▼ 0.50% · 3.625%
HK$19,772
−HK$1,239/mo
▼ 0.25% · 3.875%
HK$20,387
−HK$624/mo
Today · 4.125%
HK$21,011
baseline
▲ 0.50% · 4.625%
HK$22,290
+HK$1,279/mo
Deposit HK$4.34M · loan HK$4.34M · min. income ≈ HK$42,022/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$260,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,996
−HK$1,188/mo
▼ 0.25% · 3.875%
HK$22,586
−HK$598/mo
Today · 4.125%
HK$23,184
baseline
▲ 0.50% · 4.625%
HK$24,406
+HK$1,222/mo
Deposit HK$4.34M · loan HK$4.34M · min. income ≈ HK$46,368/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$260,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,749
−HK$1,364/mo
▼ 0.25% · 3.875%
HK$22,425
−HK$688/mo
Today · 4.125%
HK$23,113
baseline
▲ 0.50% · 4.625%
HK$24,519
+HK$1,406/mo
Deposit HK$3.90M · loan HK$4.77M · min. income ≈ HK$46,226/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$260,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,195
−HK$1,307/mo
▼ 0.25% · 3.875%
HK$24,844
−HK$658/mo
Today · 4.125%
HK$25,502
baseline
▲ 0.50% · 4.625%
HK$26,847
+HK$1,345/mo
Deposit HK$3.90M · loan HK$4.77M · min. income ≈ HK$51,004/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$260,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,726
−HK$1,488/mo
▼ 0.25% · 3.875%
HK$24,464
−HK$750/mo
Today · 4.125%
HK$25,214
baseline
▲ 0.50% · 4.625%
HK$26,748
+HK$1,534/mo
Deposit HK$3.47M · loan HK$5.20M · min. income ≈ HK$50,428/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$260,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,395
−HK$1,426/mo
▼ 0.25% · 3.875%
HK$27,103
−HK$718/mo
Today · 4.125%
HK$27,821
baseline
▲ 0.50% · 4.625%
HK$29,287
+HK$1,466/mo
Deposit HK$3.47M · loan HK$5.20M · min. income ≈ HK$55,642/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$260,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,703
−HK$1,612/mo
▼ 0.25% · 3.875%
HK$26,503
−HK$812/mo
Today · 4.125%
HK$27,315
baseline
▲ 0.50% · 4.625%
HK$28,977
+HK$1,662/mo
Deposit HK$3.03M · loan HK$5.64M · min. income ≈ HK$54,630/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$260,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,594
−HK$1,545/mo
▼ 0.25% · 3.875%
HK$29,361
−HK$778/mo
Today · 4.125%
HK$30,139
baseline
▲ 0.50% · 4.625%
HK$31,728
+HK$1,589/mo
Deposit HK$3.03M · loan HK$5.64M · min. income ≈ HK$60,278/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$260,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,680
−HK$1,736/mo
▼ 0.25% · 3.875%
HK$28,541
−HK$875/mo
Today · 4.125%
HK$29,416
baseline
▲ 0.50% · 4.625%
HK$31,206
+HK$1,790/mo
Deposit HK$2.60M · loan HK$6.07M · min. income ≈ HK$58,832/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$260,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,794
−HK$1,664/mo
▼ 0.25% · 3.875%
HK$31,620
−HK$838/mo
Today · 4.125%
HK$32,458
baseline
▲ 0.50% · 4.625%
HK$34,169
+HK$1,711/mo
Deposit HK$2.60M · loan HK$6.07M · min. income ≈ HK$64,916/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$260,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,657
−HK$1,860/mo
▼ 0.25% · 3.875%
HK$30,580
−HK$937/mo
Today · 4.125%
HK$31,517
baseline
▲ 0.50% · 4.625%
HK$33,435
+HK$1,918/mo
Deposit HK$2.17M · loan HK$6.50M · min. income ≈ HK$63,034/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$260,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,994
−HK$1,782/mo
▼ 0.25% · 3.875%
HK$33,878
−HK$898/mo
Today · 4.125%
HK$34,776
baseline
▲ 0.50% · 4.625%
HK$36,609
+HK$1,833/mo
Deposit HK$2.17M · loan HK$6.50M · min. income ≈ HK$69,552/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$260,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,635
−HK$1,983/mo
▼ 0.25% · 3.875%
HK$32,619
−HK$999/mo
Today · 4.125%
HK$33,618
baseline
▲ 0.50% · 4.625%
HK$35,664
+HK$2,046/mo
Deposit HK$1.73M · loan HK$6.94M · min. income ≈ HK$67,236/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$260,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,193
−HK$1,902/mo
▼ 0.25% · 3.875%
HK$36,137
−HK$958/mo
Today · 4.125%
HK$37,095
baseline
▲ 0.50% · 4.625%
HK$39,050
+HK$1,955/mo
Deposit HK$1.73M · loan HK$6.94M · min. income ≈ HK$74,190/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$260,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,612
−HK$2,107/mo
▼ 0.25% · 3.875%
HK$34,657
−HK$1,062/mo
Today · 4.125%
HK$35,719
baseline
▲ 0.50% · 4.625%
HK$37,893
+HK$2,174/mo
Deposit HK$1.30M · loan HK$7.37M · min. income ≈ HK$71,438/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$260,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,393
−HK$2,020/mo
▼ 0.25% · 3.875%
HK$38,396
−HK$1,017/mo
Today · 4.125%
HK$39,413
baseline
▲ 0.50% · 4.625%
HK$41,490
+HK$2,077/mo
Deposit HK$1.30M · loan HK$7.37M · min. income ≈ HK$78,826/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$260,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,589
−HK$2,232/mo
▼ 0.25% · 3.875%
HK$36,696
−HK$1,125/mo
Today · 4.125%
HK$37,821
baseline
▲ 0.50% · 4.625%
HK$40,122
+HK$2,301/mo
Deposit HK$867K · loan HK$7.80M · min. income ≈ HK$75,642/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$260,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,592
−HK$2,139/mo
▼ 0.25% · 3.875%
HK$40,654
−HK$1,077/mo
Today · 4.125%
HK$41,731
baseline
▲ 0.50% · 4.625%
HK$43,931
+HK$2,200/mo
Deposit HK$867K · loan HK$7.80M · min. income ≈ HK$83,462/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$260,124 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).