▼ 0.50% · 3.625%
HK$16,030
−HK$1,005/mo
▼ 0.25% · 3.875%
HK$16,528
−HK$507/mo
Today · 4.125%
HK$17,035
baseline
▲ 0.50% · 4.625%
HK$18,072
+HK$1,037/mo
Deposit HK$3.51M · loan HK$3.51M · min. income ≈ HK$34,070/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$210,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,833
−HK$963/mo
▼ 0.25% · 3.875%
HK$18,311
−HK$485/mo
Today · 4.125%
HK$18,796
baseline
▲ 0.50% · 4.625%
HK$19,787
+HK$991/mo
Deposit HK$3.51M · loan HK$3.51M · min. income ≈ HK$37,592/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$210,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,633
−HK$1,105/mo
▼ 0.25% · 3.875%
HK$18,181
−HK$557/mo
Today · 4.125%
HK$18,738
baseline
▲ 0.50% · 4.625%
HK$19,879
+HK$1,141/mo
Deposit HK$3.16M · loan HK$3.87M · min. income ≈ HK$37,476/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$210,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,616
−HK$1,060/mo
▼ 0.25% · 3.875%
HK$20,142
−HK$534/mo
Today · 4.125%
HK$20,676
baseline
▲ 0.50% · 4.625%
HK$21,766
+HK$1,090/mo
Deposit HK$3.16M · loan HK$3.87M · min. income ≈ HK$41,352/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$210,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,236
−HK$1,206/mo
▼ 0.25% · 3.875%
HK$19,834
−HK$608/mo
Today · 4.125%
HK$20,442
baseline
▲ 0.50% · 4.625%
HK$21,686
+HK$1,244/mo
Deposit HK$2.81M · loan HK$4.22M · min. income ≈ HK$40,884/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$210,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,400
−HK$1,156/mo
▼ 0.25% · 3.875%
HK$21,973
−HK$583/mo
Today · 4.125%
HK$22,556
baseline
▲ 0.50% · 4.625%
HK$23,745
+HK$1,189/mo
Deposit HK$2.81M · loan HK$4.22M · min. income ≈ HK$45,112/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$210,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,839
−HK$1,306/mo
▼ 0.25% · 3.875%
HK$21,487
−HK$658/mo
Today · 4.125%
HK$22,145
baseline
▲ 0.50% · 4.625%
HK$23,493
+HK$1,348/mo
Deposit HK$2.46M · loan HK$4.57M · min. income ≈ HK$44,290/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$210,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,183
−HK$1,252/mo
▼ 0.25% · 3.875%
HK$23,805
−HK$630/mo
Today · 4.125%
HK$24,435
baseline
▲ 0.50% · 4.625%
HK$25,723
+HK$1,288/mo
Deposit HK$2.46M · loan HK$4.57M · min. income ≈ HK$48,870/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$210,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,442
−HK$1,407/mo
▼ 0.25% · 3.875%
HK$23,140
−HK$709/mo
Today · 4.125%
HK$23,849
baseline
▲ 0.50% · 4.625%
HK$25,300
+HK$1,451/mo
Deposit HK$2.11M · loan HK$4.92M · min. income ≈ HK$47,698/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$210,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,966
−HK$1,349/mo
▼ 0.25% · 3.875%
HK$25,636
−HK$679/mo
Today · 4.125%
HK$26,315
baseline
▲ 0.50% · 4.625%
HK$27,702
+HK$1,387/mo
Deposit HK$2.11M · loan HK$4.92M · min. income ≈ HK$52,630/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$210,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,045
−HK$1,507/mo
▼ 0.25% · 3.875%
HK$24,793
−HK$759/mo
Today · 4.125%
HK$25,552
baseline
▲ 0.50% · 4.625%
HK$27,107
+HK$1,555/mo
Deposit HK$1.76M · loan HK$5.27M · min. income ≈ HK$51,104/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$210,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,749
−HK$1,446/mo
▼ 0.25% · 3.875%
HK$27,467
−HK$728/mo
Today · 4.125%
HK$28,195
baseline
▲ 0.50% · 4.625%
HK$29,681
+HK$1,486/mo
Deposit HK$1.76M · loan HK$5.27M · min. income ≈ HK$56,390/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$210,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,648
−HK$1,608/mo
▼ 0.25% · 3.875%
HK$26,445
−HK$811/mo
Today · 4.125%
HK$27,256
baseline
▲ 0.50% · 4.625%
HK$28,914
+HK$1,658/mo
Deposit HK$1.41M · loan HK$5.62M · min. income ≈ HK$54,512/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$210,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,533
−HK$1,541/mo
▼ 0.25% · 3.875%
HK$29,298
−HK$776/mo
Today · 4.125%
HK$30,074
baseline
▲ 0.50% · 4.625%
HK$31,660
+HK$1,586/mo
Deposit HK$1.41M · loan HK$5.62M · min. income ≈ HK$60,148/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$210,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,251
−HK$1,708/mo
▼ 0.25% · 3.875%
HK$28,098
−HK$861/mo
Today · 4.125%
HK$28,959
baseline
▲ 0.50% · 4.625%
HK$30,722
+HK$1,763/mo
Deposit HK$1.05M · loan HK$5.98M · min. income ≈ HK$57,918/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$210,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,316
−HK$1,638/mo
▼ 0.25% · 3.875%
HK$31,129
−HK$825/mo
Today · 4.125%
HK$31,954
baseline
▲ 0.50% · 4.625%
HK$33,638
+HK$1,684/mo
Deposit HK$1.05M · loan HK$5.98M · min. income ≈ HK$63,908/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$210,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,854
−HK$1,809/mo
▼ 0.25% · 3.875%
HK$29,751
−HK$912/mo
Today · 4.125%
HK$30,663
baseline
▲ 0.50% · 4.625%
HK$32,529
+HK$1,866/mo
Deposit HK$703K · loan HK$6.33M · min. income ≈ HK$61,326/mo (50% DSR)
Upfront cash ≈ HK$914K (deposit + AVD stamp duty HK$210,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,099
−HK$1,735/mo
▼ 0.25% · 3.875%
HK$32,960
−HK$874/mo
Today · 4.125%
HK$33,834
baseline
▲ 0.50% · 4.625%
HK$35,617
+HK$1,783/mo
Deposit HK$703K · loan HK$6.33M · min. income ≈ HK$67,668/mo (50% DSR)
Upfront cash ≈ HK$914K (deposit + AVD stamp duty HK$210,895 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).