▼ 0.50% · 3.625%
HK$20,455
−HK$1,283/mo
▼ 0.25% · 3.875%
HK$21,091
−HK$647/mo
Today · 4.125%
HK$21,738
baseline
▲ 0.50% · 4.625%
HK$23,060
+HK$1,322/mo
Deposit HK$4.49M · loan HK$4.49M · min. income ≈ HK$43,476/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$269,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,756
−HK$1,229/mo
▼ 0.25% · 3.875%
HK$23,366
−HK$619/mo
Today · 4.125%
HK$23,985
baseline
▲ 0.50% · 4.625%
HK$25,250
+HK$1,265/mo
Deposit HK$4.49M · loan HK$4.49M · min. income ≈ HK$47,970/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$269,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,500
−HK$1,411/mo
▼ 0.25% · 3.875%
HK$23,200
−HK$711/mo
Today · 4.125%
HK$23,911
baseline
▲ 0.50% · 4.625%
HK$25,366
+HK$1,455/mo
Deposit HK$4.04M · loan HK$4.93M · min. income ≈ HK$47,822/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$269,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,032
−HK$1,352/mo
▼ 0.25% · 3.875%
HK$25,703
−HK$681/mo
Today · 4.125%
HK$26,384
baseline
▲ 0.50% · 4.625%
HK$27,775
+HK$1,391/mo
Deposit HK$4.04M · loan HK$4.93M · min. income ≈ HK$52,768/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$269,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,546
−HK$1,539/mo
▼ 0.25% · 3.875%
HK$25,309
−HK$776/mo
Today · 4.125%
HK$26,085
baseline
▲ 0.50% · 4.625%
HK$27,672
+HK$1,587/mo
Deposit HK$3.59M · loan HK$5.38M · min. income ≈ HK$52,170/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$269,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,307
−HK$1,475/mo
▼ 0.25% · 3.875%
HK$28,039
−HK$743/mo
Today · 4.125%
HK$28,782
baseline
▲ 0.50% · 4.625%
HK$30,300
+HK$1,518/mo
Deposit HK$3.59M · loan HK$5.38M · min. income ≈ HK$57,564/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$269,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,591
−HK$1,668/mo
▼ 0.25% · 3.875%
HK$27,419
−HK$840/mo
Today · 4.125%
HK$28,259
baseline
▲ 0.50% · 4.625%
HK$29,978
+HK$1,719/mo
Deposit HK$3.14M · loan HK$5.83M · min. income ≈ HK$56,518/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$269,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,583
−HK$1,598/mo
▼ 0.25% · 3.875%
HK$30,376
−HK$805/mo
Today · 4.125%
HK$31,181
baseline
▲ 0.50% · 4.625%
HK$32,825
+HK$1,644/mo
Deposit HK$3.14M · loan HK$5.83M · min. income ≈ HK$62,362/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$269,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,637
−HK$1,796/mo
▼ 0.25% · 3.875%
HK$29,528
−HK$905/mo
Today · 4.125%
HK$30,433
baseline
▲ 0.50% · 4.625%
HK$32,284
+HK$1,851/mo
Deposit HK$2.69M · loan HK$6.28M · min. income ≈ HK$60,866/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$269,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,858
−HK$1,722/mo
▼ 0.25% · 3.875%
HK$32,713
−HK$867/mo
Today · 4.125%
HK$33,580
baseline
▲ 0.50% · 4.625%
HK$35,350
+HK$1,770/mo
Deposit HK$2.69M · loan HK$6.28M · min. income ≈ HK$67,160/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$269,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,682
−HK$1,924/mo
▼ 0.25% · 3.875%
HK$31,637
−HK$969/mo
Today · 4.125%
HK$32,606
baseline
▲ 0.50% · 4.625%
HK$34,591
+HK$1,985/mo
Deposit HK$2.24M · loan HK$6.73M · min. income ≈ HK$65,212/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$269,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,134
−HK$1,844/mo
▼ 0.25% · 3.875%
HK$35,049
−HK$929/mo
Today · 4.125%
HK$35,978
baseline
▲ 0.50% · 4.625%
HK$37,875
+HK$1,897/mo
Deposit HK$2.24M · loan HK$6.73M · min. income ≈ HK$71,956/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$269,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,728
−HK$2,052/mo
▼ 0.25% · 3.875%
HK$33,746
−HK$1,034/mo
Today · 4.125%
HK$34,780
baseline
▲ 0.50% · 4.625%
HK$36,897
+HK$2,117/mo
Deposit HK$1.79M · loan HK$7.18M · min. income ≈ HK$69,560/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$269,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,409
−HK$1,968/mo
▼ 0.25% · 3.875%
HK$37,386
−HK$991/mo
Today · 4.125%
HK$38,377
baseline
▲ 0.50% · 4.625%
HK$40,399
+HK$2,022/mo
Deposit HK$1.79M · loan HK$7.18M · min. income ≈ HK$76,754/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$269,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,773
−HK$2,181/mo
▼ 0.25% · 3.875%
HK$35,855
−HK$1,099/mo
Today · 4.125%
HK$36,954
baseline
▲ 0.50% · 4.625%
HK$39,203
+HK$2,249/mo
Deposit HK$1.35M · loan HK$7.62M · min. income ≈ HK$73,908/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$269,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,685
−HK$2,090/mo
▼ 0.25% · 3.875%
HK$39,723
−HK$1,052/mo
Today · 4.125%
HK$40,775
baseline
▲ 0.50% · 4.625%
HK$42,924
+HK$2,149/mo
Deposit HK$1.35M · loan HK$7.62M · min. income ≈ HK$81,550/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$269,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,819
−HK$2,309/mo
▼ 0.25% · 3.875%
HK$37,964
−HK$1,164/mo
Today · 4.125%
HK$39,128
baseline
▲ 0.50% · 4.625%
HK$41,509
+HK$2,381/mo
Deposit HK$897K · loan HK$8.07M · min. income ≈ HK$78,256/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$269,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,961
−HK$2,213/mo
▼ 0.25% · 3.875%
HK$42,059
−HK$1,115/mo
Today · 4.125%
HK$43,174
baseline
▲ 0.50% · 4.625%
HK$45,449
+HK$2,275/mo
Deposit HK$897K · loan HK$8.07M · min. income ≈ HK$86,348/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$269,114 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).