▼ 0.50% · 3.625%
HK$22,045
−HK$1,382/mo
▼ 0.25% · 3.875%
HK$22,730
−HK$697/mo
Today · 4.125%
HK$23,427
baseline
▲ 0.50% · 4.625%
HK$24,853
+HK$1,426/mo
Deposit HK$4.83M · loan HK$4.83M · min. income ≈ HK$46,854/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$336,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,525
−HK$1,324/mo
▼ 0.25% · 3.875%
HK$25,182
−HK$667/mo
Today · 4.125%
HK$25,849
baseline
▲ 0.50% · 4.625%
HK$27,212
+HK$1,363/mo
Deposit HK$4.83M · loan HK$4.83M · min. income ≈ HK$51,698/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$336,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,249
−HK$1,521/mo
▼ 0.25% · 3.875%
HK$25,003
−HK$767/mo
Today · 4.125%
HK$25,770
baseline
▲ 0.50% · 4.625%
HK$27,338
+HK$1,568/mo
Deposit HK$4.35M · loan HK$5.32M · min. income ≈ HK$51,540/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$336,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,977
−HK$1,457/mo
▼ 0.25% · 3.875%
HK$27,700
−HK$734/mo
Today · 4.125%
HK$28,434
baseline
▲ 0.50% · 4.625%
HK$29,933
+HK$1,499/mo
Deposit HK$4.35M · loan HK$5.32M · min. income ≈ HK$56,868/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$336,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,454
−HK$1,659/mo
▼ 0.25% · 3.875%
HK$27,276
−HK$837/mo
Today · 4.125%
HK$28,113
baseline
▲ 0.50% · 4.625%
HK$29,823
+HK$1,710/mo
Deposit HK$3.87M · loan HK$5.80M · min. income ≈ HK$56,226/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$336,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,429
−HK$1,590/mo
▼ 0.25% · 3.875%
HK$30,219
−HK$800/mo
Today · 4.125%
HK$31,019
baseline
▲ 0.50% · 4.625%
HK$32,654
+HK$1,635/mo
Deposit HK$3.87M · loan HK$5.80M · min. income ≈ HK$62,038/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$336,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,658
−HK$1,797/mo
▼ 0.25% · 3.875%
HK$29,550
−HK$905/mo
Today · 4.125%
HK$30,455
baseline
▲ 0.50% · 4.625%
HK$32,308
+HK$1,853/mo
Deposit HK$3.38M · loan HK$6.28M · min. income ≈ HK$60,910/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$336,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,882
−HK$1,722/mo
▼ 0.25% · 3.875%
HK$32,737
−HK$867/mo
Today · 4.125%
HK$33,604
baseline
▲ 0.50% · 4.625%
HK$35,376
+HK$1,772/mo
Deposit HK$3.38M · loan HK$6.28M · min. income ≈ HK$67,208/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$336,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,863
−HK$1,935/mo
▼ 0.25% · 3.875%
HK$31,823
−HK$975/mo
Today · 4.125%
HK$32,798
baseline
▲ 0.50% · 4.625%
HK$34,794
+HK$1,996/mo
Deposit HK$2.90M · loan HK$6.77M · min. income ≈ HK$65,596/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$336,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,334
−HK$1,855/mo
▼ 0.25% · 3.875%
HK$35,255
−HK$934/mo
Today · 4.125%
HK$36,189
baseline
▲ 0.50% · 4.625%
HK$38,097
+HK$1,908/mo
Deposit HK$2.90M · loan HK$6.77M · min. income ≈ HK$72,378/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$336,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,067
−HK$2,074/mo
▼ 0.25% · 3.875%
HK$34,096
−HK$1,045/mo
Today · 4.125%
HK$35,141
baseline
▲ 0.50% · 4.625%
HK$37,279
+HK$2,138/mo
Deposit HK$2.42M · loan HK$7.25M · min. income ≈ HK$70,282/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$336,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,787
−HK$1,987/mo
▼ 0.25% · 3.875%
HK$37,773
−HK$1,001/mo
Today · 4.125%
HK$38,774
baseline
▲ 0.50% · 4.625%
HK$40,818
+HK$2,044/mo
Deposit HK$2.42M · loan HK$7.25M · min. income ≈ HK$77,548/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$336,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,272
−HK$2,211/mo
▼ 0.25% · 3.875%
HK$36,369
−HK$1,114/mo
Today · 4.125%
HK$37,483
baseline
▲ 0.50% · 4.625%
HK$39,764
+HK$2,281/mo
Deposit HK$1.93M · loan HK$7.73M · min. income ≈ HK$74,966/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$336,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,239
−HK$2,120/mo
▼ 0.25% · 3.875%
HK$40,292
−HK$1,067/mo
Today · 4.125%
HK$41,359
baseline
▲ 0.50% · 4.625%
HK$43,539
+HK$2,180/mo
Deposit HK$1.93M · loan HK$7.73M · min. income ≈ HK$82,718/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$336,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,476
−HK$2,350/mo
▼ 0.25% · 3.875%
HK$38,642
−HK$1,184/mo
Today · 4.125%
HK$39,826
baseline
▲ 0.50% · 4.625%
HK$42,249
+HK$2,423/mo
Deposit HK$1.45M · loan HK$8.22M · min. income ≈ HK$79,652/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$336,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,692
−HK$2,252/mo
▼ 0.25% · 3.875%
HK$42,810
−HK$1,134/mo
Today · 4.125%
HK$43,944
baseline
▲ 0.50% · 4.625%
HK$46,260
+HK$2,316/mo
Deposit HK$1.45M · loan HK$8.22M · min. income ≈ HK$87,888/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$336,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,680
−HK$2,489/mo
▼ 0.25% · 3.875%
HK$40,915
−HK$1,254/mo
Today · 4.125%
HK$42,169
baseline
▲ 0.50% · 4.625%
HK$44,735
+HK$2,566/mo
Deposit HK$967K · loan HK$8.70M · min. income ≈ HK$84,338/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$336,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,144
−HK$2,385/mo
▼ 0.25% · 3.875%
HK$45,328
−HK$1,201/mo
Today · 4.125%
HK$46,529
baseline
▲ 0.50% · 4.625%
HK$48,982
+HK$2,453/mo
Deposit HK$967K · loan HK$8.70M · min. income ≈ HK$93,058/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$336,764 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).