▼ 0.50% · 3.625%
HK$20,754
−HK$1,302/mo
▼ 0.25% · 3.875%
HK$21,400
−HK$656/mo
Today · 4.125%
HK$22,056
baseline
▲ 0.50% · 4.625%
HK$23,398
+HK$1,342/mo
Deposit HK$4.55M · loan HK$4.55M · min. income ≈ HK$44,112/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$280,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,089
−HK$1,247/mo
▼ 0.25% · 3.875%
HK$23,708
−HK$628/mo
Today · 4.125%
HK$24,336
baseline
▲ 0.50% · 4.625%
HK$25,619
+HK$1,283/mo
Deposit HK$4.55M · loan HK$4.55M · min. income ≈ HK$48,672/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$280,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,830
−HK$1,431/mo
▼ 0.25% · 3.875%
HK$23,540
−HK$721/mo
Today · 4.125%
HK$24,261
baseline
▲ 0.50% · 4.625%
HK$25,738
+HK$1,477/mo
Deposit HK$4.10M · loan HK$5.01M · min. income ≈ HK$48,522/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$280,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,398
−HK$1,372/mo
▼ 0.25% · 3.875%
HK$26,079
−HK$691/mo
Today · 4.125%
HK$26,770
baseline
▲ 0.50% · 4.625%
HK$28,181
+HK$1,411/mo
Deposit HK$4.10M · loan HK$5.01M · min. income ≈ HK$53,540/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$280,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,905
−HK$1,562/mo
▼ 0.25% · 3.875%
HK$25,680
−HK$787/mo
Today · 4.125%
HK$26,467
baseline
▲ 0.50% · 4.625%
HK$28,077
+HK$1,610/mo
Deposit HK$3.64M · loan HK$5.46M · min. income ≈ HK$52,934/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$280,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,707
−HK$1,497/mo
▼ 0.25% · 3.875%
HK$28,450
−HK$754/mo
Today · 4.125%
HK$29,204
baseline
▲ 0.50% · 4.625%
HK$30,743
+HK$1,539/mo
Deposit HK$3.64M · loan HK$5.46M · min. income ≈ HK$58,408/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$280,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,981
−HK$1,692/mo
▼ 0.25% · 3.875%
HK$27,820
−HK$853/mo
Today · 4.125%
HK$28,673
baseline
▲ 0.50% · 4.625%
HK$30,417
+HK$1,744/mo
Deposit HK$3.19M · loan HK$5.92M · min. income ≈ HK$57,346/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$280,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,016
−HK$1,621/mo
▼ 0.25% · 3.875%
HK$30,821
−HK$816/mo
Today · 4.125%
HK$31,637
baseline
▲ 0.50% · 4.625%
HK$33,305
+HK$1,668/mo
Deposit HK$3.19M · loan HK$5.92M · min. income ≈ HK$63,274/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$280,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,056
−HK$1,822/mo
▼ 0.25% · 3.875%
HK$29,960
−HK$918/mo
Today · 4.125%
HK$30,878
baseline
▲ 0.50% · 4.625%
HK$32,757
+HK$1,879/mo
Deposit HK$2.73M · loan HK$6.37M · min. income ≈ HK$61,756/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$280,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,325
−HK$1,746/mo
▼ 0.25% · 3.875%
HK$33,192
−HK$879/mo
Today · 4.125%
HK$34,071
baseline
▲ 0.50% · 4.625%
HK$35,867
+HK$1,796/mo
Deposit HK$2.73M · loan HK$6.37M · min. income ≈ HK$68,142/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$280,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,132
−HK$1,952/mo
▼ 0.25% · 3.875%
HK$32,100
−HK$984/mo
Today · 4.125%
HK$33,084
baseline
▲ 0.50% · 4.625%
HK$35,097
+HK$2,013/mo
Deposit HK$2.28M · loan HK$6.83M · min. income ≈ HK$66,168/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$280,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,634
−HK$1,871/mo
▼ 0.25% · 3.875%
HK$35,562
−HK$943/mo
Today · 4.125%
HK$36,505
baseline
▲ 0.50% · 4.625%
HK$38,429
+HK$1,924/mo
Deposit HK$2.28M · loan HK$6.83M · min. income ≈ HK$73,010/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$280,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,207
−HK$2,082/mo
▼ 0.25% · 3.875%
HK$34,240
−HK$1,049/mo
Today · 4.125%
HK$35,289
baseline
▲ 0.50% · 4.625%
HK$37,437
+HK$2,148/mo
Deposit HK$1.82M · loan HK$7.28M · min. income ≈ HK$70,578/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$280,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,942
−HK$1,996/mo
▼ 0.25% · 3.875%
HK$37,933
−HK$1,005/mo
Today · 4.125%
HK$38,938
baseline
▲ 0.50% · 4.625%
HK$40,991
+HK$2,053/mo
Deposit HK$1.82M · loan HK$7.28M · min. income ≈ HK$77,876/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$280,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,282
−HK$2,213/mo
▼ 0.25% · 3.875%
HK$36,380
−HK$1,115/mo
Today · 4.125%
HK$37,495
baseline
▲ 0.50% · 4.625%
HK$39,776
+HK$2,281/mo
Deposit HK$1.37M · loan HK$7.74M · min. income ≈ HK$74,990/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$280,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,251
−HK$2,121/mo
▼ 0.25% · 3.875%
HK$40,304
−HK$1,068/mo
Today · 4.125%
HK$41,372
baseline
▲ 0.50% · 4.625%
HK$43,553
+HK$2,181/mo
Deposit HK$1.37M · loan HK$7.74M · min. income ≈ HK$82,744/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$280,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,358
−HK$2,343/mo
▼ 0.25% · 3.875%
HK$38,520
−HK$1,181/mo
Today · 4.125%
HK$39,701
baseline
▲ 0.50% · 4.625%
HK$42,116
+HK$2,415/mo
Deposit HK$910K · loan HK$8.19M · min. income ≈ HK$79,402/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$280,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,560
−HK$2,246/mo
▼ 0.25% · 3.875%
HK$42,675
−HK$1,131/mo
Today · 4.125%
HK$43,806
baseline
▲ 0.50% · 4.625%
HK$46,115
+HK$2,309/mo
Deposit HK$910K · loan HK$8.19M · min. income ≈ HK$87,612/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$280,177 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).