▼ 0.50% · 3.625%
HK$15,488
−HK$972/mo
▼ 0.25% · 3.875%
HK$15,970
−HK$490/mo
Today · 4.125%
HK$16,460
baseline
▲ 0.50% · 4.625%
HK$17,461
+HK$1,001/mo
Deposit HK$3.40M · loan HK$3.40M · min. income ≈ HK$32,920/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$203,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,231
−HK$930/mo
▼ 0.25% · 3.875%
HK$17,693
−HK$468/mo
Today · 4.125%
HK$18,161
baseline
▲ 0.50% · 4.625%
HK$19,119
+HK$958/mo
Deposit HK$3.40M · loan HK$3.40M · min. income ≈ HK$36,322/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$203,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,037
−HK$1,069/mo
▼ 0.25% · 3.875%
HK$17,567
−HK$539/mo
Today · 4.125%
HK$18,106
baseline
▲ 0.50% · 4.625%
HK$19,207
+HK$1,101/mo
Deposit HK$3.06M · loan HK$3.74M · min. income ≈ HK$36,212/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$203,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,954
−HK$1,024/mo
▼ 0.25% · 3.875%
HK$19,462
−HK$516/mo
Today · 4.125%
HK$19,978
baseline
▲ 0.50% · 4.625%
HK$21,031
+HK$1,053/mo
Deposit HK$3.06M · loan HK$3.74M · min. income ≈ HK$39,956/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$203,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,586
−HK$1,165/mo
▼ 0.25% · 3.875%
HK$19,164
−HK$587/mo
Today · 4.125%
HK$19,751
baseline
▲ 0.50% · 4.625%
HK$20,953
+HK$1,202/mo
Deposit HK$2.72M · loan HK$4.08M · min. income ≈ HK$39,502/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$203,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,677
−HK$1,117/mo
▼ 0.25% · 3.875%
HK$21,231
−HK$563/mo
Today · 4.125%
HK$21,794
baseline
▲ 0.50% · 4.625%
HK$22,943
+HK$1,149/mo
Deposit HK$2.72M · loan HK$4.08M · min. income ≈ HK$43,588/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$203,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,135
−HK$1,262/mo
▼ 0.25% · 3.875%
HK$20,761
−HK$636/mo
Today · 4.125%
HK$21,397
baseline
▲ 0.50% · 4.625%
HK$22,699
+HK$1,302/mo
Deposit HK$2.38M · loan HK$4.42M · min. income ≈ HK$42,794/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$203,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,400
−HK$1,210/mo
▼ 0.25% · 3.875%
HK$23,001
−HK$609/mo
Today · 4.125%
HK$23,610
baseline
▲ 0.50% · 4.625%
HK$24,854
+HK$1,244/mo
Deposit HK$2.38M · loan HK$4.42M · min. income ≈ HK$47,220/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$203,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,684
−HK$1,359/mo
▼ 0.25% · 3.875%
HK$22,358
−HK$685/mo
Today · 4.125%
HK$23,043
baseline
▲ 0.50% · 4.625%
HK$24,446
+HK$1,403/mo
Deposit HK$2.04M · loan HK$4.75M · min. income ≈ HK$46,086/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$203,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,123
−HK$1,303/mo
▼ 0.25% · 3.875%
HK$24,770
−HK$656/mo
Today · 4.125%
HK$25,426
baseline
▲ 0.50% · 4.625%
HK$26,766
+HK$1,340/mo
Deposit HK$2.04M · loan HK$4.75M · min. income ≈ HK$50,852/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$203,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,232
−HK$1,457/mo
▼ 0.25% · 3.875%
HK$23,955
−HK$734/mo
Today · 4.125%
HK$24,689
baseline
▲ 0.50% · 4.625%
HK$26,192
+HK$1,503/mo
Deposit HK$1.70M · loan HK$5.09M · min. income ≈ HK$49,378/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$203,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,846
−HK$1,396/mo
▼ 0.25% · 3.875%
HK$26,539
−HK$703/mo
Today · 4.125%
HK$27,242
baseline
▲ 0.50% · 4.625%
HK$28,678
+HK$1,436/mo
Deposit HK$1.70M · loan HK$5.09M · min. income ≈ HK$54,484/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$203,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,781
−HK$1,554/mo
▼ 0.25% · 3.875%
HK$25,552
−HK$783/mo
Today · 4.125%
HK$26,335
baseline
▲ 0.50% · 4.625%
HK$27,938
+HK$1,603/mo
Deposit HK$1.36M · loan HK$5.43M · min. income ≈ HK$52,670/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$203,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,569
−HK$1,489/mo
▼ 0.25% · 3.875%
HK$28,308
−HK$750/mo
Today · 4.125%
HK$29,058
baseline
▲ 0.50% · 4.625%
HK$30,590
+HK$1,532/mo
Deposit HK$1.36M · loan HK$5.43M · min. income ≈ HK$58,116/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$203,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,330
−HK$1,651/mo
▼ 0.25% · 3.875%
HK$27,149
−HK$832/mo
Today · 4.125%
HK$27,981
baseline
▲ 0.50% · 4.625%
HK$29,684
+HK$1,703/mo
Deposit HK$1.02M · loan HK$5.77M · min. income ≈ HK$55,962/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$203,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,292
−HK$1,583/mo
▼ 0.25% · 3.875%
HK$30,078
−HK$797/mo
Today · 4.125%
HK$30,875
baseline
▲ 0.50% · 4.625%
HK$32,502
+HK$1,627/mo
Deposit HK$1.02M · loan HK$5.77M · min. income ≈ HK$61,750/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$203,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,879
−HK$1,748/mo
▼ 0.25% · 3.875%
HK$28,746
−HK$881/mo
Today · 4.125%
HK$29,627
baseline
▲ 0.50% · 4.625%
HK$31,430
+HK$1,803/mo
Deposit HK$679K · loan HK$6.11M · min. income ≈ HK$59,254/mo (50% DSR)
Upfront cash ≈ HK$883K (deposit + AVD stamp duty HK$203,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,015
−HK$1,676/mo
▼ 0.25% · 3.875%
HK$31,847
−HK$844/mo
Today · 4.125%
HK$32,691
baseline
▲ 0.50% · 4.625%
HK$34,414
+HK$1,723/mo
Deposit HK$679K · loan HK$6.11M · min. income ≈ HK$65,382/mo (50% DSR)
Upfront cash ≈ HK$883K (deposit + AVD stamp duty HK$203,771 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).