▼ 0.50% · 3.625%
HK$22,132
−HK$1,388/mo
▼ 0.25% · 3.875%
HK$22,821
−HK$699/mo
Today · 4.125%
HK$23,520
baseline
▲ 0.50% · 4.625%
HK$24,951
+HK$1,431/mo
Deposit HK$4.85M · loan HK$4.85M · min. income ≈ HK$47,040/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$340,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,622
−HK$1,330/mo
▼ 0.25% · 3.875%
HK$25,282
−HK$670/mo
Today · 4.125%
HK$25,952
baseline
▲ 0.50% · 4.625%
HK$27,320
+HK$1,368/mo
Deposit HK$4.85M · loan HK$4.85M · min. income ≈ HK$51,904/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$340,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,345
−HK$1,527/mo
▼ 0.25% · 3.875%
HK$25,103
−HK$769/mo
Today · 4.125%
HK$25,872
baseline
▲ 0.50% · 4.625%
HK$27,446
+HK$1,574/mo
Deposit HK$4.37M · loan HK$5.34M · min. income ≈ HK$51,744/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$340,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,084
−HK$1,463/mo
▼ 0.25% · 3.875%
HK$27,810
−HK$737/mo
Today · 4.125%
HK$28,547
baseline
▲ 0.50% · 4.625%
HK$30,052
+HK$1,505/mo
Deposit HK$4.37M · loan HK$5.34M · min. income ≈ HK$57,094/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$340,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,559
−HK$1,665/mo
▼ 0.25% · 3.875%
HK$27,385
−HK$839/mo
Today · 4.125%
HK$28,224
baseline
▲ 0.50% · 4.625%
HK$29,941
+HK$1,717/mo
Deposit HK$3.88M · loan HK$5.82M · min. income ≈ HK$56,448/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$340,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,546
−HK$1,597/mo
▼ 0.25% · 3.875%
HK$30,339
−HK$804/mo
Today · 4.125%
HK$31,143
baseline
▲ 0.50% · 4.625%
HK$32,784
+HK$1,641/mo
Deposit HK$3.88M · loan HK$5.82M · min. income ≈ HK$62,286/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$340,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,772
−HK$1,804/mo
▼ 0.25% · 3.875%
HK$29,667
−HK$909/mo
Today · 4.125%
HK$30,576
baseline
▲ 0.50% · 4.625%
HK$32,437
+HK$1,861/mo
Deposit HK$3.40M · loan HK$6.31M · min. income ≈ HK$61,152/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$340,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,008
−HK$1,730/mo
▼ 0.25% · 3.875%
HK$32,867
−HK$871/mo
Today · 4.125%
HK$33,738
baseline
▲ 0.50% · 4.625%
HK$35,516
+HK$1,778/mo
Deposit HK$3.40M · loan HK$6.31M · min. income ≈ HK$67,476/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$340,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,985
−HK$1,943/mo
▼ 0.25% · 3.875%
HK$31,949
−HK$979/mo
Today · 4.125%
HK$32,928
baseline
▲ 0.50% · 4.625%
HK$34,932
+HK$2,004/mo
Deposit HK$2.91M · loan HK$6.79M · min. income ≈ HK$65,856/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$340,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,471
−HK$1,862/mo
▼ 0.25% · 3.875%
HK$35,395
−HK$938/mo
Today · 4.125%
HK$36,333
baseline
▲ 0.50% · 4.625%
HK$38,248
+HK$1,915/mo
Deposit HK$2.91M · loan HK$6.79M · min. income ≈ HK$72,666/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$340,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,198
−HK$2,082/mo
▼ 0.25% · 3.875%
HK$34,231
−HK$1,049/mo
Today · 4.125%
HK$35,280
baseline
▲ 0.50% · 4.625%
HK$37,427
+HK$2,147/mo
Deposit HK$2.43M · loan HK$7.28M · min. income ≈ HK$70,560/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$340,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,933
−HK$1,995/mo
▼ 0.25% · 3.875%
HK$37,923
−HK$1,005/mo
Today · 4.125%
HK$38,928
baseline
▲ 0.50% · 4.625%
HK$40,980
+HK$2,052/mo
Deposit HK$2.43M · loan HK$7.28M · min. income ≈ HK$77,856/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$340,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,412
−HK$2,220/mo
▼ 0.25% · 3.875%
HK$36,513
−HK$1,119/mo
Today · 4.125%
HK$37,632
baseline
▲ 0.50% · 4.625%
HK$39,922
+HK$2,290/mo
Deposit HK$1.94M · loan HK$7.76M · min. income ≈ HK$75,264/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$340,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,395
−HK$2,128/mo
▼ 0.25% · 3.875%
HK$40,452
−HK$1,071/mo
Today · 4.125%
HK$41,523
baseline
▲ 0.50% · 4.625%
HK$43,712
+HK$2,189/mo
Deposit HK$1.94M · loan HK$7.76M · min. income ≈ HK$83,046/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$340,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,625
−HK$2,359/mo
▼ 0.25% · 3.875%
HK$38,795
−HK$1,189/mo
Today · 4.125%
HK$39,984
baseline
▲ 0.50% · 4.625%
HK$42,417
+HK$2,433/mo
Deposit HK$1.46M · loan HK$8.25M · min. income ≈ HK$79,968/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$340,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,857
−HK$2,262/mo
▼ 0.25% · 3.875%
HK$42,980
−HK$1,139/mo
Today · 4.125%
HK$44,119
baseline
▲ 0.50% · 4.625%
HK$46,444
+HK$2,325/mo
Deposit HK$1.46M · loan HK$8.25M · min. income ≈ HK$88,238/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$340,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,838
−HK$2,498/mo
▼ 0.25% · 3.875%
HK$41,077
−HK$1,259/mo
Today · 4.125%
HK$42,336
baseline
▲ 0.50% · 4.625%
HK$44,912
+HK$2,576/mo
Deposit HK$971K · loan HK$8.74M · min. income ≈ HK$84,672/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$340,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,319
−HK$2,395/mo
▼ 0.25% · 3.875%
HK$45,508
−HK$1,206/mo
Today · 4.125%
HK$46,714
baseline
▲ 0.50% · 4.625%
HK$49,176
+HK$2,462/mo
Deposit HK$971K · loan HK$8.74M · min. income ≈ HK$93,428/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$340,602 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).