▼ 0.50% · 3.625%
HK$18,295
−HK$1,147/mo
▼ 0.25% · 3.875%
HK$18,864
−HK$578/mo
Today · 4.125%
HK$19,442
baseline
▲ 0.50% · 4.625%
HK$20,625
+HK$1,183/mo
Deposit HK$4.01M · loan HK$4.01M · min. income ≈ HK$38,884/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$240,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,353
−HK$1,100/mo
▼ 0.25% · 3.875%
HK$20,899
−HK$554/mo
Today · 4.125%
HK$21,453
baseline
▲ 0.50% · 4.625%
HK$22,584
+HK$1,131/mo
Deposit HK$4.01M · loan HK$4.01M · min. income ≈ HK$42,906/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$240,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,125
−HK$1,262/mo
▼ 0.25% · 3.875%
HK$20,751
−HK$636/mo
Today · 4.125%
HK$21,387
baseline
▲ 0.50% · 4.625%
HK$22,688
+HK$1,301/mo
Deposit HK$3.61M · loan HK$4.41M · min. income ≈ HK$42,774/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$240,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,388
−HK$1,210/mo
▼ 0.25% · 3.875%
HK$22,989
−HK$609/mo
Today · 4.125%
HK$23,598
baseline
▲ 0.50% · 4.625%
HK$24,842
+HK$1,244/mo
Deposit HK$3.61M · loan HK$4.41M · min. income ≈ HK$47,196/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$240,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,954
−HK$1,377/mo
▼ 0.25% · 3.875%
HK$22,637
−HK$694/mo
Today · 4.125%
HK$23,331
baseline
▲ 0.50% · 4.625%
HK$24,751
+HK$1,420/mo
Deposit HK$3.21M · loan HK$4.81M · min. income ≈ HK$46,662/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$240,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,424
−HK$1,319/mo
▼ 0.25% · 3.875%
HK$25,079
−HK$664/mo
Today · 4.125%
HK$25,743
baseline
▲ 0.50% · 4.625%
HK$27,100
+HK$1,357/mo
Deposit HK$3.21M · loan HK$4.81M · min. income ≈ HK$51,486/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$240,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,784
−HK$1,491/mo
▼ 0.25% · 3.875%
HK$24,523
−HK$752/mo
Today · 4.125%
HK$25,275
baseline
▲ 0.50% · 4.625%
HK$26,813
+HK$1,538/mo
Deposit HK$2.81M · loan HK$5.22M · min. income ≈ HK$50,550/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$240,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,459
−HK$1,430/mo
▼ 0.25% · 3.875%
HK$27,169
−HK$720/mo
Today · 4.125%
HK$27,889
baseline
▲ 0.50% · 4.625%
HK$29,359
+HK$1,470/mo
Deposit HK$2.81M · loan HK$5.22M · min. income ≈ HK$55,778/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$240,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,613
−HK$1,606/mo
▼ 0.25% · 3.875%
HK$26,410
−HK$809/mo
Today · 4.125%
HK$27,219
baseline
▲ 0.50% · 4.625%
HK$28,876
+HK$1,657/mo
Deposit HK$2.41M · loan HK$5.62M · min. income ≈ HK$54,438/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$240,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,494
−HK$1,540/mo
▼ 0.25% · 3.875%
HK$29,259
−HK$775/mo
Today · 4.125%
HK$30,034
baseline
▲ 0.50% · 4.625%
HK$31,617
+HK$1,583/mo
Deposit HK$2.41M · loan HK$5.62M · min. income ≈ HK$60,068/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$240,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,443
−HK$1,721/mo
▼ 0.25% · 3.875%
HK$28,296
−HK$868/mo
Today · 4.125%
HK$29,164
baseline
▲ 0.50% · 4.625%
HK$30,938
+HK$1,774/mo
Deposit HK$2.01M · loan HK$6.02M · min. income ≈ HK$58,328/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$240,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,530
−HK$1,649/mo
▼ 0.25% · 3.875%
HK$31,349
−HK$830/mo
Today · 4.125%
HK$32,179
baseline
▲ 0.50% · 4.625%
HK$33,875
+HK$1,696/mo
Deposit HK$2.01M · loan HK$6.02M · min. income ≈ HK$64,358/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$240,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,272
−HK$1,836/mo
▼ 0.25% · 3.875%
HK$30,183
−HK$925/mo
Today · 4.125%
HK$31,108
baseline
▲ 0.50% · 4.625%
HK$33,001
+HK$1,893/mo
Deposit HK$1.60M · loan HK$6.42M · min. income ≈ HK$62,216/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$240,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,565
−HK$1,759/mo
▼ 0.25% · 3.875%
HK$33,438
−HK$886/mo
Today · 4.125%
HK$34,324
baseline
▲ 0.50% · 4.625%
HK$36,134
+HK$1,810/mo
Deposit HK$1.60M · loan HK$6.42M · min. income ≈ HK$68,648/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$240,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,102
−HK$1,950/mo
▼ 0.25% · 3.875%
HK$32,069
−HK$983/mo
Today · 4.125%
HK$33,052
baseline
▲ 0.50% · 4.625%
HK$35,063
+HK$2,011/mo
Deposit HK$1.20M · loan HK$6.82M · min. income ≈ HK$66,104/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$240,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,600
−HK$1,870/mo
▼ 0.25% · 3.875%
HK$35,528
−HK$942/mo
Today · 4.125%
HK$36,470
baseline
▲ 0.50% · 4.625%
HK$38,392
+HK$1,922/mo
Deposit HK$1.20M · loan HK$6.82M · min. income ≈ HK$72,940/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$240,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,931
−HK$2,065/mo
▼ 0.25% · 3.875%
HK$33,956
−HK$1,040/mo
Today · 4.125%
HK$34,996
baseline
▲ 0.50% · 4.625%
HK$37,126
+HK$2,130/mo
Deposit HK$802K · loan HK$7.22M · min. income ≈ HK$69,992/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$240,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,636
−HK$1,979/mo
▼ 0.25% · 3.875%
HK$37,618
−HK$997/mo
Today · 4.125%
HK$38,615
baseline
▲ 0.50% · 4.625%
HK$40,650
+HK$2,035/mo
Deposit HK$802K · loan HK$7.22M · min. income ≈ HK$77,230/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$240,699 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).