▼ 0.50% · 3.625%
HK$20,424
−HK$1,281/mo
▼ 0.25% · 3.875%
HK$21,059
−HK$646/mo
Today · 4.125%
HK$21,705
baseline
▲ 0.50% · 4.625%
HK$23,025
+HK$1,320/mo
Deposit HK$4.48M · loan HK$4.48M · min. income ≈ HK$43,410/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$268,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,722
−HK$1,227/mo
▼ 0.25% · 3.875%
HK$23,331
−HK$618/mo
Today · 4.125%
HK$23,949
baseline
▲ 0.50% · 4.625%
HK$25,211
+HK$1,262/mo
Deposit HK$4.48M · loan HK$4.48M · min. income ≈ HK$47,898/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$268,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,466
−HK$1,409/mo
▼ 0.25% · 3.875%
HK$23,165
−HK$710/mo
Today · 4.125%
HK$23,875
baseline
▲ 0.50% · 4.625%
HK$25,328
+HK$1,453/mo
Deposit HK$4.03M · loan HK$4.93M · min. income ≈ HK$47,750/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$268,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,994
−HK$1,350/mo
▼ 0.25% · 3.875%
HK$25,664
−HK$680/mo
Today · 4.125%
HK$26,344
baseline
▲ 0.50% · 4.625%
HK$27,733
+HK$1,389/mo
Deposit HK$4.03M · loan HK$4.93M · min. income ≈ HK$52,688/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$268,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,509
−HK$1,537/mo
▼ 0.25% · 3.875%
HK$25,271
−HK$775/mo
Today · 4.125%
HK$26,046
baseline
▲ 0.50% · 4.625%
HK$27,631
+HK$1,585/mo
Deposit HK$3.58M · loan HK$5.37M · min. income ≈ HK$52,092/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$268,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,266
−HK$1,473/mo
▼ 0.25% · 3.875%
HK$27,997
−HK$742/mo
Today · 4.125%
HK$28,739
baseline
▲ 0.50% · 4.625%
HK$30,254
+HK$1,515/mo
Deposit HK$3.58M · loan HK$5.37M · min. income ≈ HK$57,478/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$268,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,551
−HK$1,665/mo
▼ 0.25% · 3.875%
HK$27,377
−HK$839/mo
Today · 4.125%
HK$28,216
baseline
▲ 0.50% · 4.625%
HK$29,933
+HK$1,717/mo
Deposit HK$3.13M · loan HK$5.82M · min. income ≈ HK$56,432/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$268,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,538
−HK$1,596/mo
▼ 0.25% · 3.875%
HK$30,330
−HK$804/mo
Today · 4.125%
HK$31,134
baseline
▲ 0.50% · 4.625%
HK$32,775
+HK$1,641/mo
Deposit HK$3.13M · loan HK$5.82M · min. income ≈ HK$62,268/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$268,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,594
−HK$1,793/mo
▼ 0.25% · 3.875%
HK$29,483
−HK$904/mo
Today · 4.125%
HK$30,387
baseline
▲ 0.50% · 4.625%
HK$32,236
+HK$1,849/mo
Deposit HK$2.69M · loan HK$6.27M · min. income ≈ HK$60,774/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$268,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,810
−HK$1,719/mo
▼ 0.25% · 3.875%
HK$32,663
−HK$866/mo
Today · 4.125%
HK$33,529
baseline
▲ 0.50% · 4.625%
HK$35,296
+HK$1,767/mo
Deposit HK$2.69M · loan HK$6.27M · min. income ≈ HK$67,058/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$268,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,636
−HK$1,921/mo
▼ 0.25% · 3.875%
HK$31,589
−HK$968/mo
Today · 4.125%
HK$32,557
baseline
▲ 0.50% · 4.625%
HK$34,538
+HK$1,981/mo
Deposit HK$2.24M · loan HK$6.72M · min. income ≈ HK$65,114/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$268,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,082
−HK$1,842/mo
▼ 0.25% · 3.875%
HK$34,996
−HK$928/mo
Today · 4.125%
HK$35,924
baseline
▲ 0.50% · 4.625%
HK$37,817
+HK$1,893/mo
Deposit HK$2.24M · loan HK$6.72M · min. income ≈ HK$71,848/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$268,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,678
−HK$2,050/mo
▼ 0.25% · 3.875%
HK$33,695
−HK$1,033/mo
Today · 4.125%
HK$34,728
baseline
▲ 0.50% · 4.625%
HK$36,841
+HK$2,113/mo
Deposit HK$1.79M · loan HK$7.17M · min. income ≈ HK$69,456/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$268,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,354
−HK$1,965/mo
▼ 0.25% · 3.875%
HK$37,329
−HK$990/mo
Today · 4.125%
HK$38,319
baseline
▲ 0.50% · 4.625%
HK$40,338
+HK$2,019/mo
Deposit HK$1.79M · loan HK$7.17M · min. income ≈ HK$76,638/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$268,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,721
−HK$2,177/mo
▼ 0.25% · 3.875%
HK$35,801
−HK$1,097/mo
Today · 4.125%
HK$36,898
baseline
▲ 0.50% · 4.625%
HK$39,143
+HK$2,245/mo
Deposit HK$1.34M · loan HK$7.61M · min. income ≈ HK$73,796/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$268,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,627
−HK$2,086/mo
▼ 0.25% · 3.875%
HK$39,663
−HK$1,050/mo
Today · 4.125%
HK$40,713
baseline
▲ 0.50% · 4.625%
HK$42,860
+HK$2,147/mo
Deposit HK$1.34M · loan HK$7.61M · min. income ≈ HK$81,426/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$268,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,763
−HK$2,306/mo
▼ 0.25% · 3.875%
HK$37,907
−HK$1,162/mo
Today · 4.125%
HK$39,069
baseline
▲ 0.50% · 4.625%
HK$41,446
+HK$2,377/mo
Deposit HK$896K · loan HK$8.06M · min. income ≈ HK$78,138/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$268,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,899
−HK$2,209/mo
▼ 0.25% · 3.875%
HK$41,996
−HK$1,112/mo
Today · 4.125%
HK$43,108
baseline
▲ 0.50% · 4.625%
HK$45,381
+HK$2,273/mo
Deposit HK$896K · loan HK$8.06M · min. income ≈ HK$86,216/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$268,707 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).