▼ 0.50% · 3.625%
HK$20,582
−HK$1,290/mo
▼ 0.25% · 3.875%
HK$21,222
−HK$650/mo
Today · 4.125%
HK$21,872
baseline
▲ 0.50% · 4.625%
HK$23,203
+HK$1,331/mo
Deposit HK$4.51M · loan HK$4.51M · min. income ≈ HK$43,744/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$272,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,897
−HK$1,237/mo
▼ 0.25% · 3.875%
HK$23,511
−HK$623/mo
Today · 4.125%
HK$24,134
baseline
▲ 0.50% · 4.625%
HK$25,406
+HK$1,272/mo
Deposit HK$4.51M · loan HK$4.51M · min. income ≈ HK$48,268/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$272,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,640
−HK$1,420/mo
▼ 0.25% · 3.875%
HK$23,344
−HK$716/mo
Today · 4.125%
HK$24,060
baseline
▲ 0.50% · 4.625%
HK$25,524
+HK$1,464/mo
Deposit HK$4.06M · loan HK$4.96M · min. income ≈ HK$48,120/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$272,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,187
−HK$1,360/mo
▼ 0.25% · 3.875%
HK$25,862
−HK$685/mo
Today · 4.125%
HK$26,547
baseline
▲ 0.50% · 4.625%
HK$27,947
+HK$1,400/mo
Deposit HK$4.06M · loan HK$4.96M · min. income ≈ HK$53,094/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$272,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,698
−HK$1,549/mo
▼ 0.25% · 3.875%
HK$25,466
−HK$781/mo
Today · 4.125%
HK$26,247
baseline
▲ 0.50% · 4.625%
HK$27,844
+HK$1,597/mo
Deposit HK$3.61M · loan HK$5.42M · min. income ≈ HK$52,494/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$272,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,476
−HK$1,485/mo
▼ 0.25% · 3.875%
HK$28,213
−HK$748/mo
Today · 4.125%
HK$28,961
baseline
▲ 0.50% · 4.625%
HK$30,487
+HK$1,526/mo
Deposit HK$3.61M · loan HK$5.42M · min. income ≈ HK$57,922/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$272,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,756
−HK$1,678/mo
▼ 0.25% · 3.875%
HK$27,588
−HK$846/mo
Today · 4.125%
HK$28,434
baseline
▲ 0.50% · 4.625%
HK$30,164
+HK$1,730/mo
Deposit HK$3.16M · loan HK$5.87M · min. income ≈ HK$56,868/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$272,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,766
−HK$1,608/mo
▼ 0.25% · 3.875%
HK$30,564
−HK$810/mo
Today · 4.125%
HK$31,374
baseline
▲ 0.50% · 4.625%
HK$33,028
+HK$1,654/mo
Deposit HK$3.16M · loan HK$5.87M · min. income ≈ HK$62,748/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$272,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,814
−HK$1,807/mo
▼ 0.25% · 3.875%
HK$29,711
−HK$910/mo
Today · 4.125%
HK$30,621
baseline
▲ 0.50% · 4.625%
HK$32,485
+HK$1,864/mo
Deposit HK$2.71M · loan HK$6.32M · min. income ≈ HK$61,242/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$272,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,056
−HK$1,732/mo
▼ 0.25% · 3.875%
HK$32,915
−HK$873/mo
Today · 4.125%
HK$33,788
baseline
▲ 0.50% · 4.625%
HK$35,569
+HK$1,781/mo
Deposit HK$2.71M · loan HK$6.32M · min. income ≈ HK$67,576/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$272,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,873
−HK$1,936/mo
▼ 0.25% · 3.875%
HK$31,833
−HK$976/mo
Today · 4.125%
HK$32,809
baseline
▲ 0.50% · 4.625%
HK$34,805
+HK$1,996/mo
Deposit HK$2.26M · loan HK$6.77M · min. income ≈ HK$65,618/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$272,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,345
−HK$1,856/mo
▼ 0.25% · 3.875%
HK$35,267
−HK$934/mo
Today · 4.125%
HK$36,201
baseline
▲ 0.50% · 4.625%
HK$38,109
+HK$1,908/mo
Deposit HK$2.26M · loan HK$6.77M · min. income ≈ HK$72,402/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$272,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,931
−HK$2,065/mo
▼ 0.25% · 3.875%
HK$33,955
−HK$1,041/mo
Today · 4.125%
HK$34,996
baseline
▲ 0.50% · 4.625%
HK$37,125
+HK$2,129/mo
Deposit HK$1.81M · loan HK$7.22M · min. income ≈ HK$69,992/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$272,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,635
−HK$1,979/mo
▼ 0.25% · 3.875%
HK$37,618
−HK$996/mo
Today · 4.125%
HK$38,614
baseline
▲ 0.50% · 4.625%
HK$40,650
+HK$2,036/mo
Deposit HK$1.81M · loan HK$7.22M · min. income ≈ HK$77,228/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$272,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,989
−HK$2,194/mo
▼ 0.25% · 3.875%
HK$36,077
−HK$1,106/mo
Today · 4.125%
HK$37,183
baseline
▲ 0.50% · 4.625%
HK$39,445
+HK$2,262/mo
Deposit HK$1.35M · loan HK$7.67M · min. income ≈ HK$74,366/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$272,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,925
−HK$2,103/mo
▼ 0.25% · 3.875%
HK$39,969
−HK$1,059/mo
Today · 4.125%
HK$41,028
baseline
▲ 0.50% · 4.625%
HK$43,190
+HK$2,162/mo
Deposit HK$1.35M · loan HK$7.67M · min. income ≈ HK$82,056/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$272,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,047
−HK$2,323/mo
▼ 0.25% · 3.875%
HK$38,199
−HK$1,171/mo
Today · 4.125%
HK$39,370
baseline
▲ 0.50% · 4.625%
HK$41,766
+HK$2,396/mo
Deposit HK$903K · loan HK$8.12M · min. income ≈ HK$78,740/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$272,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,214
−HK$2,227/mo
▼ 0.25% · 3.875%
HK$42,320
−HK$1,121/mo
Today · 4.125%
HK$43,441
baseline
▲ 0.50% · 4.625%
HK$45,731
+HK$2,290/mo
Deposit HK$903K · loan HK$8.12M · min. income ≈ HK$86,882/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$272,604 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).