▼ 0.50% · 3.625%
HK$22,533
−HK$1,413/mo
▼ 0.25% · 3.875%
HK$23,234
−HK$712/mo
Today · 4.125%
HK$23,946
baseline
▲ 0.50% · 4.625%
HK$25,403
+HK$1,457/mo
Deposit HK$4.94M · loan HK$4.94M · min. income ≈ HK$47,892/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$358,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,067
−HK$1,355/mo
▼ 0.25% · 3.875%
HK$25,740
−HK$682/mo
Today · 4.125%
HK$26,422
baseline
▲ 0.50% · 4.625%
HK$27,814
+HK$1,392/mo
Deposit HK$4.94M · loan HK$4.94M · min. income ≈ HK$52,844/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$358,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,786
−HK$1,554/mo
▼ 0.25% · 3.875%
HK$25,557
−HK$783/mo
Today · 4.125%
HK$26,340
baseline
▲ 0.50% · 4.625%
HK$27,943
+HK$1,603/mo
Deposit HK$4.45M · loan HK$5.43M · min. income ≈ HK$52,680/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$358,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,574
−HK$1,490/mo
▼ 0.25% · 3.875%
HK$28,314
−HK$750/mo
Today · 4.125%
HK$29,064
baseline
▲ 0.50% · 4.625%
HK$30,596
+HK$1,532/mo
Deposit HK$4.45M · loan HK$5.43M · min. income ≈ HK$58,128/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$358,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,039
−HK$1,696/mo
▼ 0.25% · 3.875%
HK$27,880
−HK$855/mo
Today · 4.125%
HK$28,735
baseline
▲ 0.50% · 4.625%
HK$30,483
+HK$1,748/mo
Deposit HK$3.95M · loan HK$5.93M · min. income ≈ HK$57,470/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$358,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,081
−HK$1,625/mo
▼ 0.25% · 3.875%
HK$30,888
−HK$818/mo
Today · 4.125%
HK$31,706
baseline
▲ 0.50% · 4.625%
HK$33,377
+HK$1,671/mo
Deposit HK$3.95M · loan HK$5.93M · min. income ≈ HK$63,412/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$358,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,292
−HK$1,837/mo
▼ 0.25% · 3.875%
HK$30,204
−HK$925/mo
Today · 4.125%
HK$31,129
baseline
▲ 0.50% · 4.625%
HK$33,023
+HK$1,894/mo
Deposit HK$3.46M · loan HK$6.42M · min. income ≈ HK$62,258/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$358,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,588
−HK$1,760/mo
▼ 0.25% · 3.875%
HK$33,462
−HK$886/mo
Today · 4.125%
HK$34,348
baseline
▲ 0.50% · 4.625%
HK$36,159
+HK$1,811/mo
Deposit HK$3.46M · loan HK$6.42M · min. income ≈ HK$68,696/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$358,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,546
−HK$1,978/mo
▼ 0.25% · 3.875%
HK$32,527
−HK$997/mo
Today · 4.125%
HK$33,524
baseline
▲ 0.50% · 4.625%
HK$35,564
+HK$2,040/mo
Deposit HK$2.96M · loan HK$6.92M · min. income ≈ HK$67,048/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$358,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,094
−HK$1,896/mo
▼ 0.25% · 3.875%
HK$36,035
−HK$955/mo
Today · 4.125%
HK$36,990
baseline
▲ 0.50% · 4.625%
HK$38,940
+HK$1,950/mo
Deposit HK$2.96M · loan HK$6.92M · min. income ≈ HK$73,980/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$358,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,799
−HK$2,119/mo
▼ 0.25% · 3.875%
HK$34,850
−HK$1,068/mo
Today · 4.125%
HK$35,918
baseline
▲ 0.50% · 4.625%
HK$38,104
+HK$2,186/mo
Deposit HK$2.47M · loan HK$7.41M · min. income ≈ HK$71,836/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$358,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,601
−HK$2,031/mo
▼ 0.25% · 3.875%
HK$38,609
−HK$1,023/mo
Today · 4.125%
HK$39,632
baseline
▲ 0.50% · 4.625%
HK$41,722
+HK$2,090/mo
Deposit HK$2.47M · loan HK$7.41M · min. income ≈ HK$79,264/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$358,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,052
−HK$2,261/mo
▼ 0.25% · 3.875%
HK$37,174
−HK$1,139/mo
Today · 4.125%
HK$38,313
baseline
▲ 0.50% · 4.625%
HK$40,644
+HK$2,331/mo
Deposit HK$1.98M · loan HK$7.91M · min. income ≈ HK$76,626/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$358,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,108
−HK$2,167/mo
▼ 0.25% · 3.875%
HK$41,183
−HK$1,092/mo
Today · 4.125%
HK$42,275
baseline
▲ 0.50% · 4.625%
HK$44,503
+HK$2,228/mo
Deposit HK$1.98M · loan HK$7.91M · min. income ≈ HK$84,550/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$358,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,305
−HK$2,403/mo
▼ 0.25% · 3.875%
HK$39,497
−HK$1,211/mo
Today · 4.125%
HK$40,708
baseline
▲ 0.50% · 4.625%
HK$43,185
+HK$2,477/mo
Deposit HK$1.48M · loan HK$8.40M · min. income ≈ HK$81,416/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$358,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,614
−HK$2,303/mo
▼ 0.25% · 3.875%
HK$43,757
−HK$1,160/mo
Today · 4.125%
HK$44,917
baseline
▲ 0.50% · 4.625%
HK$47,284
+HK$2,367/mo
Deposit HK$1.48M · loan HK$8.40M · min. income ≈ HK$89,834/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$358,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,559
−HK$2,543/mo
▼ 0.25% · 3.875%
HK$41,820
−HK$1,282/mo
Today · 4.125%
HK$43,102
baseline
▲ 0.50% · 4.625%
HK$45,725
+HK$2,623/mo
Deposit HK$988K · loan HK$8.89M · min. income ≈ HK$86,204/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$358,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,121
−HK$2,438/mo
▼ 0.25% · 3.875%
HK$46,331
−HK$1,228/mo
Today · 4.125%
HK$47,559
baseline
▲ 0.50% · 4.625%
HK$50,066
+HK$2,507/mo
Deposit HK$988K · loan HK$8.89M · min. income ≈ HK$95,118/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$358,163 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).