▼ 0.50% · 3.625%
HK$15,832
−HK$993/mo
▼ 0.25% · 3.875%
HK$16,324
−HK$501/mo
Today · 4.125%
HK$16,825
baseline
▲ 0.50% · 4.625%
HK$17,848
+HK$1,023/mo
Deposit HK$3.47M · loan HK$3.47M · min. income ≈ HK$33,650/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$208,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,613
−HK$951/mo
▼ 0.25% · 3.875%
HK$18,085
−HK$479/mo
Today · 4.125%
HK$18,564
baseline
▲ 0.50% · 4.625%
HK$19,543
+HK$979/mo
Deposit HK$3.47M · loan HK$3.47M · min. income ≈ HK$37,128/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$208,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,415
−HK$1,092/mo
▼ 0.25% · 3.875%
HK$17,957
−HK$550/mo
Today · 4.125%
HK$18,507
baseline
▲ 0.50% · 4.625%
HK$19,633
+HK$1,126/mo
Deposit HK$3.12M · loan HK$3.82M · min. income ≈ HK$37,014/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$208,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,374
−HK$1,047/mo
▼ 0.25% · 3.875%
HK$19,894
−HK$527/mo
Today · 4.125%
HK$20,421
baseline
▲ 0.50% · 4.625%
HK$21,497
+HK$1,076/mo
Deposit HK$3.12M · loan HK$3.82M · min. income ≈ HK$40,842/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$208,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,998
−HK$1,192/mo
▼ 0.25% · 3.875%
HK$19,589
−HK$601/mo
Today · 4.125%
HK$20,190
baseline
▲ 0.50% · 4.625%
HK$21,418
+HK$1,228/mo
Deposit HK$2.78M · loan HK$4.17M · min. income ≈ HK$40,380/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$208,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,135
−HK$1,142/mo
▼ 0.25% · 3.875%
HK$21,702
−HK$575/mo
Today · 4.125%
HK$22,277
baseline
▲ 0.50% · 4.625%
HK$23,452
+HK$1,175/mo
Deposit HK$2.78M · loan HK$4.17M · min. income ≈ HK$44,554/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$208,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,581
−HK$1,291/mo
▼ 0.25% · 3.875%
HK$21,222
−HK$650/mo
Today · 4.125%
HK$21,872
baseline
▲ 0.50% · 4.625%
HK$23,203
+HK$1,331/mo
Deposit HK$2.43M · loan HK$4.51M · min. income ≈ HK$43,744/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$208,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,897
−HK$1,237/mo
▼ 0.25% · 3.875%
HK$23,511
−HK$623/mo
Today · 4.125%
HK$24,134
baseline
▲ 0.50% · 4.625%
HK$25,406
+HK$1,272/mo
Deposit HK$2.43M · loan HK$4.51M · min. income ≈ HK$48,268/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$208,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,165
−HK$1,390/mo
▼ 0.25% · 3.875%
HK$22,854
−HK$701/mo
Today · 4.125%
HK$23,555
baseline
▲ 0.50% · 4.625%
HK$24,988
+HK$1,433/mo
Deposit HK$2.08M · loan HK$4.86M · min. income ≈ HK$47,110/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$208,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,658
−HK$1,332/mo
▼ 0.25% · 3.875%
HK$25,319
−HK$671/mo
Today · 4.125%
HK$25,990
baseline
▲ 0.50% · 4.625%
HK$27,360
+HK$1,370/mo
Deposit HK$2.08M · loan HK$4.86M · min. income ≈ HK$51,980/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$208,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,748
−HK$1,489/mo
▼ 0.25% · 3.875%
HK$24,487
−HK$750/mo
Today · 4.125%
HK$25,237
baseline
▲ 0.50% · 4.625%
HK$26,773
+HK$1,536/mo
Deposit HK$1.74M · loan HK$5.21M · min. income ≈ HK$50,474/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$208,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,419
−HK$1,428/mo
▼ 0.25% · 3.875%
HK$27,128
−HK$719/mo
Today · 4.125%
HK$27,847
baseline
▲ 0.50% · 4.625%
HK$29,314
+HK$1,467/mo
Deposit HK$1.74M · loan HK$5.21M · min. income ≈ HK$55,694/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$208,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,331
−HK$1,589/mo
▼ 0.25% · 3.875%
HK$26,119
−HK$801/mo
Today · 4.125%
HK$26,920
baseline
▲ 0.50% · 4.625%
HK$28,558
+HK$1,638/mo
Deposit HK$1.39M · loan HK$5.55M · min. income ≈ HK$53,840/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$208,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,181
−HK$1,522/mo
▼ 0.25% · 3.875%
HK$28,936
−HK$767/mo
Today · 4.125%
HK$29,703
baseline
▲ 0.50% · 4.625%
HK$31,269
+HK$1,566/mo
Deposit HK$1.39M · loan HK$5.55M · min. income ≈ HK$59,406/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$208,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,914
−HK$1,688/mo
▼ 0.25% · 3.875%
HK$27,751
−HK$851/mo
Today · 4.125%
HK$28,602
baseline
▲ 0.50% · 4.625%
HK$30,342
+HK$1,740/mo
Deposit HK$1.04M · loan HK$5.90M · min. income ≈ HK$57,204/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$208,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,942
−HK$1,617/mo
▼ 0.25% · 3.875%
HK$30,745
−HK$814/mo
Today · 4.125%
HK$31,559
baseline
▲ 0.50% · 4.625%
HK$33,223
+HK$1,664/mo
Deposit HK$1.04M · loan HK$5.90M · min. income ≈ HK$63,118/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$208,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,497
−HK$1,787/mo
▼ 0.25% · 3.875%
HK$29,384
−HK$900/mo
Today · 4.125%
HK$30,284
baseline
▲ 0.50% · 4.625%
HK$32,127
+HK$1,843/mo
Deposit HK$694K · loan HK$6.25M · min. income ≈ HK$60,568/mo (50% DSR)
Upfront cash ≈ HK$903K (deposit + AVD stamp duty HK$208,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,703
−HK$1,713/mo
▼ 0.25% · 3.875%
HK$32,553
−HK$863/mo
Today · 4.125%
HK$33,416
baseline
▲ 0.50% · 4.625%
HK$35,177
+HK$1,761/mo
Deposit HK$694K · loan HK$6.25M · min. income ≈ HK$66,832/mo (50% DSR)
Upfront cash ≈ HK$903K (deposit + AVD stamp duty HK$208,292 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).