▼ 0.50% · 3.625%
HK$21,473
−HK$1,346/mo
▼ 0.25% · 3.875%
HK$22,141
−HK$678/mo
Today · 4.125%
HK$22,819
baseline
▲ 0.50% · 4.625%
HK$24,208
+HK$1,389/mo
Deposit HK$4.71M · loan HK$4.71M · min. income ≈ HK$45,638/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$311,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,888
−HK$1,291/mo
▼ 0.25% · 3.875%
HK$24,529
−HK$650/mo
Today · 4.125%
HK$25,179
baseline
▲ 0.50% · 4.625%
HK$26,506
+HK$1,327/mo
Deposit HK$4.71M · loan HK$4.71M · min. income ≈ HK$50,358/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$311,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,620
−HK$1,481/mo
▼ 0.25% · 3.875%
HK$24,355
−HK$746/mo
Today · 4.125%
HK$25,101
baseline
▲ 0.50% · 4.625%
HK$26,629
+HK$1,528/mo
Deposit HK$4.24M · loan HK$5.18M · min. income ≈ HK$50,202/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$311,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,277
−HK$1,420/mo
▼ 0.25% · 3.875%
HK$26,982
−HK$715/mo
Today · 4.125%
HK$27,697
baseline
▲ 0.50% · 4.625%
HK$29,157
+HK$1,460/mo
Deposit HK$4.24M · loan HK$5.18M · min. income ≈ HK$55,394/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$311,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,767
−HK$1,616/mo
▼ 0.25% · 3.875%
HK$26,569
−HK$814/mo
Today · 4.125%
HK$27,383
baseline
▲ 0.50% · 4.625%
HK$29,050
+HK$1,667/mo
Deposit HK$3.77M · loan HK$5.65M · min. income ≈ HK$54,766/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$311,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,666
−HK$1,549/mo
▼ 0.25% · 3.875%
HK$29,435
−HK$780/mo
Today · 4.125%
HK$30,215
baseline
▲ 0.50% · 4.625%
HK$31,807
+HK$1,592/mo
Deposit HK$3.77M · loan HK$5.65M · min. income ≈ HK$60,430/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$311,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,915
−HK$1,750/mo
▼ 0.25% · 3.875%
HK$28,783
−HK$882/mo
Today · 4.125%
HK$29,665
baseline
▲ 0.50% · 4.625%
HK$31,470
+HK$1,805/mo
Deposit HK$3.30M · loan HK$6.12M · min. income ≈ HK$59,330/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$311,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,055
−HK$1,678/mo
▼ 0.25% · 3.875%
HK$31,888
−HK$845/mo
Today · 4.125%
HK$32,733
baseline
▲ 0.50% · 4.625%
HK$34,458
+HK$1,725/mo
Deposit HK$3.30M · loan HK$6.12M · min. income ≈ HK$65,466/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$311,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,062
−HK$1,885/mo
▼ 0.25% · 3.875%
HK$30,997
−HK$950/mo
Today · 4.125%
HK$31,947
baseline
▲ 0.50% · 4.625%
HK$33,891
+HK$1,944/mo
Deposit HK$2.83M · loan HK$6.59M · min. income ≈ HK$63,894/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$311,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,444
−HK$1,807/mo
▼ 0.25% · 3.875%
HK$34,341
−HK$910/mo
Today · 4.125%
HK$35,251
baseline
▲ 0.50% · 4.625%
HK$37,109
+HK$1,858/mo
Deposit HK$2.83M · loan HK$6.59M · min. income ≈ HK$70,502/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$311,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,209
−HK$2,020/mo
▼ 0.25% · 3.875%
HK$33,211
−HK$1,018/mo
Today · 4.125%
HK$34,229
baseline
▲ 0.50% · 4.625%
HK$36,312
+HK$2,083/mo
Deposit HK$2.35M · loan HK$7.06M · min. income ≈ HK$68,458/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$311,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,833
−HK$1,935/mo
▼ 0.25% · 3.875%
HK$36,794
−HK$974/mo
Today · 4.125%
HK$37,768
baseline
▲ 0.50% · 4.625%
HK$39,759
+HK$1,991/mo
Deposit HK$2.35M · loan HK$7.06M · min. income ≈ HK$75,536/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$311,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,357
−HK$2,154/mo
▼ 0.25% · 3.875%
HK$35,425
−HK$1,086/mo
Today · 4.125%
HK$36,511
baseline
▲ 0.50% · 4.625%
HK$38,733
+HK$2,222/mo
Deposit HK$1.88M · loan HK$7.53M · min. income ≈ HK$73,022/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$311,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,221
−HK$2,065/mo
▼ 0.25% · 3.875%
HK$39,246
−HK$1,040/mo
Today · 4.125%
HK$40,286
baseline
▲ 0.50% · 4.625%
HK$42,410
+HK$2,124/mo
Deposit HK$1.88M · loan HK$7.53M · min. income ≈ HK$80,572/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$311,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,504
−HK$2,289/mo
▼ 0.25% · 3.875%
HK$37,639
−HK$1,154/mo
Today · 4.125%
HK$38,793
baseline
▲ 0.50% · 4.625%
HK$41,153
+HK$2,360/mo
Deposit HK$1.41M · loan HK$8.00M · min. income ≈ HK$77,586/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$311,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,610
−HK$2,194/mo
▼ 0.25% · 3.875%
HK$41,699
−HK$1,105/mo
Today · 4.125%
HK$42,804
baseline
▲ 0.50% · 4.625%
HK$45,061
+HK$2,257/mo
Deposit HK$1.41M · loan HK$8.00M · min. income ≈ HK$85,608/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$311,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,651
−HK$2,424/mo
▼ 0.25% · 3.875%
HK$39,853
−HK$1,222/mo
Today · 4.125%
HK$41,075
baseline
▲ 0.50% · 4.625%
HK$43,574
+HK$2,499/mo
Deposit HK$942K · loan HK$8.48M · min. income ≈ HK$82,150/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$311,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,999
−HK$2,323/mo
▼ 0.25% · 3.875%
HK$44,152
−HK$1,170/mo
Today · 4.125%
HK$45,322
baseline
▲ 0.50% · 4.625%
HK$47,711
+HK$2,389/mo
Deposit HK$942K · loan HK$8.48M · min. income ≈ HK$90,644/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$311,688 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).