▼ 0.50% · 3.625%
HK$20,331
−HK$1,275/mo
▼ 0.25% · 3.875%
HK$20,964
−HK$642/mo
Today · 4.125%
HK$21,606
baseline
▲ 0.50% · 4.625%
HK$22,921
+HK$1,315/mo
Deposit HK$4.46M · loan HK$4.46M · min. income ≈ HK$43,212/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$267,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,618
−HK$1,222/mo
▼ 0.25% · 3.875%
HK$23,225
−HK$615/mo
Today · 4.125%
HK$23,840
baseline
▲ 0.50% · 4.625%
HK$25,097
+HK$1,257/mo
Deposit HK$4.46M · loan HK$4.46M · min. income ≈ HK$47,680/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$267,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,364
−HK$1,403/mo
▼ 0.25% · 3.875%
HK$23,060
−HK$707/mo
Today · 4.125%
HK$23,767
baseline
▲ 0.50% · 4.625%
HK$25,213
+HK$1,446/mo
Deposit HK$4.01M · loan HK$4.90M · min. income ≈ HK$47,534/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$267,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,880
−HK$1,344/mo
▼ 0.25% · 3.875%
HK$25,547
−HK$677/mo
Today · 4.125%
HK$26,224
baseline
▲ 0.50% · 4.625%
HK$27,607
+HK$1,383/mo
Deposit HK$4.01M · loan HK$4.90M · min. income ≈ HK$52,448/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$267,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,398
−HK$1,530/mo
▼ 0.25% · 3.875%
HK$25,156
−HK$772/mo
Today · 4.125%
HK$25,928
baseline
▲ 0.50% · 4.625%
HK$27,505
+HK$1,577/mo
Deposit HK$3.57M · loan HK$5.35M · min. income ≈ HK$51,856/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$267,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,142
−HK$1,466/mo
▼ 0.25% · 3.875%
HK$27,870
−HK$738/mo
Today · 4.125%
HK$28,608
baseline
▲ 0.50% · 4.625%
HK$30,116
+HK$1,508/mo
Deposit HK$3.57M · loan HK$5.35M · min. income ≈ HK$57,216/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$267,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,431
−HK$1,657/mo
▼ 0.25% · 3.875%
HK$27,253
−HK$835/mo
Today · 4.125%
HK$28,088
baseline
▲ 0.50% · 4.625%
HK$29,797
+HK$1,709/mo
Deposit HK$3.12M · loan HK$5.80M · min. income ≈ HK$56,176/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$267,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,404
−HK$1,588/mo
▼ 0.25% · 3.875%
HK$30,192
−HK$800/mo
Today · 4.125%
HK$30,992
baseline
▲ 0.50% · 4.625%
HK$32,626
+HK$1,634/mo
Deposit HK$3.12M · loan HK$5.80M · min. income ≈ HK$61,984/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$267,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,464
−HK$1,785/mo
▼ 0.25% · 3.875%
HK$29,349
−HK$900/mo
Today · 4.125%
HK$30,249
baseline
▲ 0.50% · 4.625%
HK$32,089
+HK$1,840/mo
Deposit HK$2.67M · loan HK$6.24M · min. income ≈ HK$60,498/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$267,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,666
−HK$1,711/mo
▼ 0.25% · 3.875%
HK$32,515
−HK$862/mo
Today · 4.125%
HK$33,377
baseline
▲ 0.50% · 4.625%
HK$35,136
+HK$1,759/mo
Deposit HK$2.67M · loan HK$6.24M · min. income ≈ HK$66,754/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$267,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,497
−HK$1,912/mo
▼ 0.25% · 3.875%
HK$31,446
−HK$963/mo
Today · 4.125%
HK$32,409
baseline
▲ 0.50% · 4.625%
HK$34,381
+HK$1,972/mo
Deposit HK$2.23M · loan HK$6.69M · min. income ≈ HK$64,818/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$267,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,928
−HK$1,833/mo
▼ 0.25% · 3.875%
HK$34,837
−HK$924/mo
Today · 4.125%
HK$35,761
baseline
▲ 0.50% · 4.625%
HK$37,646
+HK$1,885/mo
Deposit HK$2.23M · loan HK$6.69M · min. income ≈ HK$71,522/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$267,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,530
−HK$2,040/mo
▼ 0.25% · 3.875%
HK$33,542
−HK$1,028/mo
Today · 4.125%
HK$34,570
baseline
▲ 0.50% · 4.625%
HK$36,674
+HK$2,104/mo
Deposit HK$1.78M · loan HK$7.13M · min. income ≈ HK$69,140/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$267,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,189
−HK$1,956/mo
▼ 0.25% · 3.875%
HK$37,160
−HK$985/mo
Today · 4.125%
HK$38,145
baseline
▲ 0.50% · 4.625%
HK$40,155
+HK$2,010/mo
Deposit HK$1.78M · loan HK$7.13M · min. income ≈ HK$76,290/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$267,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,563
−HK$2,168/mo
▼ 0.25% · 3.875%
HK$35,638
−HK$1,093/mo
Today · 4.125%
HK$36,731
baseline
▲ 0.50% · 4.625%
HK$38,966
+HK$2,235/mo
Deposit HK$1.34M · loan HK$7.58M · min. income ≈ HK$73,462/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$267,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,451
−HK$2,078/mo
▼ 0.25% · 3.875%
HK$39,482
−HK$1,047/mo
Today · 4.125%
HK$40,529
baseline
▲ 0.50% · 4.625%
HK$42,665
+HK$2,136/mo
Deposit HK$1.34M · loan HK$7.58M · min. income ≈ HK$81,058/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$267,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,596
−HK$2,295/mo
▼ 0.25% · 3.875%
HK$37,735
−HK$1,156/mo
Today · 4.125%
HK$38,891
baseline
▲ 0.50% · 4.625%
HK$41,258
+HK$2,367/mo
Deposit HK$892K · loan HK$8.02M · min. income ≈ HK$77,782/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$267,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,713
−HK$2,200/mo
▼ 0.25% · 3.875%
HK$41,805
−HK$1,108/mo
Today · 4.125%
HK$42,913
baseline
▲ 0.50% · 4.625%
HK$45,175
+HK$2,262/mo
Deposit HK$892K · loan HK$8.02M · min. income ≈ HK$85,826/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$267,488 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).