▼ 0.50% · 3.625%
HK$20,456
−HK$1,283/mo
▼ 0.25% · 3.875%
HK$21,092
−HK$647/mo
Today · 4.125%
HK$21,739
baseline
▲ 0.50% · 4.625%
HK$23,062
+HK$1,323/mo
Deposit HK$4.49M · loan HK$4.49M · min. income ≈ HK$43,478/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$269,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,757
−HK$1,230/mo
▼ 0.25% · 3.875%
HK$23,368
−HK$619/mo
Today · 4.125%
HK$23,987
baseline
▲ 0.50% · 4.625%
HK$25,251
+HK$1,264/mo
Deposit HK$4.49M · loan HK$4.49M · min. income ≈ HK$47,974/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$269,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,502
−HK$1,411/mo
▼ 0.25% · 3.875%
HK$23,202
−HK$711/mo
Today · 4.125%
HK$23,913
baseline
▲ 0.50% · 4.625%
HK$25,368
+HK$1,455/mo
Deposit HK$4.04M · loan HK$4.93M · min. income ≈ HK$47,826/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$269,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,033
−HK$1,352/mo
▼ 0.25% · 3.875%
HK$25,704
−HK$681/mo
Today · 4.125%
HK$26,385
baseline
▲ 0.50% · 4.625%
HK$27,776
+HK$1,391/mo
Deposit HK$4.04M · loan HK$4.93M · min. income ≈ HK$52,770/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$269,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,547
−HK$1,540/mo
▼ 0.25% · 3.875%
HK$25,311
−HK$776/mo
Today · 4.125%
HK$26,087
baseline
▲ 0.50% · 4.625%
HK$27,674
+HK$1,587/mo
Deposit HK$3.59M · loan HK$5.38M · min. income ≈ HK$52,174/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$269,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,309
−HK$1,475/mo
▼ 0.25% · 3.875%
HK$28,041
−HK$743/mo
Today · 4.125%
HK$28,784
baseline
▲ 0.50% · 4.625%
HK$30,301
+HK$1,517/mo
Deposit HK$3.59M · loan HK$5.38M · min. income ≈ HK$57,568/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$269,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,593
−HK$1,668/mo
▼ 0.25% · 3.875%
HK$27,420
−HK$841/mo
Today · 4.125%
HK$28,261
baseline
▲ 0.50% · 4.625%
HK$29,980
+HK$1,719/mo
Deposit HK$3.14M · loan HK$5.83M · min. income ≈ HK$56,522/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$269,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,584
−HK$1,599/mo
▼ 0.25% · 3.875%
HK$30,378
−HK$805/mo
Today · 4.125%
HK$31,183
baseline
▲ 0.50% · 4.625%
HK$32,826
+HK$1,643/mo
Deposit HK$3.14M · loan HK$5.83M · min. income ≈ HK$62,366/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$269,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,639
−HK$1,795/mo
▼ 0.25% · 3.875%
HK$29,529
−HK$905/mo
Today · 4.125%
HK$30,434
baseline
▲ 0.50% · 4.625%
HK$32,286
+HK$1,852/mo
Deposit HK$2.69M · loan HK$6.28M · min. income ≈ HK$60,868/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$269,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,860
−HK$1,721/mo
▼ 0.25% · 3.875%
HK$32,715
−HK$866/mo
Today · 4.125%
HK$33,581
baseline
▲ 0.50% · 4.625%
HK$35,352
+HK$1,771/mo
Deposit HK$2.69M · loan HK$6.28M · min. income ≈ HK$67,162/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$269,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,684
−HK$1,924/mo
▼ 0.25% · 3.875%
HK$31,639
−HK$969/mo
Today · 4.125%
HK$32,608
baseline
▲ 0.50% · 4.625%
HK$34,592
+HK$1,984/mo
Deposit HK$2.24M · loan HK$6.73M · min. income ≈ HK$65,216/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$269,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,136
−HK$1,844/mo
▼ 0.25% · 3.875%
HK$35,051
−HK$929/mo
Today · 4.125%
HK$35,980
baseline
▲ 0.50% · 4.625%
HK$37,877
+HK$1,897/mo
Deposit HK$2.24M · loan HK$6.73M · min. income ≈ HK$71,960/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$269,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,730
−HK$2,052/mo
▼ 0.25% · 3.875%
HK$33,748
−HK$1,034/mo
Today · 4.125%
HK$34,782
baseline
▲ 0.50% · 4.625%
HK$36,899
+HK$2,117/mo
Deposit HK$1.79M · loan HK$7.18M · min. income ≈ HK$69,564/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$269,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,412
−HK$1,967/mo
▼ 0.25% · 3.875%
HK$37,388
−HK$991/mo
Today · 4.125%
HK$38,379
baseline
▲ 0.50% · 4.625%
HK$40,402
+HK$2,023/mo
Deposit HK$1.79M · loan HK$7.18M · min. income ≈ HK$76,758/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$269,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,775
−HK$2,181/mo
▼ 0.25% · 3.875%
HK$35,857
−HK$1,099/mo
Today · 4.125%
HK$36,956
baseline
▲ 0.50% · 4.625%
HK$39,205
+HK$2,249/mo
Deposit HK$1.35M · loan HK$7.63M · min. income ≈ HK$73,912/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$269,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,687
−HK$2,090/mo
▼ 0.25% · 3.875%
HK$39,725
−HK$1,052/mo
Today · 4.125%
HK$40,777
baseline
▲ 0.50% · 4.625%
HK$42,927
+HK$2,150/mo
Deposit HK$1.35M · loan HK$7.63M · min. income ≈ HK$81,554/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$269,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,821
−HK$2,309/mo
▼ 0.25% · 3.875%
HK$37,966
−HK$1,164/mo
Today · 4.125%
HK$39,130
baseline
▲ 0.50% · 4.625%
HK$41,511
+HK$2,381/mo
Deposit HK$897K · loan HK$8.07M · min. income ≈ HK$78,260/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$269,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,963
−HK$2,213/mo
▼ 0.25% · 3.875%
HK$42,062
−HK$1,114/mo
Today · 4.125%
HK$43,176
baseline
▲ 0.50% · 4.625%
HK$45,452
+HK$2,276/mo
Deposit HK$897K · loan HK$8.07M · min. income ≈ HK$86,352/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$269,129 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).