▼ 0.50% · 3.625%
HK$21,840
−HK$1,370/mo
▼ 0.25% · 3.875%
HK$22,519
−HK$691/mo
Today · 4.125%
HK$23,210
baseline
▲ 0.50% · 4.625%
HK$24,622
+HK$1,412/mo
Deposit HK$4.79M · loan HK$4.79M · min. income ≈ HK$46,420/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$327,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,297
−HK$1,312/mo
▼ 0.25% · 3.875%
HK$24,948
−HK$661/mo
Today · 4.125%
HK$25,609
baseline
▲ 0.50% · 4.625%
HK$26,959
+HK$1,350/mo
Deposit HK$4.79M · loan HK$4.79M · min. income ≈ HK$51,218/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$327,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,024
−HK$1,507/mo
▼ 0.25% · 3.875%
HK$24,771
−HK$760/mo
Today · 4.125%
HK$25,531
baseline
▲ 0.50% · 4.625%
HK$27,084
+HK$1,553/mo
Deposit HK$4.31M · loan HK$5.27M · min. income ≈ HK$51,062/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$327,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,726
−HK$1,444/mo
▼ 0.25% · 3.875%
HK$27,443
−HK$727/mo
Today · 4.125%
HK$28,170
baseline
▲ 0.50% · 4.625%
HK$29,655
+HK$1,485/mo
Deposit HK$4.31M · loan HK$5.27M · min. income ≈ HK$56,340/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$327,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,208
−HK$1,643/mo
▼ 0.25% · 3.875%
HK$27,023
−HK$828/mo
Today · 4.125%
HK$27,851
baseline
▲ 0.50% · 4.625%
HK$29,546
+HK$1,695/mo
Deposit HK$3.83M · loan HK$5.75M · min. income ≈ HK$55,702/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$327,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,156
−HK$1,575/mo
▼ 0.25% · 3.875%
HK$29,938
−HK$793/mo
Today · 4.125%
HK$30,731
baseline
▲ 0.50% · 4.625%
HK$32,351
+HK$1,620/mo
Deposit HK$3.83M · loan HK$5.75M · min. income ≈ HK$61,462/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$327,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,392
−HK$1,780/mo
▼ 0.25% · 3.875%
HK$29,275
−HK$897/mo
Today · 4.125%
HK$30,172
baseline
▲ 0.50% · 4.625%
HK$32,008
+HK$1,836/mo
Deposit HK$3.35M · loan HK$6.23M · min. income ≈ HK$60,344/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$327,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,586
−HK$1,706/mo
▼ 0.25% · 3.875%
HK$32,433
−HK$859/mo
Today · 4.125%
HK$33,292
baseline
▲ 0.50% · 4.625%
HK$35,047
+HK$1,755/mo
Deposit HK$3.35M · loan HK$6.23M · min. income ≈ HK$66,584/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$327,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,576
−HK$1,917/mo
▼ 0.25% · 3.875%
HK$31,527
−HK$966/mo
Today · 4.125%
HK$32,493
baseline
▲ 0.50% · 4.625%
HK$34,471
+HK$1,978/mo
Deposit HK$2.87M · loan HK$6.70M · min. income ≈ HK$64,986/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$327,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,016
−HK$1,837/mo
▼ 0.25% · 3.875%
HK$34,928
−HK$925/mo
Today · 4.125%
HK$35,853
baseline
▲ 0.50% · 4.625%
HK$37,743
+HK$1,890/mo
Deposit HK$2.87M · loan HK$6.70M · min. income ≈ HK$71,706/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$327,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,760
−HK$2,054/mo
▼ 0.25% · 3.875%
HK$33,779
−HK$1,035/mo
Today · 4.125%
HK$34,814
baseline
▲ 0.50% · 4.625%
HK$36,933
+HK$2,119/mo
Deposit HK$2.39M · loan HK$7.18M · min. income ≈ HK$69,628/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$327,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,445
−HK$1,969/mo
▼ 0.25% · 3.875%
HK$37,423
−HK$991/mo
Today · 4.125%
HK$38,414
baseline
▲ 0.50% · 4.625%
HK$40,439
+HK$2,025/mo
Deposit HK$2.39M · loan HK$7.18M · min. income ≈ HK$76,828/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$327,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,944
−HK$2,191/mo
▼ 0.25% · 3.875%
HK$36,031
−HK$1,104/mo
Today · 4.125%
HK$37,135
baseline
▲ 0.50% · 4.625%
HK$39,395
+HK$2,260/mo
Deposit HK$1.92M · loan HK$7.66M · min. income ≈ HK$74,270/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$327,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,875
−HK$2,100/mo
▼ 0.25% · 3.875%
HK$39,917
−HK$1,058/mo
Today · 4.125%
HK$40,975
baseline
▲ 0.50% · 4.625%
HK$43,135
+HK$2,160/mo
Deposit HK$1.92M · loan HK$7.66M · min. income ≈ HK$81,950/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$327,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,128
−HK$2,328/mo
▼ 0.25% · 3.875%
HK$38,283
−HK$1,173/mo
Today · 4.125%
HK$39,456
baseline
▲ 0.50% · 4.625%
HK$41,857
+HK$2,401/mo
Deposit HK$1.44M · loan HK$8.14M · min. income ≈ HK$78,912/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$327,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,305
−HK$2,231/mo
▼ 0.25% · 3.875%
HK$42,412
−HK$1,124/mo
Today · 4.125%
HK$43,536
baseline
▲ 0.50% · 4.625%
HK$45,831
+HK$2,295/mo
Deposit HK$1.44M · loan HK$8.14M · min. income ≈ HK$87,072/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$327,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,312
−HK$2,465/mo
▼ 0.25% · 3.875%
HK$40,535
−HK$1,242/mo
Today · 4.125%
HK$41,777
baseline
▲ 0.50% · 4.625%
HK$44,319
+HK$2,542/mo
Deposit HK$958K · loan HK$8.62M · min. income ≈ HK$83,554/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$327,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,734
−HK$2,363/mo
▼ 0.25% · 3.875%
HK$44,907
−HK$1,190/mo
Today · 4.125%
HK$46,097
baseline
▲ 0.50% · 4.625%
HK$48,527
+HK$2,430/mo
Deposit HK$958K · loan HK$8.62M · min. income ≈ HK$92,194/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$327,788 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).