−HK$1,023/mo
Today · 4.125%
HK$34,380
baseline
▲ 0.50% · 4.625%
HK$36,472
+HK$2,092/mo
Deposit HK$2.36M · loan HK$7.09M · min. income ≈ HK$68,760/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$315,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,990
−HK$1,945/mo
▼ 0.25% · 3.875%
HK$36,955
−HK$980/mo
Today · 4.125%
HK$37,935
baseline
▲ 0.50% · 4.625%
HK$39,934
+HK$1,999/mo
Deposit HK$2.36M · loan HK$7.09M · min. income ≈ HK$75,870/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$315,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,508
−HK$2,164/mo
▼ 0.25% · 3.875%
HK$35,581
−HK$1,091/mo
Today · 4.125%
HK$36,672
baseline
▲ 0.50% · 4.625%
HK$38,903
+HK$2,231/mo
Deposit HK$1.89M · loan HK$7.57M · min. income ≈ HK$73,344/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$315,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,389
−HK$2,074/mo
▼ 0.25% · 3.875%
HK$39,419
−HK$1,044/mo
Today · 4.125%
HK$40,463
baseline
▲ 0.50% · 4.625%
HK$42,596
+HK$2,133/mo
Deposit HK$1.89M · loan HK$7.57M · min. income ≈ HK$80,926/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$315,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,664
−HK$2,300/mo
▼ 0.25% · 3.875%
HK$37,805
−HK$1,159/mo
Today · 4.125%
HK$38,964
baseline
▲ 0.50% · 4.625%
HK$41,334
+HK$2,370/mo
Deposit HK$1.42M · loan HK$8.04M · min. income ≈ HK$77,928/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$315,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,789
−HK$2,203/mo
▼ 0.25% · 3.875%
HK$41,883
−HK$1,109/mo
Today · 4.125%
HK$42,992
baseline
▲ 0.50% · 4.625%
HK$45,259
+HK$2,267/mo
Deposit HK$1.42M · loan HK$8.04M · min. income ≈ HK$85,984/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$315,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,821
−HK$2,435/mo
▼ 0.25% · 3.875%
HK$40,029
−HK$1,227/mo
Today · 4.125%
HK$41,256
baseline
▲ 0.50% · 4.625%
HK$43,766
+HK$2,510/mo
Deposit HK$946K · loan HK$8.51M · min. income ≈ HK$82,512/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$315,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,188
−HK$2,333/mo
▼ 0.25% · 3.875%
HK$44,346
−HK$1,175/mo
Today · 4.125%
HK$45,521
baseline
▲ 0.50% · 4.625%
HK$47,921
+HK$2,400/mo
Deposit HK$946K · loan HK$8.51M · min. income ≈ HK$91,042/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$315,828 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).