▼ 0.50% · 3.625%
HK$20,218
−HK$1,268/mo
▼ 0.25% · 3.875%
HK$20,847
−HK$639/mo
Today · 4.125%
HK$21,486
baseline
▲ 0.50% · 4.625%
HK$22,793
+HK$1,307/mo
Deposit HK$4.43M · loan HK$4.43M · min. income ≈ HK$42,972/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$265,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,492
−HK$1,216/mo
▼ 0.25% · 3.875%
HK$23,096
−HK$612/mo
Today · 4.125%
HK$23,708
baseline
▲ 0.50% · 4.625%
HK$24,957
+HK$1,249/mo
Deposit HK$4.43M · loan HK$4.43M · min. income ≈ HK$47,416/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$265,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,240
−HK$1,394/mo
▼ 0.25% · 3.875%
HK$22,932
−HK$702/mo
Today · 4.125%
HK$23,634
baseline
▲ 0.50% · 4.625%
HK$25,073
+HK$1,439/mo
Deposit HK$3.99M · loan HK$4.88M · min. income ≈ HK$47,268/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$265,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,742
−HK$1,336/mo
▼ 0.25% · 3.875%
HK$25,405
−HK$673/mo
Today · 4.125%
HK$26,078
baseline
▲ 0.50% · 4.625%
HK$27,453
+HK$1,375/mo
Deposit HK$3.99M · loan HK$4.88M · min. income ≈ HK$52,156/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$265,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,262
−HK$1,521/mo
▼ 0.25% · 3.875%
HK$25,016
−HK$767/mo
Today · 4.125%
HK$25,783
baseline
▲ 0.50% · 4.625%
HK$27,352
+HK$1,569/mo
Deposit HK$3.55M · loan HK$5.32M · min. income ≈ HK$51,566/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$265,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,991
−HK$1,458/mo
▼ 0.25% · 3.875%
HK$27,715
−HK$734/mo
Today · 4.125%
HK$28,449
baseline
▲ 0.50% · 4.625%
HK$29,949
+HK$1,500/mo
Deposit HK$3.55M · loan HK$5.32M · min. income ≈ HK$56,898/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$265,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,283
−HK$1,649/mo
▼ 0.25% · 3.875%
HK$27,101
−HK$831/mo
Today · 4.125%
HK$27,932
baseline
▲ 0.50% · 4.625%
HK$29,631
+HK$1,699/mo
Deposit HK$3.10M · loan HK$5.76M · min. income ≈ HK$55,864/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$265,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,240
−HK$1,580/mo
▼ 0.25% · 3.875%
HK$30,024
−HK$796/mo
Today · 4.125%
HK$30,820
baseline
▲ 0.50% · 4.625%
HK$32,444
+HK$1,624/mo
Deposit HK$3.10M · loan HK$5.76M · min. income ≈ HK$61,640/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$265,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,305
−HK$1,775/mo
▼ 0.25% · 3.875%
HK$29,186
−HK$894/mo
Today · 4.125%
HK$30,080
baseline
▲ 0.50% · 4.625%
HK$31,910
+HK$1,830/mo
Deposit HK$2.66M · loan HK$6.21M · min. income ≈ HK$60,160/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$265,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,489
−HK$1,702/mo
▼ 0.25% · 3.875%
HK$32,334
−HK$857/mo
Today · 4.125%
HK$33,191
baseline
▲ 0.50% · 4.625%
HK$34,940
+HK$1,749/mo
Deposit HK$2.66M · loan HK$6.21M · min. income ≈ HK$66,382/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$265,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,327
−HK$1,902/mo
▼ 0.25% · 3.875%
HK$31,270
−HK$959/mo
Today · 4.125%
HK$32,229
baseline
▲ 0.50% · 4.625%
HK$34,190
+HK$1,961/mo
Deposit HK$2.22M · loan HK$6.65M · min. income ≈ HK$64,458/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$265,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,738
−HK$1,823/mo
▼ 0.25% · 3.875%
HK$34,643
−HK$918/mo
Today · 4.125%
HK$35,561
baseline
▲ 0.50% · 4.625%
HK$37,436
+HK$1,875/mo
Deposit HK$2.22M · loan HK$6.65M · min. income ≈ HK$71,122/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$265,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,349
−HK$2,028/mo
▼ 0.25% · 3.875%
HK$33,355
−HK$1,022/mo
Today · 4.125%
HK$34,377
baseline
▲ 0.50% · 4.625%
HK$36,469
+HK$2,092/mo
Deposit HK$1.77M · loan HK$7.09M · min. income ≈ HK$68,754/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$265,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,988
−HK$1,944/mo
▼ 0.25% · 3.875%
HK$36,953
−HK$979/mo
Today · 4.125%
HK$37,932
baseline
▲ 0.50% · 4.625%
HK$39,931
+HK$1,999/mo
Deposit HK$1.77M · loan HK$7.09M · min. income ≈ HK$75,864/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$265,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,371
−HK$2,155/mo
▼ 0.25% · 3.875%
HK$35,440
−HK$1,086/mo
Today · 4.125%
HK$36,526
baseline
▲ 0.50% · 4.625%
HK$38,748
+HK$2,222/mo
Deposit HK$1.33M · loan HK$7.54M · min. income ≈ HK$73,052/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$265,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,237
−HK$2,066/mo
▼ 0.25% · 3.875%
HK$39,262
−HK$1,041/mo
Today · 4.125%
HK$40,303
baseline
▲ 0.50% · 4.625%
HK$42,427
+HK$2,124/mo
Deposit HK$1.33M · loan HK$7.54M · min. income ≈ HK$80,606/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$265,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,392
−HK$2,283/mo
▼ 0.25% · 3.875%
HK$37,524
−HK$1,151/mo
Today · 4.125%
HK$38,675
baseline
▲ 0.50% · 4.625%
HK$41,028
+HK$2,353/mo
Deposit HK$887K · loan HK$7.98M · min. income ≈ HK$77,350/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$265,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,486
−HK$2,188/mo
▼ 0.25% · 3.875%
HK$41,572
−HK$1,102/mo
Today · 4.125%
HK$42,674
baseline
▲ 0.50% · 4.625%
HK$44,923
+HK$2,249/mo
Deposit HK$887K · loan HK$7.98M · min. income ≈ HK$85,348/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$265,997 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).