▼ 0.50% · 3.625%
HK$15,515
−HK$972/mo
▼ 0.25% · 3.875%
HK$15,997
−HK$490/mo
Today · 4.125%
HK$16,487
baseline
▲ 0.50% · 4.625%
HK$17,491
+HK$1,004/mo
Deposit HK$3.40M · loan HK$3.40M · min. income ≈ HK$32,974/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$204,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,260
−HK$932/mo
▼ 0.25% · 3.875%
HK$17,723
−HK$469/mo
Today · 4.125%
HK$18,192
baseline
▲ 0.50% · 4.625%
HK$19,151
+HK$959/mo
Deposit HK$3.40M · loan HK$3.40M · min. income ≈ HK$36,384/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$204,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,066
−HK$1,070/mo
▼ 0.25% · 3.875%
HK$17,597
−HK$539/mo
Today · 4.125%
HK$18,136
baseline
▲ 0.50% · 4.625%
HK$19,240
+HK$1,104/mo
Deposit HK$3.06M · loan HK$3.74M · min. income ≈ HK$36,272/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$204,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,986
−HK$1,026/mo
▼ 0.25% · 3.875%
HK$19,495
−HK$517/mo
Today · 4.125%
HK$20,012
baseline
▲ 0.50% · 4.625%
HK$21,066
+HK$1,054/mo
Deposit HK$3.06M · loan HK$3.74M · min. income ≈ HK$40,024/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$204,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,617
−HK$1,168/mo
▼ 0.25% · 3.875%
HK$19,197
−HK$588/mo
Today · 4.125%
HK$19,785
baseline
▲ 0.50% · 4.625%
HK$20,989
+HK$1,204/mo
Deposit HK$2.72M · loan HK$4.08M · min. income ≈ HK$39,570/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$204,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,712
−HK$1,119/mo
▼ 0.25% · 3.875%
HK$21,267
−HK$564/mo
Today · 4.125%
HK$21,831
baseline
▲ 0.50% · 4.625%
HK$22,981
+HK$1,150/mo
Deposit HK$2.72M · loan HK$4.08M · min. income ≈ HK$43,662/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$204,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,169
−HK$1,265/mo
▼ 0.25% · 3.875%
HK$20,796
−HK$638/mo
Today · 4.125%
HK$21,434
baseline
▲ 0.50% · 4.625%
HK$22,738
+HK$1,304/mo
Deposit HK$2.38M · loan HK$4.42M · min. income ≈ HK$42,868/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$204,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,438
−HK$1,212/mo
▼ 0.25% · 3.875%
HK$23,040
−HK$610/mo
Today · 4.125%
HK$23,650
baseline
▲ 0.50% · 4.625%
HK$24,897
+HK$1,247/mo
Deposit HK$2.38M · loan HK$4.42M · min. income ≈ HK$47,300/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$204,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,720
−HK$1,362/mo
▼ 0.25% · 3.875%
HK$22,396
−HK$686/mo
Today · 4.125%
HK$23,082
baseline
▲ 0.50% · 4.625%
HK$24,487
+HK$1,405/mo
Deposit HK$2.04M · loan HK$4.76M · min. income ≈ HK$46,164/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$204,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,164
−HK$1,305/mo
▼ 0.25% · 3.875%
HK$24,812
−HK$657/mo
Today · 4.125%
HK$25,469
baseline
▲ 0.50% · 4.625%
HK$26,812
+HK$1,343/mo
Deposit HK$2.04M · loan HK$4.76M · min. income ≈ HK$50,938/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$204,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,272
−HK$1,459/mo
▼ 0.25% · 3.875%
HK$23,996
−HK$735/mo
Today · 4.125%
HK$24,731
baseline
▲ 0.50% · 4.625%
HK$26,236
+HK$1,505/mo
Deposit HK$1.70M · loan HK$5.10M · min. income ≈ HK$49,462/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$204,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,890
−HK$1,398/mo
▼ 0.25% · 3.875%
HK$26,584
−HK$704/mo
Today · 4.125%
HK$27,288
baseline
▲ 0.50% · 4.625%
HK$28,727
+HK$1,439/mo
Deposit HK$1.70M · loan HK$5.10M · min. income ≈ HK$54,576/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$204,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,823
−HK$1,557/mo
▼ 0.25% · 3.875%
HK$25,595
−HK$785/mo
Today · 4.125%
HK$26,380
baseline
▲ 0.50% · 4.625%
HK$27,985
+HK$1,605/mo
Deposit HK$1.36M · loan HK$5.44M · min. income ≈ HK$52,760/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$204,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,616
−HK$1,492/mo
▼ 0.25% · 3.875%
HK$28,356
−HK$752/mo
Today · 4.125%
HK$29,108
baseline
▲ 0.50% · 4.625%
HK$30,642
+HK$1,534/mo
Deposit HK$1.36M · loan HK$5.44M · min. income ≈ HK$58,216/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$204,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,375
−HK$1,654/mo
▼ 0.25% · 3.875%
HK$27,195
−HK$834/mo
Today · 4.125%
HK$28,029
baseline
▲ 0.50% · 4.625%
HK$29,734
+HK$1,705/mo
Deposit HK$1.02M · loan HK$5.78M · min. income ≈ HK$56,058/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$204,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,342
−HK$1,585/mo
▼ 0.25% · 3.875%
HK$30,129
−HK$798/mo
Today · 4.125%
HK$30,927
baseline
▲ 0.50% · 4.625%
HK$32,557
+HK$1,630/mo
Deposit HK$1.02M · loan HK$5.78M · min. income ≈ HK$61,854/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$204,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,926
−HK$1,751/mo
▼ 0.25% · 3.875%
HK$28,795
−HK$882/mo
Today · 4.125%
HK$29,677
baseline
▲ 0.50% · 4.625%
HK$31,483
+HK$1,806/mo
Deposit HK$680K · loan HK$6.12M · min. income ≈ HK$59,354/mo (50% DSR)
Upfront cash ≈ HK$885K (deposit + AVD stamp duty HK$204,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,068
−HK$1,678/mo
▼ 0.25% · 3.875%
HK$31,901
−HK$845/mo
Today · 4.125%
HK$32,746
baseline
▲ 0.50% · 4.625%
HK$34,472
+HK$1,726/mo
Deposit HK$680K · loan HK$6.12M · min. income ≈ HK$65,492/mo (50% DSR)
Upfront cash ≈ HK$885K (deposit + AVD stamp duty HK$204,117 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).