▼ 0.50% · 3.625%
HK$20,762
−HK$1,302/mo
▼ 0.25% · 3.875%
HK$21,408
−HK$656/mo
Today · 4.125%
HK$22,064
baseline
▲ 0.50% · 4.625%
HK$23,407
+HK$1,343/mo
Deposit HK$4.55M · loan HK$4.55M · min. income ≈ HK$44,128/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$280,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,098
−HK$1,247/mo
▼ 0.25% · 3.875%
HK$23,717
−HK$628/mo
Today · 4.125%
HK$24,345
baseline
▲ 0.50% · 4.625%
HK$25,629
+HK$1,284/mo
Deposit HK$4.55M · loan HK$4.55M · min. income ≈ HK$48,690/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$280,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,838
−HK$1,432/mo
▼ 0.25% · 3.875%
HK$23,549
−HK$721/mo
Today · 4.125%
HK$24,270
baseline
▲ 0.50% · 4.625%
HK$25,747
+HK$1,477/mo
Deposit HK$4.10M · loan HK$5.01M · min. income ≈ HK$48,540/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$280,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,407
−HK$1,373/mo
▼ 0.25% · 3.875%
HK$26,089
−HK$691/mo
Today · 4.125%
HK$26,780
baseline
▲ 0.50% · 4.625%
HK$28,192
+HK$1,412/mo
Deposit HK$4.10M · loan HK$5.01M · min. income ≈ HK$53,560/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$280,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,914
−HK$1,563/mo
▼ 0.25% · 3.875%
HK$25,689
−HK$788/mo
Today · 4.125%
HK$26,477
baseline
▲ 0.50% · 4.625%
HK$28,088
+HK$1,611/mo
Deposit HK$3.64M · loan HK$5.46M · min. income ≈ HK$52,954/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$280,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,717
−HK$1,498/mo
▼ 0.25% · 3.875%
HK$28,460
−HK$755/mo
Today · 4.125%
HK$29,215
baseline
▲ 0.50% · 4.625%
HK$30,755
+HK$1,540/mo
Deposit HK$3.64M · loan HK$5.46M · min. income ≈ HK$58,430/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$280,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,991
−HK$1,692/mo
▼ 0.25% · 3.875%
HK$27,830
−HK$853/mo
Today · 4.125%
HK$28,683
baseline
▲ 0.50% · 4.625%
HK$30,429
+HK$1,746/mo
Deposit HK$3.19M · loan HK$5.92M · min. income ≈ HK$57,366/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$280,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,027
−HK$1,622/mo
▼ 0.25% · 3.875%
HK$30,832
−HK$817/mo
Today · 4.125%
HK$31,649
baseline
▲ 0.50% · 4.625%
HK$33,317
+HK$1,668/mo
Deposit HK$3.19M · loan HK$5.92M · min. income ≈ HK$63,298/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$280,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,067
−HK$1,823/mo
▼ 0.25% · 3.875%
HK$29,971
−HK$919/mo
Today · 4.125%
HK$30,890
baseline
▲ 0.50% · 4.625%
HK$32,769
+HK$1,879/mo
Deposit HK$2.73M · loan HK$6.37M · min. income ≈ HK$61,780/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$280,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,337
−HK$1,747/mo
▼ 0.25% · 3.875%
HK$33,204
−HK$880/mo
Today · 4.125%
HK$34,084
baseline
▲ 0.50% · 4.625%
HK$35,880
+HK$1,796/mo
Deposit HK$2.73M · loan HK$6.37M · min. income ≈ HK$68,168/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$280,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,143
−HK$1,953/mo
▼ 0.25% · 3.875%
HK$32,112
−HK$984/mo
Today · 4.125%
HK$33,096
baseline
▲ 0.50% · 4.625%
HK$35,110
+HK$2,014/mo
Deposit HK$2.28M · loan HK$6.83M · min. income ≈ HK$66,192/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$280,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,646
−HK$1,872/mo
▼ 0.25% · 3.875%
HK$35,576
−HK$942/mo
Today · 4.125%
HK$36,518
baseline
▲ 0.50% · 4.625%
HK$38,443
+HK$1,925/mo
Deposit HK$2.28M · loan HK$6.83M · min. income ≈ HK$73,036/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$280,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,219
−HK$2,083/mo
▼ 0.25% · 3.875%
HK$34,253
−HK$1,049/mo
Today · 4.125%
HK$35,302
baseline
▲ 0.50% · 4.625%
HK$37,451
+HK$2,149/mo
Deposit HK$1.82M · loan HK$7.28M · min. income ≈ HK$70,604/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$280,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,956
−HK$1,997/mo
▼ 0.25% · 3.875%
HK$37,947
−HK$1,006/mo
Today · 4.125%
HK$38,953
baseline
▲ 0.50% · 4.625%
HK$41,006
+HK$2,053/mo
Deposit HK$1.82M · loan HK$7.28M · min. income ≈ HK$77,906/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$280,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,296
−HK$2,213/mo
▼ 0.25% · 3.875%
HK$36,393
−HK$1,116/mo
Today · 4.125%
HK$37,509
baseline
▲ 0.50% · 4.625%
HK$39,791
+HK$2,282/mo
Deposit HK$1.37M · loan HK$7.74M · min. income ≈ HK$75,018/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$280,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,266
−HK$2,121/mo
▼ 0.25% · 3.875%
HK$40,319
−HK$1,068/mo
Today · 4.125%
HK$41,387
baseline
▲ 0.50% · 4.625%
HK$43,569
+HK$2,182/mo
Deposit HK$1.37M · loan HK$7.74M · min. income ≈ HK$82,774/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$280,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,372
−HK$2,343/mo
▼ 0.25% · 3.875%
HK$38,534
−HK$1,181/mo
Today · 4.125%
HK$39,715
baseline
▲ 0.50% · 4.625%
HK$42,132
+HK$2,417/mo
Deposit HK$911K · loan HK$8.19M · min. income ≈ HK$79,430/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$280,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,576
−HK$2,246/mo
▼ 0.25% · 3.875%
HK$42,691
−HK$1,131/mo
Today · 4.125%
HK$43,822
baseline
▲ 0.50% · 4.625%
HK$46,132
+HK$2,310/mo
Deposit HK$911K · loan HK$8.19M · min. income ≈ HK$87,644/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$280,515 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).