▼ 0.50% · 3.625%
HK$21,633
−HK$1,356/mo
▼ 0.25% · 3.875%
HK$22,306
−HK$683/mo
Today · 4.125%
HK$22,989
baseline
▲ 0.50% · 4.625%
HK$24,388
+HK$1,399/mo
Deposit HK$4.74M · loan HK$4.74M · min. income ≈ HK$45,978/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$318,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,066
−HK$1,301/mo
▼ 0.25% · 3.875%
HK$24,712
−HK$655/mo
Today · 4.125%
HK$25,367
baseline
▲ 0.50% · 4.625%
HK$26,704
+HK$1,337/mo
Deposit HK$4.74M · loan HK$4.74M · min. income ≈ HK$50,734/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$318,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,796
−HK$1,492/mo
▼ 0.25% · 3.875%
HK$24,536
−HK$752/mo
Today · 4.125%
HK$25,288
baseline
▲ 0.50% · 4.625%
HK$26,827
+HK$1,539/mo
Deposit HK$4.27M · loan HK$5.22M · min. income ≈ HK$50,576/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$318,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,473
−HK$1,430/mo
▼ 0.25% · 3.875%
HK$27,183
−HK$720/mo
Today · 4.125%
HK$27,903
baseline
▲ 0.50% · 4.625%
HK$29,374
+HK$1,471/mo
Deposit HK$4.27M · loan HK$5.22M · min. income ≈ HK$55,806/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$318,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,959
−HK$1,628/mo
▼ 0.25% · 3.875%
HK$26,767
−HK$820/mo
Today · 4.125%
HK$27,587
baseline
▲ 0.50% · 4.625%
HK$29,266
+HK$1,679/mo
Deposit HK$3.79M · loan HK$5.69M · min. income ≈ HK$55,174/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$318,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,880
−HK$1,560/mo
▼ 0.25% · 3.875%
HK$29,654
−HK$786/mo
Today · 4.125%
HK$30,440
baseline
▲ 0.50% · 4.625%
HK$32,044
+HK$1,604/mo
Deposit HK$3.79M · loan HK$5.69M · min. income ≈ HK$60,880/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$318,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,123
−HK$1,763/mo
▼ 0.25% · 3.875%
HK$28,997
−HK$889/mo
Today · 4.125%
HK$29,886
baseline
▲ 0.50% · 4.625%
HK$31,705
+HK$1,819/mo
Deposit HK$3.32M · loan HK$6.17M · min. income ≈ HK$59,772/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$318,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,286
−HK$1,690/mo
▼ 0.25% · 3.875%
HK$32,125
−HK$851/mo
Today · 4.125%
HK$32,976
baseline
▲ 0.50% · 4.625%
HK$34,715
+HK$1,739/mo
Deposit HK$3.32M · loan HK$6.17M · min. income ≈ HK$65,952/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$318,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,286
−HK$1,899/mo
▼ 0.25% · 3.875%
HK$31,228
−HK$957/mo
Today · 4.125%
HK$32,185
baseline
▲ 0.50% · 4.625%
HK$34,144
+HK$1,959/mo
Deposit HK$2.85M · loan HK$6.64M · min. income ≈ HK$64,370/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$318,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,693
−HK$1,820/mo
▼ 0.25% · 3.875%
HK$34,596
−HK$917/mo
Today · 4.125%
HK$35,513
baseline
▲ 0.50% · 4.625%
HK$37,385
+HK$1,872/mo
Deposit HK$2.85M · loan HK$6.64M · min. income ≈ HK$71,026/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$318,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,449
−HK$2,035/mo
▼ 0.25% · 3.875%
HK$33,459
−HK$1,025/mo
Today · 4.125%
HK$34,484
baseline
▲ 0.50% · 4.625%
HK$36,582
+HK$2,098/mo
Deposit HK$2.37M · loan HK$7.12M · min. income ≈ HK$68,968/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$318,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,099
−HK$1,951/mo
▼ 0.25% · 3.875%
HK$37,068
−HK$982/mo
Today · 4.125%
HK$38,050
baseline
▲ 0.50% · 4.625%
HK$40,055
+HK$2,005/mo
Deposit HK$2.37M · loan HK$7.12M · min. income ≈ HK$76,100/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$318,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,613
−HK$2,170/mo
▼ 0.25% · 3.875%
HK$35,689
−HK$1,094/mo
Today · 4.125%
HK$36,783
baseline
▲ 0.50% · 4.625%
HK$39,021
+HK$2,238/mo
Deposit HK$1.90M · loan HK$7.59M · min. income ≈ HK$73,566/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$318,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,506
−HK$2,080/mo
▼ 0.25% · 3.875%
HK$39,539
−HK$1,047/mo
Today · 4.125%
HK$40,586
baseline
▲ 0.50% · 4.625%
HK$42,726
+HK$2,140/mo
Deposit HK$1.90M · loan HK$7.59M · min. income ≈ HK$81,172/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$318,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,776
−HK$2,306/mo
▼ 0.25% · 3.875%
HK$37,920
−HK$1,162/mo
Today · 4.125%
HK$39,082
baseline
▲ 0.50% · 4.625%
HK$41,460
+HK$2,378/mo
Deposit HK$1.42M · loan HK$8.06M · min. income ≈ HK$78,164/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$318,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,913
−HK$2,210/mo
▼ 0.25% · 3.875%
HK$42,010
−HK$1,113/mo
Today · 4.125%
HK$43,123
baseline
▲ 0.50% · 4.625%
HK$45,396
+HK$2,273/mo
Deposit HK$1.42M · loan HK$8.06M · min. income ≈ HK$86,246/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$318,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,939
−HK$2,442/mo
▼ 0.25% · 3.875%
HK$40,150
−HK$1,231/mo
Today · 4.125%
HK$41,381
baseline
▲ 0.50% · 4.625%
HK$43,899
+HK$2,518/mo
Deposit HK$949K · loan HK$8.54M · min. income ≈ HK$82,762/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$318,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,319
−HK$2,341/mo
▼ 0.25% · 3.875%
HK$44,481
−HK$1,179/mo
Today · 4.125%
HK$45,660
baseline
▲ 0.50% · 4.625%
HK$48,067
+HK$2,407/mo
Deposit HK$949K · loan HK$8.54M · min. income ≈ HK$91,320/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$318,702 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).