▼ 0.50% · 3.625%
HK$16,048
−HK$1,007/mo
▼ 0.25% · 3.875%
HK$16,548
−HK$507/mo
Today · 4.125%
HK$17,055
baseline
▲ 0.50% · 4.625%
HK$18,093
+HK$1,038/mo
Deposit HK$3.52M · loan HK$3.52M · min. income ≈ HK$34,110/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$211,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,854
−HK$964/mo
▼ 0.25% · 3.875%
HK$18,333
−HK$485/mo
Today · 4.125%
HK$18,818
baseline
▲ 0.50% · 4.625%
HK$19,810
+HK$992/mo
Deposit HK$3.52M · loan HK$3.52M · min. income ≈ HK$37,636/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$211,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,653
−HK$1,107/mo
▼ 0.25% · 3.875%
HK$18,202
−HK$558/mo
Today · 4.125%
HK$18,760
baseline
▲ 0.50% · 4.625%
HK$19,902
+HK$1,142/mo
Deposit HK$3.17M · loan HK$3.87M · min. income ≈ HK$37,520/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$211,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,639
−HK$1,061/mo
▼ 0.25% · 3.875%
HK$20,166
−HK$534/mo
Today · 4.125%
HK$20,700
baseline
▲ 0.50% · 4.625%
HK$21,791
+HK$1,091/mo
Deposit HK$3.17M · loan HK$3.87M · min. income ≈ HK$41,400/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$211,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,258
−HK$1,208/mo
▼ 0.25% · 3.875%
HK$19,857
−HK$609/mo
Today · 4.125%
HK$20,466
baseline
▲ 0.50% · 4.625%
HK$21,711
+HK$1,245/mo
Deposit HK$2.82M · loan HK$4.22M · min. income ≈ HK$40,932/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$211,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,424
−HK$1,158/mo
▼ 0.25% · 3.875%
HK$21,999
−HK$583/mo
Today · 4.125%
HK$22,582
baseline
▲ 0.50% · 4.625%
HK$23,772
+HK$1,190/mo
Deposit HK$2.82M · loan HK$4.22M · min. income ≈ HK$45,164/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$211,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,863
−HK$1,308/mo
▼ 0.25% · 3.875%
HK$21,512
−HK$659/mo
Today · 4.125%
HK$22,171
baseline
▲ 0.50% · 4.625%
HK$23,520
+HK$1,349/mo
Deposit HK$2.46M · loan HK$4.57M · min. income ≈ HK$44,342/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$211,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,210
−HK$1,254/mo
▼ 0.25% · 3.875%
HK$23,832
−HK$632/mo
Today · 4.125%
HK$24,464
baseline
▲ 0.50% · 4.625%
HK$25,753
+HK$1,289/mo
Deposit HK$2.46M · loan HK$4.57M · min. income ≈ HK$48,928/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$211,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,468
−HK$1,409/mo
▼ 0.25% · 3.875%
HK$23,167
−HK$710/mo
Today · 4.125%
HK$23,877
baseline
▲ 0.50% · 4.625%
HK$25,330
+HK$1,453/mo
Deposit HK$2.11M · loan HK$4.93M · min. income ≈ HK$47,754/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$211,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,995
−HK$1,351/mo
▼ 0.25% · 3.875%
HK$25,666
−HK$680/mo
Today · 4.125%
HK$26,346
baseline
▲ 0.50% · 4.625%
HK$27,734
+HK$1,388/mo
Deposit HK$2.11M · loan HK$4.93M · min. income ≈ HK$52,692/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$211,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,073
−HK$1,509/mo
▼ 0.25% · 3.875%
HK$24,821
−HK$761/mo
Today · 4.125%
HK$25,582
baseline
▲ 0.50% · 4.625%
HK$27,139
+HK$1,557/mo
Deposit HK$1.76M · loan HK$5.28M · min. income ≈ HK$51,164/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$211,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,781
−HK$1,446/mo
▼ 0.25% · 3.875%
HK$27,499
−HK$728/mo
Today · 4.125%
HK$28,227
baseline
▲ 0.50% · 4.625%
HK$29,715
+HK$1,488/mo
Deposit HK$1.76M · loan HK$5.28M · min. income ≈ HK$56,454/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$211,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,678
−HK$1,610/mo
▼ 0.25% · 3.875%
HK$26,476
−HK$812/mo
Today · 4.125%
HK$27,288
baseline
▲ 0.50% · 4.625%
HK$28,948
+HK$1,660/mo
Deposit HK$1.41M · loan HK$5.63M · min. income ≈ HK$54,576/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$211,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,566
−HK$1,543/mo
▼ 0.25% · 3.875%
HK$29,332
−HK$777/mo
Today · 4.125%
HK$30,109
baseline
▲ 0.50% · 4.625%
HK$31,696
+HK$1,587/mo
Deposit HK$1.41M · loan HK$5.63M · min. income ≈ HK$60,218/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$211,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,282
−HK$1,711/mo
▼ 0.25% · 3.875%
HK$28,131
−HK$862/mo
Today · 4.125%
HK$28,993
baseline
▲ 0.50% · 4.625%
HK$30,757
+HK$1,764/mo
Deposit HK$1.06M · loan HK$5.98M · min. income ≈ HK$57,986/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$211,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,351
−HK$1,640/mo
▼ 0.25% · 3.875%
HK$31,165
−HK$826/mo
Today · 4.125%
HK$31,991
baseline
▲ 0.50% · 4.625%
HK$33,677
+HK$1,686/mo
Deposit HK$1.06M · loan HK$5.98M · min. income ≈ HK$63,982/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$211,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,887
−HK$1,812/mo
▼ 0.25% · 3.875%
HK$29,786
−HK$913/mo
Today · 4.125%
HK$30,699
baseline
▲ 0.50% · 4.625%
HK$32,567
+HK$1,868/mo
Deposit HK$704K · loan HK$6.33M · min. income ≈ HK$61,398/mo (50% DSR)
Upfront cash ≈ HK$915K (deposit + AVD stamp duty HK$211,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,137
−HK$1,736/mo
▼ 0.25% · 3.875%
HK$32,999
−HK$874/mo
Today · 4.125%
HK$33,873
baseline
▲ 0.50% · 4.625%
HK$35,658
+HK$1,785/mo
Deposit HK$704K · loan HK$6.33M · min. income ≈ HK$67,746/mo (50% DSR)
Upfront cash ≈ HK$915K (deposit + AVD stamp duty HK$211,140 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).