▼ 0.50% · 3.625%
HK$20,868
−HK$1,309/mo
▼ 0.25% · 3.875%
HK$21,517
−HK$660/mo
Today · 4.125%
HK$22,177
baseline
▲ 0.50% · 4.625%
HK$23,526
+HK$1,349/mo
Deposit HK$4.58M · loan HK$4.58M · min. income ≈ HK$44,354/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$285,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,215
−HK$1,255/mo
▼ 0.25% · 3.875%
HK$23,838
−HK$632/mo
Today · 4.125%
HK$24,470
baseline
▲ 0.50% · 4.625%
HK$25,759
+HK$1,289/mo
Deposit HK$4.58M · loan HK$4.58M · min. income ≈ HK$48,940/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$285,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,955
−HK$1,439/mo
▼ 0.25% · 3.875%
HK$23,669
−HK$725/mo
Today · 4.125%
HK$24,394
baseline
▲ 0.50% · 4.625%
HK$25,878
+HK$1,484/mo
Deposit HK$4.12M · loan HK$5.03M · min. income ≈ HK$48,788/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$285,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,537
−HK$1,380/mo
▼ 0.25% · 3.875%
HK$26,222
−HK$695/mo
Today · 4.125%
HK$26,917
baseline
▲ 0.50% · 4.625%
HK$28,335
+HK$1,418/mo
Deposit HK$4.12M · loan HK$5.03M · min. income ≈ HK$53,834/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$285,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,041
−HK$1,571/mo
▼ 0.25% · 3.875%
HK$25,820
−HK$792/mo
Today · 4.125%
HK$26,612
baseline
▲ 0.50% · 4.625%
HK$28,231
+HK$1,619/mo
Deposit HK$3.66M · loan HK$5.49M · min. income ≈ HK$53,224/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$285,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,858
−HK$1,506/mo
▼ 0.25% · 3.875%
HK$28,606
−HK$758/mo
Today · 4.125%
HK$29,364
baseline
▲ 0.50% · 4.625%
HK$30,911
+HK$1,547/mo
Deposit HK$3.66M · loan HK$5.49M · min. income ≈ HK$58,728/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$285,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,128
−HK$1,701/mo
▼ 0.25% · 3.875%
HK$27,972
−HK$857/mo
Today · 4.125%
HK$28,829
baseline
▲ 0.50% · 4.625%
HK$30,584
+HK$1,755/mo
Deposit HK$3.20M · loan HK$5.95M · min. income ≈ HK$57,658/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$285,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,180
−HK$1,630/mo
▼ 0.25% · 3.875%
HK$30,989
−HK$821/mo
Today · 4.125%
HK$31,810
baseline
▲ 0.50% · 4.625%
HK$33,487
+HK$1,677/mo
Deposit HK$3.20M · loan HK$5.95M · min. income ≈ HK$63,620/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$285,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,215
−HK$1,832/mo
▼ 0.25% · 3.875%
HK$30,124
−HK$923/mo
Today · 4.125%
HK$31,047
baseline
▲ 0.50% · 4.625%
HK$32,936
+HK$1,889/mo
Deposit HK$2.75M · loan HK$6.41M · min. income ≈ HK$62,094/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$285,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,501
−HK$1,756/mo
▼ 0.25% · 3.875%
HK$33,373
−HK$884/mo
Today · 4.125%
HK$34,257
baseline
▲ 0.50% · 4.625%
HK$36,063
+HK$1,806/mo
Deposit HK$2.75M · loan HK$6.41M · min. income ≈ HK$68,514/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$285,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,302
−HK$1,963/mo
▼ 0.25% · 3.875%
HK$32,276
−HK$989/mo
Today · 4.125%
HK$33,265
baseline
▲ 0.50% · 4.625%
HK$35,289
+HK$2,024/mo
Deposit HK$2.29M · loan HK$6.86M · min. income ≈ HK$66,530/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$285,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,823
−HK$1,881/mo
▼ 0.25% · 3.875%
HK$35,757
−HK$947/mo
Today · 4.125%
HK$36,704
baseline
▲ 0.50% · 4.625%
HK$38,639
+HK$1,935/mo
Deposit HK$2.29M · loan HK$6.86M · min. income ≈ HK$73,408/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$285,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,389
−HK$2,093/mo
▼ 0.25% · 3.875%
HK$34,427
−HK$1,055/mo
Today · 4.125%
HK$35,482
baseline
▲ 0.50% · 4.625%
HK$37,641
+HK$2,159/mo
Deposit HK$1.83M · loan HK$7.32M · min. income ≈ HK$70,964/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$285,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,145
−HK$2,006/mo
▼ 0.25% · 3.875%
HK$38,141
−HK$1,010/mo
Today · 4.125%
HK$39,151
baseline
▲ 0.50% · 4.625%
HK$41,215
+HK$2,064/mo
Deposit HK$1.83M · loan HK$7.32M · min. income ≈ HK$78,302/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$285,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,475
−HK$2,225/mo
▼ 0.25% · 3.875%
HK$36,579
−HK$1,121/mo
Today · 4.125%
HK$37,700
baseline
▲ 0.50% · 4.625%
HK$39,994
+HK$2,294/mo
Deposit HK$1.37M · loan HK$7.78M · min. income ≈ HK$75,400/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$285,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,466
−HK$2,132/mo
▼ 0.25% · 3.875%
HK$40,525
−HK$1,073/mo
Today · 4.125%
HK$41,598
baseline
▲ 0.50% · 4.625%
HK$43,791
+HK$2,193/mo
Deposit HK$1.37M · loan HK$7.78M · min. income ≈ HK$83,196/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$285,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,562
−HK$2,356/mo
▼ 0.25% · 3.875%
HK$38,731
−HK$1,187/mo
Today · 4.125%
HK$39,918
baseline
▲ 0.50% · 4.625%
HK$42,347
+HK$2,429/mo
Deposit HK$915K · loan HK$8.24M · min. income ≈ HK$79,836/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$285,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,788
−HK$2,257/mo
▼ 0.25% · 3.875%
HK$42,908
−HK$1,137/mo
Today · 4.125%
HK$44,045
baseline
▲ 0.50% · 4.625%
HK$46,367
+HK$2,322/mo
Deposit HK$915K · loan HK$8.24M · min. income ≈ HK$88,090/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$285,156 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).