▼ 0.50% · 3.625%
HK$20,920
−HK$1,311/mo
▼ 0.25% · 3.875%
HK$21,570
−HK$661/mo
Today · 4.125%
HK$22,231
baseline
▲ 0.50% · 4.625%
HK$23,584
+HK$1,353/mo
Deposit HK$4.59M · loan HK$4.59M · min. income ≈ HK$44,462/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$287,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,273
−HK$1,257/mo
▼ 0.25% · 3.875%
HK$23,897
−HK$633/mo
Today · 4.125%
HK$24,530
baseline
▲ 0.50% · 4.625%
HK$25,823
+HK$1,293/mo
Deposit HK$4.59M · loan HK$4.59M · min. income ≈ HK$49,060/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$287,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,012
−HK$1,443/mo
▼ 0.25% · 3.875%
HK$23,727
−HK$728/mo
Today · 4.125%
HK$24,455
baseline
▲ 0.50% · 4.625%
HK$25,943
+HK$1,488/mo
Deposit HK$4.13M · loan HK$5.05M · min. income ≈ HK$48,910/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$287,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,600
−HK$1,383/mo
▼ 0.25% · 3.875%
HK$26,287
−HK$696/mo
Today · 4.125%
HK$26,983
baseline
▲ 0.50% · 4.625%
HK$28,406
+HK$1,423/mo
Deposit HK$4.13M · loan HK$5.05M · min. income ≈ HK$53,966/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$287,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,104
−HK$1,574/mo
▼ 0.25% · 3.875%
HK$25,884
−HK$794/mo
Today · 4.125%
HK$26,678
baseline
▲ 0.50% · 4.625%
HK$28,301
+HK$1,623/mo
Deposit HK$3.67M · loan HK$5.50M · min. income ≈ HK$53,356/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$287,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,927
−HK$1,509/mo
▼ 0.25% · 3.875%
HK$28,676
−HK$760/mo
Today · 4.125%
HK$29,436
baseline
▲ 0.50% · 4.625%
HK$30,988
+HK$1,552/mo
Deposit HK$3.67M · loan HK$5.50M · min. income ≈ HK$58,872/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$287,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,196
−HK$1,705/mo
▼ 0.25% · 3.875%
HK$28,041
−HK$860/mo
Today · 4.125%
HK$28,901
baseline
▲ 0.50% · 4.625%
HK$30,659
+HK$1,758/mo
Deposit HK$3.21M · loan HK$5.96M · min. income ≈ HK$57,802/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$287,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,255
−HK$1,634/mo
▼ 0.25% · 3.875%
HK$31,066
−HK$823/mo
Today · 4.125%
HK$31,889
baseline
▲ 0.50% · 4.625%
HK$33,570
+HK$1,681/mo
Deposit HK$3.21M · loan HK$5.96M · min. income ≈ HK$63,778/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$287,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,288
−HK$1,836/mo
▼ 0.25% · 3.875%
HK$30,199
−HK$925/mo
Today · 4.125%
HK$31,124
baseline
▲ 0.50% · 4.625%
HK$33,018
+HK$1,894/mo
Deposit HK$2.75M · loan HK$6.42M · min. income ≈ HK$62,248/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$287,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,582
−HK$1,760/mo
▼ 0.25% · 3.875%
HK$33,456
−HK$886/mo
Today · 4.125%
HK$34,342
baseline
▲ 0.50% · 4.625%
HK$36,153
+HK$1,811/mo
Deposit HK$2.75M · loan HK$6.42M · min. income ≈ HK$68,684/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$287,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,379
−HK$1,968/mo
▼ 0.25% · 3.875%
HK$32,356
−HK$991/mo
Today · 4.125%
HK$33,347
baseline
▲ 0.50% · 4.625%
HK$35,376
+HK$2,029/mo
Deposit HK$2.29M · loan HK$6.88M · min. income ≈ HK$66,694/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$287,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,909
−HK$1,886/mo
▼ 0.25% · 3.875%
HK$35,846
−HK$949/mo
Today · 4.125%
HK$36,795
baseline
▲ 0.50% · 4.625%
HK$38,735
+HK$1,940/mo
Deposit HK$2.29M · loan HK$6.88M · min. income ≈ HK$73,590/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$287,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,471
−HK$2,099/mo
▼ 0.25% · 3.875%
HK$34,513
−HK$1,057/mo
Today · 4.125%
HK$35,570
baseline
▲ 0.50% · 4.625%
HK$37,735
+HK$2,165/mo
Deposit HK$1.83M · loan HK$7.34M · min. income ≈ HK$71,140/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$287,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,237
−HK$2,011/mo
▼ 0.25% · 3.875%
HK$38,235
−HK$1,013/mo
Today · 4.125%
HK$39,248
baseline
▲ 0.50% · 4.625%
HK$41,317
+HK$2,069/mo
Deposit HK$1.83M · loan HK$7.34M · min. income ≈ HK$78,496/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$287,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,563
−HK$2,231/mo
▼ 0.25% · 3.875%
HK$36,670
−HK$1,124/mo
Today · 4.125%
HK$37,794
baseline
▲ 0.50% · 4.625%
HK$40,093
+HK$2,299/mo
Deposit HK$1.38M · loan HK$7.80M · min. income ≈ HK$75,588/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$287,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,564
−HK$2,137/mo
▼ 0.25% · 3.875%
HK$40,625
−HK$1,076/mo
Today · 4.125%
HK$41,701
baseline
▲ 0.50% · 4.625%
HK$43,900
+HK$2,199/mo
Deposit HK$1.38M · loan HK$7.80M · min. income ≈ HK$83,402/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$287,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,655
−HK$2,362/mo
▼ 0.25% · 3.875%
HK$38,827
−HK$1,190/mo
Today · 4.125%
HK$40,017
baseline
▲ 0.50% · 4.625%
HK$42,452
+HK$2,435/mo
Deposit HK$917K · loan HK$8.26M · min. income ≈ HK$80,034/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$287,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,891
−HK$2,263/mo
▼ 0.25% · 3.875%
HK$43,015
−HK$1,139/mo
Today · 4.125%
HK$44,154
baseline
▲ 0.50% · 4.625%
HK$46,482
+HK$2,328/mo
Deposit HK$917K · loan HK$8.26M · min. income ≈ HK$88,308/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$287,426 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).