▼ 0.50% · 3.625%
HK$21,521
−HK$1,350/mo
▼ 0.25% · 3.875%
HK$22,190
−HK$681/mo
Today · 4.125%
HK$22,871
baseline
▲ 0.50% · 4.625%
HK$24,262
+HK$1,391/mo
Deposit HK$4.72M · loan HK$4.72M · min. income ≈ HK$45,742/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$313,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,942
−HK$1,293/mo
▼ 0.25% · 3.875%
HK$24,584
−HK$651/mo
Today · 4.125%
HK$25,235
baseline
▲ 0.50% · 4.625%
HK$26,566
+HK$1,331/mo
Deposit HK$4.72M · loan HK$4.72M · min. income ≈ HK$50,470/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$313,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,673
−HK$1,485/mo
▼ 0.25% · 3.875%
HK$24,409
−HK$749/mo
Today · 4.125%
HK$25,158
baseline
▲ 0.50% · 4.625%
HK$26,688
+HK$1,530/mo
Deposit HK$4.25M · loan HK$5.19M · min. income ≈ HK$50,316/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$313,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,336
−HK$1,423/mo
▼ 0.25% · 3.875%
HK$27,042
−HK$717/mo
Today · 4.125%
HK$27,759
baseline
▲ 0.50% · 4.625%
HK$29,222
+HK$1,463/mo
Deposit HK$4.25M · loan HK$5.19M · min. income ≈ HK$55,518/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$313,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,825
−HK$1,620/mo
▼ 0.25% · 3.875%
HK$26,629
−HK$816/mo
Today · 4.125%
HK$27,445
baseline
▲ 0.50% · 4.625%
HK$29,115
+HK$1,670/mo
Deposit HK$3.78M · loan HK$5.66M · min. income ≈ HK$54,890/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$313,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,730
−HK$1,552/mo
▼ 0.25% · 3.875%
HK$29,501
−HK$781/mo
Today · 4.125%
HK$30,282
baseline
▲ 0.50% · 4.625%
HK$31,879
+HK$1,597/mo
Deposit HK$3.78M · loan HK$5.66M · min. income ≈ HK$60,564/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$313,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,977
−HK$1,755/mo
▼ 0.25% · 3.875%
HK$28,848
−HK$884/mo
Today · 4.125%
HK$29,732
baseline
▲ 0.50% · 4.625%
HK$31,541
+HK$1,809/mo
Deposit HK$3.30M · loan HK$6.13M · min. income ≈ HK$59,464/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$313,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,124
−HK$1,682/mo
▼ 0.25% · 3.875%
HK$31,959
−HK$847/mo
Today · 4.125%
HK$32,806
baseline
▲ 0.50% · 4.625%
HK$34,535
+HK$1,729/mo
Deposit HK$3.30M · loan HK$6.13M · min. income ≈ HK$65,612/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$313,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,129
−HK$1,890/mo
▼ 0.25% · 3.875%
HK$31,067
−HK$952/mo
Today · 4.125%
HK$32,019
baseline
▲ 0.50% · 4.625%
HK$33,967
+HK$1,948/mo
Deposit HK$2.83M · loan HK$6.61M · min. income ≈ HK$64,038/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$313,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,519
−HK$1,811/mo
▼ 0.25% · 3.875%
HK$34,418
−HK$912/mo
Today · 4.125%
HK$35,330
baseline
▲ 0.50% · 4.625%
HK$37,192
+HK$1,862/mo
Deposit HK$2.83M · loan HK$6.61M · min. income ≈ HK$70,660/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$313,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,282
−HK$2,024/mo
▼ 0.25% · 3.875%
HK$33,286
−HK$1,020/mo
Today · 4.125%
HK$34,306
baseline
▲ 0.50% · 4.625%
HK$36,393
+HK$2,087/mo
Deposit HK$2.36M · loan HK$7.08M · min. income ≈ HK$68,612/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$313,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,913
−HK$1,940/mo
▼ 0.25% · 3.875%
HK$36,876
−HK$977/mo
Today · 4.125%
HK$37,853
baseline
▲ 0.50% · 4.625%
HK$39,848
+HK$1,995/mo
Deposit HK$2.36M · loan HK$7.08M · min. income ≈ HK$75,706/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$313,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,434
−HK$2,159/mo
▼ 0.25% · 3.875%
HK$35,505
−HK$1,088/mo
Today · 4.125%
HK$36,593
baseline
▲ 0.50% · 4.625%
HK$38,819
+HK$2,226/mo
Deposit HK$1.89M · loan HK$7.55M · min. income ≈ HK$73,186/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$313,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,307
−HK$2,070/mo
▼ 0.25% · 3.875%
HK$39,334
−HK$1,043/mo
Today · 4.125%
HK$40,377
baseline
▲ 0.50% · 4.625%
HK$42,505
+HK$2,128/mo
Deposit HK$1.89M · loan HK$7.55M · min. income ≈ HK$80,754/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$313,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,586
−HK$2,294/mo
▼ 0.25% · 3.875%
HK$37,724
−HK$1,156/mo
Today · 4.125%
HK$38,880
baseline
▲ 0.50% · 4.625%
HK$41,246
+HK$2,366/mo
Deposit HK$1.42M · loan HK$8.02M · min. income ≈ HK$77,760/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$313,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,701
−HK$2,199/mo
▼ 0.25% · 3.875%
HK$41,793
−HK$1,107/mo
Today · 4.125%
HK$42,900
baseline
▲ 0.50% · 4.625%
HK$45,162
+HK$2,262/mo
Deposit HK$1.42M · loan HK$8.02M · min. income ≈ HK$85,800/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$313,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,738
−HK$2,429/mo
▼ 0.25% · 3.875%
HK$39,943
−HK$1,224/mo
Today · 4.125%
HK$41,167
baseline
▲ 0.50% · 4.625%
HK$43,672
+HK$2,505/mo
Deposit HK$944K · loan HK$8.49M · min. income ≈ HK$82,334/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$313,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,095
−HK$2,329/mo
▼ 0.25% · 3.875%
HK$44,251
−HK$1,173/mo
Today · 4.125%
HK$45,424
baseline
▲ 0.50% · 4.625%
HK$47,818
+HK$2,394/mo
Deposit HK$944K · loan HK$8.49M · min. income ≈ HK$90,848/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$313,798 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).