▼ 0.50% · 3.625%
HK$21,236
−HK$1,332/mo
▼ 0.25% · 3.875%
HK$21,897
−HK$671/mo
Today · 4.125%
HK$22,568
baseline
▲ 0.50% · 4.625%
HK$23,941
+HK$1,373/mo
Deposit HK$4.66M · loan HK$4.66M · min. income ≈ HK$45,136/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$301,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,625
−HK$1,276/mo
▼ 0.25% · 3.875%
HK$24,258
−HK$643/mo
Today · 4.125%
HK$24,901
baseline
▲ 0.50% · 4.625%
HK$26,214
+HK$1,313/mo
Deposit HK$4.66M · loan HK$4.66M · min. income ≈ HK$49,802/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$301,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,360
−HK$1,464/mo
▼ 0.25% · 3.875%
HK$24,086
−HK$738/mo
Today · 4.125%
HK$24,824
baseline
▲ 0.50% · 4.625%
HK$26,335
+HK$1,511/mo
Deposit HK$4.19M · loan HK$5.12M · min. income ≈ HK$49,648/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$301,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,987
−HK$1,404/mo
▼ 0.25% · 3.875%
HK$26,684
−HK$707/mo
Today · 4.125%
HK$27,391
baseline
▲ 0.50% · 4.625%
HK$28,835
+HK$1,444/mo
Deposit HK$4.19M · loan HK$5.12M · min. income ≈ HK$54,782/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$301,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,483
−HK$1,598/mo
▼ 0.25% · 3.875%
HK$26,276
−HK$805/mo
Today · 4.125%
HK$27,081
baseline
▲ 0.50% · 4.625%
HK$28,729
+HK$1,648/mo
Deposit HK$3.73M · loan HK$5.59M · min. income ≈ HK$54,162/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$301,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,350
−HK$1,531/mo
▼ 0.25% · 3.875%
HK$29,110
−HK$771/mo
Today · 4.125%
HK$29,881
baseline
▲ 0.50% · 4.625%
HK$31,456
+HK$1,575/mo
Deposit HK$3.73M · loan HK$5.59M · min. income ≈ HK$59,762/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$301,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,607
−HK$1,731/mo
▼ 0.25% · 3.875%
HK$28,465
−HK$873/mo
Today · 4.125%
HK$29,338
baseline
▲ 0.50% · 4.625%
HK$31,123
+HK$1,785/mo
Deposit HK$3.26M · loan HK$6.05M · min. income ≈ HK$58,676/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$301,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,712
−HK$1,659/mo
▼ 0.25% · 3.875%
HK$31,536
−HK$835/mo
Today · 4.125%
HK$32,371
baseline
▲ 0.50% · 4.625%
HK$34,078
+HK$1,707/mo
Deposit HK$3.26M · loan HK$6.05M · min. income ≈ HK$64,742/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$301,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,730
−HK$1,865/mo
▼ 0.25% · 3.875%
HK$30,655
−HK$940/mo
Today · 4.125%
HK$31,595
baseline
▲ 0.50% · 4.625%
HK$33,517
+HK$1,922/mo
Deposit HK$2.79M · loan HK$6.52M · min. income ≈ HK$63,190/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$301,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,075
−HK$1,787/mo
▼ 0.25% · 3.875%
HK$33,962
−HK$900/mo
Today · 4.125%
HK$34,862
baseline
▲ 0.50% · 4.625%
HK$36,699
+HK$1,837/mo
Deposit HK$2.79M · loan HK$6.52M · min. income ≈ HK$69,724/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$301,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,854
−HK$1,997/mo
▼ 0.25% · 3.875%
HK$32,845
−HK$1,006/mo
Today · 4.125%
HK$33,851
baseline
▲ 0.50% · 4.625%
HK$35,911
+HK$2,060/mo
Deposit HK$2.33M · loan HK$6.98M · min. income ≈ HK$67,702/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$301,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,437
−HK$1,915/mo
▼ 0.25% · 3.875%
HK$36,388
−HK$964/mo
Today · 4.125%
HK$37,352
baseline
▲ 0.50% · 4.625%
HK$39,321
+HK$1,969/mo
Deposit HK$2.33M · loan HK$6.98M · min. income ≈ HK$74,704/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$301,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,978
−HK$2,130/mo
▼ 0.25% · 3.875%
HK$35,034
−HK$1,074/mo
Today · 4.125%
HK$36,108
baseline
▲ 0.50% · 4.625%
HK$38,305
+HK$2,197/mo
Deposit HK$1.86M · loan HK$7.45M · min. income ≈ HK$72,216/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$301,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,800
−HK$2,042/mo
▼ 0.25% · 3.875%
HK$38,813
−HK$1,029/mo
Today · 4.125%
HK$39,842
baseline
▲ 0.50% · 4.625%
HK$41,942
+HK$2,100/mo
Deposit HK$1.86M · loan HK$7.45M · min. income ≈ HK$79,684/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$301,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,101
−HK$2,264/mo
▼ 0.25% · 3.875%
HK$37,224
−HK$1,141/mo
Today · 4.125%
HK$38,365
baseline
▲ 0.50% · 4.625%
HK$40,699
+HK$2,334/mo
Deposit HK$1.40M · loan HK$7.92M · min. income ≈ HK$76,730/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$301,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,162
−HK$2,170/mo
▼ 0.25% · 3.875%
HK$41,239
−HK$1,093/mo
Today · 4.125%
HK$42,332
baseline
▲ 0.50% · 4.625%
HK$44,563
+HK$2,231/mo
Deposit HK$1.40M · loan HK$7.92M · min. income ≈ HK$84,664/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$301,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,225
−HK$2,397/mo
▼ 0.25% · 3.875%
HK$39,414
−HK$1,208/mo
Today · 4.125%
HK$40,622
baseline
▲ 0.50% · 4.625%
HK$43,093
+HK$2,471/mo
Deposit HK$931K · loan HK$8.38M · min. income ≈ HK$81,244/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$301,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,525
−HK$2,297/mo
▼ 0.25% · 3.875%
HK$43,665
−HK$1,157/mo
Today · 4.125%
HK$44,822
baseline
▲ 0.50% · 4.625%
HK$47,185
+HK$2,363/mo
Deposit HK$931K · loan HK$8.38M · min. income ≈ HK$89,644/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$301,297 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).