▼ 0.50% · 3.625%
HK$19,907
−HK$1,248/mo
▼ 0.25% · 3.875%
HK$20,526
−HK$629/mo
Today · 4.125%
HK$21,155
baseline
▲ 0.50% · 4.625%
HK$22,442
+HK$1,287/mo
Deposit HK$4.37M · loan HK$4.37M · min. income ≈ HK$42,310/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$261,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,146
−HK$1,197/mo
▼ 0.25% · 3.875%
HK$22,740
−HK$603/mo
Today · 4.125%
HK$23,343
baseline
▲ 0.50% · 4.625%
HK$24,573
+HK$1,230/mo
Deposit HK$4.37M · loan HK$4.37M · min. income ≈ HK$46,686/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$261,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,898
−HK$1,373/mo
▼ 0.25% · 3.875%
HK$22,579
−HK$692/mo
Today · 4.125%
HK$23,271
baseline
▲ 0.50% · 4.625%
HK$24,687
+HK$1,416/mo
Deposit HK$3.93M · loan HK$4.80M · min. income ≈ HK$46,542/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$261,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,361
−HK$1,316/mo
▼ 0.25% · 3.875%
HK$25,014
−HK$663/mo
Today · 4.125%
HK$25,677
baseline
▲ 0.50% · 4.625%
HK$27,030
+HK$1,353/mo
Deposit HK$3.93M · loan HK$4.80M · min. income ≈ HK$51,354/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$261,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,888
−HK$1,498/mo
▼ 0.25% · 3.875%
HK$24,631
−HK$755/mo
Today · 4.125%
HK$25,386
baseline
▲ 0.50% · 4.625%
HK$26,931
+HK$1,545/mo
Deposit HK$3.49M · loan HK$5.24M · min. income ≈ HK$50,772/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$261,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,575
−HK$1,436/mo
▼ 0.25% · 3.875%
HK$27,288
−HK$723/mo
Today · 4.125%
HK$28,011
baseline
▲ 0.50% · 4.625%
HK$29,488
+HK$1,477/mo
Deposit HK$3.49M · loan HK$5.24M · min. income ≈ HK$56,022/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$261,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,879
−HK$1,623/mo
▼ 0.25% · 3.875%
HK$26,684
−HK$818/mo
Today · 4.125%
HK$27,502
baseline
▲ 0.50% · 4.625%
HK$29,175
+HK$1,673/mo
Deposit HK$3.06M · loan HK$5.67M · min. income ≈ HK$55,004/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$261,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,790
−HK$1,555/mo
▼ 0.25% · 3.875%
HK$29,562
−HK$783/mo
Today · 4.125%
HK$30,345
baseline
▲ 0.50% · 4.625%
HK$31,945
+HK$1,600/mo
Deposit HK$3.06M · loan HK$5.67M · min. income ≈ HK$60,690/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$261,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,870
−HK$1,747/mo
▼ 0.25% · 3.875%
HK$28,736
−HK$881/mo
Today · 4.125%
HK$29,617
baseline
▲ 0.50% · 4.625%
HK$31,419
+HK$1,802/mo
Deposit HK$2.62M · loan HK$6.11M · min. income ≈ HK$59,234/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$261,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,005
−HK$1,675/mo
▼ 0.25% · 3.875%
HK$31,836
−HK$844/mo
Today · 4.125%
HK$32,680
baseline
▲ 0.50% · 4.625%
HK$34,402
+HK$1,722/mo
Deposit HK$2.62M · loan HK$6.11M · min. income ≈ HK$65,360/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$261,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,860
−HK$1,873/mo
▼ 0.25% · 3.875%
HK$30,789
−HK$944/mo
Today · 4.125%
HK$31,733
baseline
▲ 0.50% · 4.625%
HK$33,664
+HK$1,931/mo
Deposit HK$2.18M · loan HK$6.55M · min. income ≈ HK$63,466/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$261,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,219
−HK$1,795/mo
▼ 0.25% · 3.875%
HK$34,110
−HK$904/mo
Today · 4.125%
HK$35,014
baseline
▲ 0.50% · 4.625%
HK$36,860
+HK$1,846/mo
Deposit HK$2.18M · loan HK$6.55M · min. income ≈ HK$70,028/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$261,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,851
−HK$1,997/mo
▼ 0.25% · 3.875%
HK$32,842
−HK$1,006/mo
Today · 4.125%
HK$33,848
baseline
▲ 0.50% · 4.625%
HK$35,908
+HK$2,060/mo
Deposit HK$1.75M · loan HK$6.98M · min. income ≈ HK$67,696/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$261,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,434
−HK$1,914/mo
▼ 0.25% · 3.875%
HK$36,384
−HK$964/mo
Today · 4.125%
HK$37,348
baseline
▲ 0.50% · 4.625%
HK$39,317
+HK$1,969/mo
Deposit HK$1.75M · loan HK$6.98M · min. income ≈ HK$74,696/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$261,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,842
−HK$2,122/mo
▼ 0.25% · 3.875%
HK$34,894
−HK$1,070/mo
Today · 4.125%
HK$35,964
baseline
▲ 0.50% · 4.625%
HK$38,152
+HK$2,188/mo
Deposit HK$1.31M · loan HK$7.42M · min. income ≈ HK$71,928/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$261,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,648
−HK$2,034/mo
▼ 0.25% · 3.875%
HK$38,658
−HK$1,024/mo
Today · 4.125%
HK$39,682
baseline
▲ 0.50% · 4.625%
HK$41,774
+HK$2,092/mo
Deposit HK$1.31M · loan HK$7.42M · min. income ≈ HK$79,364/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$261,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,832
−HK$2,247/mo
▼ 0.25% · 3.875%
HK$36,947
−HK$1,132/mo
Today · 4.125%
HK$38,079
baseline
▲ 0.50% · 4.625%
HK$40,396
+HK$2,317/mo
Deposit HK$873K · loan HK$7.86M · min. income ≈ HK$76,158/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$261,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,863
−HK$2,154/mo
▼ 0.25% · 3.875%
HK$40,932
−HK$1,085/mo
Today · 4.125%
HK$42,017
baseline
▲ 0.50% · 4.625%
HK$44,232
+HK$2,215/mo
Deposit HK$873K · loan HK$7.86M · min. income ≈ HK$84,034/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$261,903 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).