▼ 0.50% · 3.625%
HK$22,309
−HK$1,398/mo
▼ 0.25% · 3.875%
HK$23,002
−HK$705/mo
Today · 4.125%
HK$23,707
baseline
▲ 0.50% · 4.625%
HK$25,150
+HK$1,443/mo
Deposit HK$4.89M · loan HK$4.89M · min. income ≈ HK$47,414/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$348,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,818
−HK$1,341/mo
▼ 0.25% · 3.875%
HK$25,484
−HK$675/mo
Today · 4.125%
HK$26,159
baseline
▲ 0.50% · 4.625%
HK$27,538
+HK$1,379/mo
Deposit HK$4.89M · loan HK$4.89M · min. income ≈ HK$52,318/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$348,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,539
−HK$1,539/mo
▼ 0.25% · 3.875%
HK$25,303
−HK$775/mo
Today · 4.125%
HK$26,078
baseline
▲ 0.50% · 4.625%
HK$27,665
+HK$1,587/mo
Deposit HK$4.40M · loan HK$5.38M · min. income ≈ HK$52,156/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$348,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,300
−HK$1,475/mo
▼ 0.25% · 3.875%
HK$28,032
−HK$743/mo
Today · 4.125%
HK$28,775
baseline
▲ 0.50% · 4.625%
HK$30,292
+HK$1,517/mo
Deposit HK$4.40M · loan HK$5.38M · min. income ≈ HK$57,550/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$348,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,770
−HK$1,679/mo
▼ 0.25% · 3.875%
HK$27,603
−HK$846/mo
Today · 4.125%
HK$28,449
baseline
▲ 0.50% · 4.625%
HK$30,180
+HK$1,731/mo
Deposit HK$3.91M · loan HK$5.87M · min. income ≈ HK$56,898/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$348,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,782
−HK$1,609/mo
▼ 0.25% · 3.875%
HK$30,580
−HK$811/mo
Today · 4.125%
HK$31,391
baseline
▲ 0.50% · 4.625%
HK$33,045
+HK$1,654/mo
Deposit HK$3.91M · loan HK$5.87M · min. income ≈ HK$62,782/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$348,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,001
−HK$1,819/mo
▼ 0.25% · 3.875%
HK$29,903
−HK$917/mo
Today · 4.125%
HK$30,820
baseline
▲ 0.50% · 4.625%
HK$32,695
+HK$1,875/mo
Deposit HK$3.42M · loan HK$6.36M · min. income ≈ HK$61,640/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$348,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,263
−HK$1,744/mo
▼ 0.25% · 3.875%
HK$33,129
−HK$878/mo
Today · 4.125%
HK$34,007
baseline
▲ 0.50% · 4.625%
HK$35,799
+HK$1,792/mo
Deposit HK$3.42M · loan HK$6.36M · min. income ≈ HK$68,014/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$348,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,232
−HK$1,958/mo
▼ 0.25% · 3.875%
HK$32,203
−HK$987/mo
Today · 4.125%
HK$33,190
baseline
▲ 0.50% · 4.625%
HK$35,210
+HK$2,020/mo
Deposit HK$2.94M · loan HK$6.85M · min. income ≈ HK$66,380/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$348,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,745
−HK$1,877/mo
▼ 0.25% · 3.875%
HK$35,677
−HK$945/mo
Today · 4.125%
HK$36,622
baseline
▲ 0.50% · 4.625%
HK$38,553
+HK$1,931/mo
Deposit HK$2.94M · loan HK$6.85M · min. income ≈ HK$73,244/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$348,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,463
−HK$2,098/mo
▼ 0.25% · 3.875%
HK$34,504
−HK$1,057/mo
Today · 4.125%
HK$35,561
baseline
▲ 0.50% · 4.625%
HK$37,725
+HK$2,164/mo
Deposit HK$2.45M · loan HK$7.34M · min. income ≈ HK$71,122/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$348,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,227
−HK$2,011/mo
▼ 0.25% · 3.875%
HK$38,225
−HK$1,013/mo
Today · 4.125%
HK$39,238
baseline
▲ 0.50% · 4.625%
HK$41,307
+HK$2,069/mo
Deposit HK$2.45M · loan HK$7.34M · min. income ≈ HK$78,476/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$348,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,694
−HK$2,238/mo
▼ 0.25% · 3.875%
HK$36,804
−HK$1,128/mo
Today · 4.125%
HK$37,932
baseline
▲ 0.50% · 4.625%
HK$40,240
+HK$2,308/mo
Deposit HK$1.96M · loan HK$7.83M · min. income ≈ HK$75,864/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$348,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,709
−HK$2,145/mo
▼ 0.25% · 3.875%
HK$40,774
−HK$1,080/mo
Today · 4.125%
HK$41,854
baseline
▲ 0.50% · 4.625%
HK$44,060
+HK$2,206/mo
Deposit HK$1.96M · loan HK$7.83M · min. income ≈ HK$83,708/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$348,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,925
−HK$2,378/mo
▼ 0.25% · 3.875%
HK$39,104
−HK$1,199/mo
Today · 4.125%
HK$40,303
baseline
▲ 0.50% · 4.625%
HK$42,755
+HK$2,452/mo
Deposit HK$1.47M · loan HK$8.32M · min. income ≈ HK$80,606/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$348,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,191
−HK$2,279/mo
▼ 0.25% · 3.875%
HK$43,322
−HK$1,148/mo
Today · 4.125%
HK$44,470
baseline
▲ 0.50% · 4.625%
HK$46,814
+HK$2,344/mo
Deposit HK$1.47M · loan HK$8.32M · min. income ≈ HK$88,940/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$348,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,155
−HK$2,518/mo
▼ 0.25% · 3.875%
HK$41,404
−HK$1,269/mo
Today · 4.125%
HK$42,673
baseline
▲ 0.50% · 4.625%
HK$45,270
+HK$2,597/mo
Deposit HK$978K · loan HK$8.81M · min. income ≈ HK$85,346/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$348,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,672
−HK$2,414/mo
▼ 0.25% · 3.875%
HK$45,871
−HK$1,215/mo
Today · 4.125%
HK$47,086
baseline
▲ 0.50% · 4.625%
HK$49,568
+HK$2,482/mo
Deposit HK$978K · loan HK$8.81M · min. income ≈ HK$94,172/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$348,335 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).