▼ 0.50% · 3.625%
HK$19,572
−HK$1,228/mo
▼ 0.25% · 3.875%
HK$20,181
−HK$619/mo
Today · 4.125%
HK$20,800
baseline
▲ 0.50% · 4.625%
HK$22,065
+HK$1,265/mo
Deposit HK$4.29M · loan HK$4.29M · min. income ≈ HK$41,600/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$257,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,774
−HK$1,176/mo
▼ 0.25% · 3.875%
HK$22,358
−HK$592/mo
Today · 4.125%
HK$22,950
baseline
▲ 0.50% · 4.625%
HK$24,160
+HK$1,210/mo
Deposit HK$4.29M · loan HK$4.29M · min. income ≈ HK$45,900/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$257,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,530
−HK$1,350/mo
▼ 0.25% · 3.875%
HK$22,199
−HK$681/mo
Today · 4.125%
HK$22,880
baseline
▲ 0.50% · 4.625%
HK$24,272
+HK$1,392/mo
Deposit HK$3.86M · loan HK$4.72M · min. income ≈ HK$45,760/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$257,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,951
−HK$1,295/mo
▼ 0.25% · 3.875%
HK$24,594
−HK$652/mo
Today · 4.125%
HK$25,246
baseline
▲ 0.50% · 4.625%
HK$26,576
+HK$1,330/mo
Deposit HK$3.86M · loan HK$4.72M · min. income ≈ HK$50,492/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$257,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,487
−HK$1,473/mo
▼ 0.25% · 3.875%
HK$24,217
−HK$743/mo
Today · 4.125%
HK$24,960
baseline
▲ 0.50% · 4.625%
HK$26,478
+HK$1,518/mo
Deposit HK$3.43M · loan HK$5.15M · min. income ≈ HK$49,920/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$257,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,129
−HK$1,412/mo
▼ 0.25% · 3.875%
HK$26,830
−HK$711/mo
Today · 4.125%
HK$27,541
baseline
▲ 0.50% · 4.625%
HK$28,992
+HK$1,451/mo
Deposit HK$3.43M · loan HK$5.15M · min. income ≈ HK$55,082/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$257,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,444
−HK$1,596/mo
▼ 0.25% · 3.875%
HK$26,236
−HK$804/mo
Today · 4.125%
HK$27,040
baseline
▲ 0.50% · 4.625%
HK$28,685
+HK$1,645/mo
Deposit HK$3.00M · loan HK$5.58M · min. income ≈ HK$54,080/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$257,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,306
−HK$1,530/mo
▼ 0.25% · 3.875%
HK$29,065
−HK$771/mo
Today · 4.125%
HK$29,836
baseline
▲ 0.50% · 4.625%
HK$31,408
+HK$1,572/mo
Deposit HK$3.00M · loan HK$5.58M · min. income ≈ HK$59,672/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$257,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,401
−HK$1,719/mo
▼ 0.25% · 3.875%
HK$28,254
−HK$866/mo
Today · 4.125%
HK$29,120
baseline
▲ 0.50% · 4.625%
HK$30,892
+HK$1,772/mo
Deposit HK$2.58M · loan HK$6.01M · min. income ≈ HK$58,240/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$257,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,484
−HK$1,647/mo
▼ 0.25% · 3.875%
HK$31,301
−HK$830/mo
Today · 4.125%
HK$32,131
baseline
▲ 0.50% · 4.625%
HK$33,824
+HK$1,693/mo
Deposit HK$2.58M · loan HK$6.01M · min. income ≈ HK$64,262/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$257,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,359
−HK$1,841/mo
▼ 0.25% · 3.875%
HK$30,272
−HK$928/mo
Today · 4.125%
HK$31,200
baseline
▲ 0.50% · 4.625%
HK$33,098
+HK$1,898/mo
Deposit HK$2.15M · loan HK$6.44M · min. income ≈ HK$62,400/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$257,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,661
−HK$1,765/mo
▼ 0.25% · 3.875%
HK$33,537
−HK$889/mo
Today · 4.125%
HK$34,426
baseline
▲ 0.50% · 4.625%
HK$36,240
+HK$1,814/mo
Deposit HK$2.15M · loan HK$6.44M · min. income ≈ HK$68,852/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$257,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,316
−HK$1,964/mo
▼ 0.25% · 3.875%
HK$32,290
−HK$990/mo
Today · 4.125%
HK$33,280
baseline
▲ 0.50% · 4.625%
HK$35,305
+HK$2,025/mo
Deposit HK$1.72M · loan HK$6.87M · min. income ≈ HK$66,560/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$257,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,839
−HK$1,882/mo
▼ 0.25% · 3.875%
HK$35,773
−HK$948/mo
Today · 4.125%
HK$36,721
baseline
▲ 0.50% · 4.625%
HK$38,656
+HK$1,935/mo
Deposit HK$1.72M · loan HK$6.87M · min. income ≈ HK$73,442/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$257,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,273
−HK$2,087/mo
▼ 0.25% · 3.875%
HK$34,308
−HK$1,052/mo
Today · 4.125%
HK$35,360
baseline
▲ 0.50% · 4.625%
HK$37,511
+HK$2,151/mo
Deposit HK$1.29M · loan HK$7.30M · min. income ≈ HK$70,720/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$257,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,016
−HK$2,000/mo
▼ 0.25% · 3.875%
HK$38,009
−HK$1,007/mo
Today · 4.125%
HK$39,016
baseline
▲ 0.50% · 4.625%
HK$41,072
+HK$2,056/mo
Deposit HK$1.29M · loan HK$7.30M · min. income ≈ HK$78,032/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$257,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,230
−HK$2,210/mo
▼ 0.25% · 3.875%
HK$36,326
−HK$1,114/mo
Today · 4.125%
HK$37,440
baseline
▲ 0.50% · 4.625%
HK$39,718
+HK$2,278/mo
Deposit HK$858K · loan HK$7.73M · min. income ≈ HK$74,880/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$257,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,193
−HK$2,118/mo
▼ 0.25% · 3.875%
HK$40,244
−HK$1,067/mo
Today · 4.125%
HK$41,311
baseline
▲ 0.50% · 4.625%
HK$43,488
+HK$2,177/mo
Deposit HK$858K · loan HK$7.73M · min. income ≈ HK$82,622/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$257,503 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).