▼ 0.50% · 3.625%
HK$21,613
−HK$1,356/mo
▼ 0.25% · 3.875%
HK$22,285
−HK$684/mo
Today · 4.125%
HK$22,969
baseline
▲ 0.50% · 4.625%
HK$24,366
+HK$1,397/mo
Deposit HK$4.74M · loan HK$4.74M · min. income ≈ HK$45,938/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$317,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,044
−HK$1,299/mo
▼ 0.25% · 3.875%
HK$24,689
−HK$654/mo
Today · 4.125%
HK$25,343
baseline
▲ 0.50% · 4.625%
HK$26,679
+HK$1,336/mo
Deposit HK$4.74M · loan HK$4.74M · min. income ≈ HK$50,686/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$317,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,774
−HK$1,491/mo
▼ 0.25% · 3.875%
HK$24,514
−HK$751/mo
Today · 4.125%
HK$25,265
baseline
▲ 0.50% · 4.625%
HK$26,803
+HK$1,538/mo
Deposit HK$4.27M · loan HK$5.21M · min. income ≈ HK$50,530/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$317,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,449
−HK$1,429/mo
▼ 0.25% · 3.875%
HK$27,158
−HK$720/mo
Today · 4.125%
HK$27,878
baseline
▲ 0.50% · 4.625%
HK$29,347
+HK$1,469/mo
Deposit HK$4.27M · loan HK$5.21M · min. income ≈ HK$55,756/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$317,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,936
−HK$1,626/mo
▼ 0.25% · 3.875%
HK$26,743
−HK$819/mo
Today · 4.125%
HK$27,562
baseline
▲ 0.50% · 4.625%
HK$29,239
+HK$1,677/mo
Deposit HK$3.79M · loan HK$5.69M · min. income ≈ HK$55,124/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$317,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,853
−HK$1,559/mo
▼ 0.25% · 3.875%
HK$29,627
−HK$785/mo
Today · 4.125%
HK$30,412
baseline
▲ 0.50% · 4.625%
HK$32,015
+HK$1,603/mo
Deposit HK$3.79M · loan HK$5.69M · min. income ≈ HK$60,824/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$317,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,097
−HK$1,762/mo
▼ 0.25% · 3.875%
HK$28,971
−HK$888/mo
Today · 4.125%
HK$29,859
baseline
▲ 0.50% · 4.625%
HK$31,676
+HK$1,817/mo
Deposit HK$3.32M · loan HK$6.16M · min. income ≈ HK$59,718/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$317,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,258
−HK$1,689/mo
▼ 0.25% · 3.875%
HK$32,096
−HK$851/mo
Today · 4.125%
HK$32,947
baseline
▲ 0.50% · 4.625%
HK$34,683
+HK$1,736/mo
Deposit HK$3.32M · loan HK$6.16M · min. income ≈ HK$65,894/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$317,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,258
−HK$1,898/mo
▼ 0.25% · 3.875%
HK$31,200
−HK$956/mo
Today · 4.125%
HK$32,156
baseline
▲ 0.50% · 4.625%
HK$34,113
+HK$1,957/mo
Deposit HK$2.84M · loan HK$6.63M · min. income ≈ HK$64,312/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$317,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,662
−HK$1,819/mo
▼ 0.25% · 3.875%
HK$34,565
−HK$916/mo
Today · 4.125%
HK$35,481
baseline
▲ 0.50% · 4.625%
HK$37,351
+HK$1,870/mo
Deposit HK$2.84M · loan HK$6.63M · min. income ≈ HK$70,962/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$317,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,420
−HK$2,033/mo
▼ 0.25% · 3.875%
HK$33,428
−HK$1,025/mo
Today · 4.125%
HK$34,453
baseline
▲ 0.50% · 4.625%
HK$36,549
+HK$2,096/mo
Deposit HK$2.37M · loan HK$7.11M · min. income ≈ HK$68,906/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$317,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,067
−HK$1,948/mo
▼ 0.25% · 3.875%
HK$37,034
−HK$981/mo
Today · 4.125%
HK$38,015
baseline
▲ 0.50% · 4.625%
HK$40,019
+HK$2,004/mo
Deposit HK$2.37M · loan HK$7.11M · min. income ≈ HK$76,030/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$317,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,581
−HK$2,169/mo
▼ 0.25% · 3.875%
HK$35,657
−HK$1,093/mo
Today · 4.125%
HK$36,750
baseline
▲ 0.50% · 4.625%
HK$38,986
+HK$2,236/mo
Deposit HK$1.90M · loan HK$7.58M · min. income ≈ HK$73,500/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$317,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,471
−HK$2,079/mo
▼ 0.25% · 3.875%
HK$39,503
−HK$1,047/mo
Today · 4.125%
HK$40,550
baseline
▲ 0.50% · 4.625%
HK$42,687
+HK$2,137/mo
Deposit HK$1.90M · loan HK$7.58M · min. income ≈ HK$81,100/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$317,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,742
−HK$2,304/mo
▼ 0.25% · 3.875%
HK$37,885
−HK$1,161/mo
Today · 4.125%
HK$39,046
baseline
▲ 0.50% · 4.625%
HK$41,422
+HK$2,376/mo
Deposit HK$1.42M · loan HK$8.06M · min. income ≈ HK$78,092/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$317,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,876
−HK$2,208/mo
▼ 0.25% · 3.875%
HK$41,972
−HK$1,112/mo
Today · 4.125%
HK$43,084
baseline
▲ 0.50% · 4.625%
HK$45,355
+HK$2,271/mo
Deposit HK$1.42M · loan HK$8.06M · min. income ≈ HK$86,168/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$317,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,904
−HK$2,439/mo
▼ 0.25% · 3.875%
HK$40,114
−HK$1,229/mo
Today · 4.125%
HK$41,343
baseline
▲ 0.50% · 4.625%
HK$43,859
+HK$2,516/mo
Deposit HK$948K · loan HK$8.53M · min. income ≈ HK$82,686/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$317,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,280
−HK$2,338/mo
▼ 0.25% · 3.875%
HK$44,441
−HK$1,177/mo
Today · 4.125%
HK$45,618
baseline
▲ 0.50% · 4.625%
HK$48,023
+HK$2,405/mo
Deposit HK$948K · loan HK$8.53M · min. income ≈ HK$91,236/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$317,840 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).