▼ 0.50% · 3.625%
HK$20,226
−HK$1,269/mo
▼ 0.25% · 3.875%
HK$20,855
−HK$640/mo
Today · 4.125%
HK$21,495
baseline
▲ 0.50% · 4.625%
HK$22,803
+HK$1,308/mo
Deposit HK$4.44M · loan HK$4.44M · min. income ≈ HK$42,990/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$266,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,502
−HK$1,215/mo
▼ 0.25% · 3.875%
HK$23,105
−HK$612/mo
Today · 4.125%
HK$23,717
baseline
▲ 0.50% · 4.625%
HK$24,967
+HK$1,250/mo
Deposit HK$4.44M · loan HK$4.44M · min. income ≈ HK$47,434/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$266,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,249
−HK$1,395/mo
▼ 0.25% · 3.875%
HK$22,941
−HK$703/mo
Today · 4.125%
HK$23,644
baseline
▲ 0.50% · 4.625%
HK$25,083
+HK$1,439/mo
Deposit HK$3.99M · loan HK$4.88M · min. income ≈ HK$47,288/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$266,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,752
−HK$1,337/mo
▼ 0.25% · 3.875%
HK$25,415
−HK$674/mo
Today · 4.125%
HK$26,089
baseline
▲ 0.50% · 4.625%
HK$27,464
+HK$1,375/mo
Deposit HK$3.99M · loan HK$4.88M · min. income ≈ HK$52,178/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$266,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,272
−HK$1,522/mo
▼ 0.25% · 3.875%
HK$25,026
−HK$768/mo
Today · 4.125%
HK$25,794
baseline
▲ 0.50% · 4.625%
HK$27,363
+HK$1,569/mo
Deposit HK$3.55M · loan HK$5.32M · min. income ≈ HK$51,588/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$266,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,002
−HK$1,459/mo
▼ 0.25% · 3.875%
HK$27,726
−HK$735/mo
Today · 4.125%
HK$28,461
baseline
▲ 0.50% · 4.625%
HK$29,961
+HK$1,500/mo
Deposit HK$3.55M · loan HK$5.32M · min. income ≈ HK$56,922/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$266,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,294
−HK$1,649/mo
▼ 0.25% · 3.875%
HK$27,112
−HK$831/mo
Today · 4.125%
HK$27,943
baseline
▲ 0.50% · 4.625%
HK$29,643
+HK$1,700/mo
Deposit HK$3.10M · loan HK$5.77M · min. income ≈ HK$55,886/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$266,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,252
−HK$1,580/mo
▼ 0.25% · 3.875%
HK$30,036
−HK$796/mo
Today · 4.125%
HK$30,832
baseline
▲ 0.50% · 4.625%
HK$32,458
+HK$1,626/mo
Deposit HK$3.10M · loan HK$5.77M · min. income ≈ HK$61,664/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$266,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,317
−HK$1,775/mo
▼ 0.25% · 3.875%
HK$29,198
−HK$894/mo
Today · 4.125%
HK$30,092
baseline
▲ 0.50% · 4.625%
HK$31,924
+HK$1,832/mo
Deposit HK$2.66M · loan HK$6.21M · min. income ≈ HK$60,184/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$266,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,502
−HK$1,702/mo
▼ 0.25% · 3.875%
HK$32,347
−HK$857/mo
Today · 4.125%
HK$33,204
baseline
▲ 0.50% · 4.625%
HK$34,954
+HK$1,750/mo
Deposit HK$2.66M · loan HK$6.21M · min. income ≈ HK$66,408/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$266,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,339
−HK$1,903/mo
▼ 0.25% · 3.875%
HK$31,283
−HK$959/mo
Today · 4.125%
HK$32,242
baseline
▲ 0.50% · 4.625%
HK$34,204
+HK$1,962/mo
Deposit HK$2.22M · loan HK$6.65M · min. income ≈ HK$64,484/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$266,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,752
−HK$1,824/mo
▼ 0.25% · 3.875%
HK$34,657
−HK$919/mo
Today · 4.125%
HK$35,576
baseline
▲ 0.50% · 4.625%
HK$37,451
+HK$1,875/mo
Deposit HK$2.22M · loan HK$6.65M · min. income ≈ HK$71,152/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$266,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,362
−HK$2,029/mo
▼ 0.25% · 3.875%
HK$33,369
−HK$1,022/mo
Today · 4.125%
HK$34,391
baseline
▲ 0.50% · 4.625%
HK$36,484
+HK$2,093/mo
Deposit HK$1.77M · loan HK$7.10M · min. income ≈ HK$68,782/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$266,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,002
−HK$1,946/mo
▼ 0.25% · 3.875%
HK$36,968
−HK$980/mo
Today · 4.125%
HK$37,948
baseline
▲ 0.50% · 4.625%
HK$39,948
+HK$2,000/mo
Deposit HK$1.77M · loan HK$7.10M · min. income ≈ HK$75,896/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$266,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,385
−HK$2,156/mo
▼ 0.25% · 3.875%
HK$35,454
−HK$1,087/mo
Today · 4.125%
HK$36,541
baseline
▲ 0.50% · 4.625%
HK$38,764
+HK$2,223/mo
Deposit HK$1.33M · loan HK$7.54M · min. income ≈ HK$73,082/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$266,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,253
−HK$2,066/mo
▼ 0.25% · 3.875%
HK$39,278
−HK$1,041/mo
Today · 4.125%
HK$40,319
baseline
▲ 0.50% · 4.625%
HK$42,445
+HK$2,126/mo
Deposit HK$1.33M · loan HK$7.54M · min. income ≈ HK$80,638/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$266,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,407
−HK$2,283/mo
▼ 0.25% · 3.875%
HK$37,540
−HK$1,150/mo
Today · 4.125%
HK$38,690
baseline
▲ 0.50% · 4.625%
HK$41,045
+HK$2,355/mo
Deposit HK$887K · loan HK$7.98M · min. income ≈ HK$77,380/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$266,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,503
−HK$2,188/mo
▼ 0.25% · 3.875%
HK$41,589
−HK$1,102/mo
Today · 4.125%
HK$42,691
baseline
▲ 0.50% · 4.625%
HK$44,941
+HK$2,250/mo
Deposit HK$887K · loan HK$7.98M · min. income ≈ HK$85,382/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$266,106 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).