▼ 0.50% · 3.625%
HK$19,453
−HK$1,220/mo
▼ 0.25% · 3.875%
HK$20,059
−HK$614/mo
Today · 4.125%
HK$20,673
baseline
▲ 0.50% · 4.625%
HK$21,931
+HK$1,258/mo
Deposit HK$4.27M · loan HK$4.27M · min. income ≈ HK$41,346/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$255,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,642
−HK$1,169/mo
▼ 0.25% · 3.875%
HK$22,222
−HK$589/mo
Today · 4.125%
HK$22,811
baseline
▲ 0.50% · 4.625%
HK$24,013
+HK$1,202/mo
Deposit HK$4.27M · loan HK$4.27M · min. income ≈ HK$45,622/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$255,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,399
−HK$1,342/mo
▼ 0.25% · 3.875%
HK$22,064
−HK$677/mo
Today · 4.125%
HK$22,741
baseline
▲ 0.50% · 4.625%
HK$24,124
+HK$1,383/mo
Deposit HK$3.84M · loan HK$4.69M · min. income ≈ HK$45,482/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$255,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,806
−HK$1,286/mo
▼ 0.25% · 3.875%
HK$24,444
−HK$648/mo
Today · 4.125%
HK$25,092
baseline
▲ 0.50% · 4.625%
HK$26,415
+HK$1,323/mo
Deposit HK$3.84M · loan HK$4.69M · min. income ≈ HK$50,184/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$255,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,344
−HK$1,464/mo
▼ 0.25% · 3.875%
HK$24,070
−HK$738/mo
Today · 4.125%
HK$24,808
baseline
▲ 0.50% · 4.625%
HK$26,317
+HK$1,509/mo
Deposit HK$3.41M · loan HK$5.12M · min. income ≈ HK$49,616/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$255,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,970
−HK$1,403/mo
▼ 0.25% · 3.875%
HK$26,667
−HK$706/mo
Today · 4.125%
HK$27,373
baseline
▲ 0.50% · 4.625%
HK$28,816
+HK$1,443/mo
Deposit HK$3.41M · loan HK$5.12M · min. income ≈ HK$54,746/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$255,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,289
−HK$1,586/mo
▼ 0.25% · 3.875%
HK$26,076
−HK$799/mo
Today · 4.125%
HK$26,875
baseline
▲ 0.50% · 4.625%
HK$28,511
+HK$1,636/mo
Deposit HK$2.99M · loan HK$5.55M · min. income ≈ HK$53,750/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$255,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,134
−HK$1,520/mo
▼ 0.25% · 3.875%
HK$28,889
−HK$765/mo
Today · 4.125%
HK$29,654
baseline
▲ 0.50% · 4.625%
HK$31,217
+HK$1,563/mo
Deposit HK$2.99M · loan HK$5.55M · min. income ≈ HK$59,308/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$255,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,235
−HK$1,708/mo
▼ 0.25% · 3.875%
HK$28,082
−HK$861/mo
Today · 4.125%
HK$28,943
baseline
▲ 0.50% · 4.625%
HK$30,704
+HK$1,761/mo
Deposit HK$2.56M · loan HK$5.97M · min. income ≈ HK$57,886/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$255,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,298
−HK$1,637/mo
▼ 0.25% · 3.875%
HK$31,111
−HK$824/mo
Today · 4.125%
HK$31,935
baseline
▲ 0.50% · 4.625%
HK$33,619
+HK$1,684/mo
Deposit HK$2.56M · loan HK$5.97M · min. income ≈ HK$63,870/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$255,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,180
−HK$1,830/mo
▼ 0.25% · 3.875%
HK$30,088
−HK$922/mo
Today · 4.125%
HK$31,010
baseline
▲ 0.50% · 4.625%
HK$32,897
+HK$1,887/mo
Deposit HK$2.13M · loan HK$6.40M · min. income ≈ HK$62,020/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$255,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,463
−HK$1,753/mo
▼ 0.25% · 3.875%
HK$33,333
−HK$883/mo
Today · 4.125%
HK$34,216
baseline
▲ 0.50% · 4.625%
HK$36,020
+HK$1,804/mo
Deposit HK$2.13M · loan HK$6.40M · min. income ≈ HK$68,432/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$255,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,125
−HK$1,952/mo
▼ 0.25% · 3.875%
HK$32,094
−HK$983/mo
Today · 4.125%
HK$33,077
baseline
▲ 0.50% · 4.625%
HK$35,090
+HK$2,013/mo
Deposit HK$1.71M · loan HK$6.82M · min. income ≈ HK$66,154/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$255,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,627
−HK$1,871/mo
▼ 0.25% · 3.875%
HK$35,555
−HK$943/mo
Today · 4.125%
HK$36,498
baseline
▲ 0.50% · 4.625%
HK$38,421
+HK$1,923/mo
Deposit HK$1.71M · loan HK$6.82M · min. income ≈ HK$72,996/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$255,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,071
−HK$2,074/mo
▼ 0.25% · 3.875%
HK$34,099
−HK$1,046/mo
Today · 4.125%
HK$35,145
baseline
▲ 0.50% · 4.625%
HK$37,283
+HK$2,138/mo
Deposit HK$1.28M · loan HK$7.25M · min. income ≈ HK$70,290/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$255,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,791
−HK$1,988/mo
▼ 0.25% · 3.875%
HK$37,778
−HK$1,001/mo
Today · 4.125%
HK$38,779
baseline
▲ 0.50% · 4.625%
HK$40,823
+HK$2,044/mo
Deposit HK$1.28M · loan HK$7.25M · min. income ≈ HK$77,558/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$255,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,016
−HK$2,196/mo
▼ 0.25% · 3.875%
HK$36,105
−HK$1,107/mo
Today · 4.125%
HK$37,212
baseline
▲ 0.50% · 4.625%
HK$39,476
+HK$2,264/mo
Deposit HK$853K · loan HK$7.68M · min. income ≈ HK$74,424/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$255,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,955
−HK$2,105/mo
▼ 0.25% · 3.875%
HK$40,000
−HK$1,060/mo
Today · 4.125%
HK$41,060
baseline
▲ 0.50% · 4.625%
HK$43,224
+HK$2,164/mo
Deposit HK$853K · loan HK$7.68M · min. income ≈ HK$82,120/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$255,937 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).