▼ 0.50% · 3.625%
HK$16,178
−HK$1,015/mo
▼ 0.25% · 3.875%
HK$16,682
−HK$511/mo
Today · 4.125%
HK$17,193
baseline
▲ 0.50% · 4.625%
HK$18,239
+HK$1,046/mo
Deposit HK$3.55M · loan HK$3.55M · min. income ≈ HK$34,386/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$212,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,998
−HK$973/mo
▼ 0.25% · 3.875%
HK$18,481
−HK$490/mo
Today · 4.125%
HK$18,971
baseline
▲ 0.50% · 4.625%
HK$19,971
+HK$1,000/mo
Deposit HK$3.55M · loan HK$3.55M · min. income ≈ HK$37,942/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$212,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,796
−HK$1,116/mo
▼ 0.25% · 3.875%
HK$18,350
−HK$562/mo
Today · 4.125%
HK$18,912
baseline
▲ 0.50% · 4.625%
HK$20,063
+HK$1,151/mo
Deposit HK$3.19M · loan HK$3.90M · min. income ≈ HK$37,824/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$212,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,798
−HK$1,070/mo
▼ 0.25% · 3.875%
HK$20,329
−HK$539/mo
Today · 4.125%
HK$20,868
baseline
▲ 0.50% · 4.625%
HK$21,968
+HK$1,100/mo
Deposit HK$3.19M · loan HK$3.90M · min. income ≈ HK$41,736/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$212,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,414
−HK$1,217/mo
▼ 0.25% · 3.875%
HK$20,018
−HK$613/mo
Today · 4.125%
HK$20,631
baseline
▲ 0.50% · 4.625%
HK$21,887
+HK$1,256/mo
Deposit HK$2.84M · loan HK$4.26M · min. income ≈ HK$41,262/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$212,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,598
−HK$1,167/mo
▼ 0.25% · 3.875%
HK$22,177
−HK$588/mo
Today · 4.125%
HK$22,765
baseline
▲ 0.50% · 4.625%
HK$23,965
+HK$1,200/mo
Deposit HK$2.84M · loan HK$4.26M · min. income ≈ HK$45,530/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$212,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,032
−HK$1,319/mo
▼ 0.25% · 3.875%
HK$21,686
−HK$665/mo
Today · 4.125%
HK$22,351
baseline
▲ 0.50% · 4.625%
HK$23,711
+HK$1,360/mo
Deposit HK$2.48M · loan HK$4.61M · min. income ≈ HK$44,702/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$212,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,398
−HK$1,264/mo
▼ 0.25% · 3.875%
HK$24,025
−HK$637/mo
Today · 4.125%
HK$24,662
baseline
▲ 0.50% · 4.625%
HK$25,962
+HK$1,300/mo
Deposit HK$2.48M · loan HK$4.61M · min. income ≈ HK$49,324/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$212,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,650
−HK$1,420/mo
▼ 0.25% · 3.875%
HK$23,354
−HK$716/mo
Today · 4.125%
HK$24,070
baseline
▲ 0.50% · 4.625%
HK$25,535
+HK$1,465/mo
Deposit HK$2.13M · loan HK$4.97M · min. income ≈ HK$48,140/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$212,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,197
−HK$1,362/mo
▼ 0.25% · 3.875%
HK$25,873
−HK$686/mo
Today · 4.125%
HK$26,559
baseline
▲ 0.50% · 4.625%
HK$27,959
+HK$1,400/mo
Deposit HK$2.13M · loan HK$4.97M · min. income ≈ HK$53,118/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$212,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,267
−HK$1,522/mo
▼ 0.25% · 3.875%
HK$25,022
−HK$767/mo
Today · 4.125%
HK$25,789
baseline
▲ 0.50% · 4.625%
HK$27,358
+HK$1,569/mo
Deposit HK$1.77M · loan HK$5.32M · min. income ≈ HK$51,578/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$212,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,997
−HK$1,459/mo
▼ 0.25% · 3.875%
HK$27,721
−HK$735/mo
Today · 4.125%
HK$28,456
baseline
▲ 0.50% · 4.625%
HK$29,956
+HK$1,500/mo
Deposit HK$1.77M · loan HK$5.32M · min. income ≈ HK$56,912/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$212,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,885
−HK$1,624/mo
▼ 0.25% · 3.875%
HK$26,690
−HK$819/mo
Today · 4.125%
HK$27,509
baseline
▲ 0.50% · 4.625%
HK$29,182
+HK$1,673/mo
Deposit HK$1.42M · loan HK$5.68M · min. income ≈ HK$55,018/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$212,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,797
−HK$1,556/mo
▼ 0.25% · 3.875%
HK$29,569
−HK$784/mo
Today · 4.125%
HK$30,353
baseline
▲ 0.50% · 4.625%
HK$31,953
+HK$1,600/mo
Deposit HK$1.42M · loan HK$5.68M · min. income ≈ HK$60,706/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$212,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,503
−HK$1,725/mo
▼ 0.25% · 3.875%
HK$28,359
−HK$869/mo
Today · 4.125%
HK$29,228
baseline
▲ 0.50% · 4.625%
HK$31,006
+HK$1,778/mo
Deposit HK$1.06M · loan HK$6.03M · min. income ≈ HK$58,456/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$212,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,597
−HK$1,653/mo
▼ 0.25% · 3.875%
HK$31,418
−HK$832/mo
Today · 4.125%
HK$32,250
baseline
▲ 0.50% · 4.625%
HK$33,950
+HK$1,700/mo
Deposit HK$1.06M · loan HK$6.03M · min. income ≈ HK$64,500/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$212,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,121
−HK$1,826/mo
▼ 0.25% · 3.875%
HK$30,027
−HK$920/mo
Today · 4.125%
HK$30,947
baseline
▲ 0.50% · 4.625%
HK$32,830
+HK$1,883/mo
Deposit HK$709K · loan HK$6.39M · min. income ≈ HK$61,894/mo (50% DSR)
Upfront cash ≈ HK$922K (deposit + AVD stamp duty HK$212,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,397
−HK$1,750/mo
▼ 0.25% · 3.875%
HK$33,266
−HK$881/mo
Today · 4.125%
HK$34,147
baseline
▲ 0.50% · 4.625%
HK$35,947
+HK$1,800/mo
Deposit HK$709K · loan HK$6.39M · min. income ≈ HK$68,294/mo (50% DSR)
Upfront cash ≈ HK$922K (deposit + AVD stamp duty HK$212,849 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).