▼ 0.50% · 3.625%
HK$15,946
−HK$1,000/mo
▼ 0.25% · 3.875%
HK$16,442
−HK$504/mo
Today · 4.125%
HK$16,946
baseline
▲ 0.50% · 4.625%
HK$17,977
+HK$1,031/mo
Deposit HK$3.50M · loan HK$3.50M · min. income ≈ HK$33,892/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$209,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,740
−HK$958/mo
▼ 0.25% · 3.875%
HK$18,215
−HK$483/mo
Today · 4.125%
HK$18,698
baseline
▲ 0.50% · 4.625%
HK$19,684
+HK$986/mo
Deposit HK$3.50M · loan HK$3.50M · min. income ≈ HK$37,396/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$209,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,540
−HK$1,100/mo
▼ 0.25% · 3.875%
HK$18,086
−HK$554/mo
Today · 4.125%
HK$18,640
baseline
▲ 0.50% · 4.625%
HK$19,775
+HK$1,135/mo
Deposit HK$3.15M · loan HK$3.85M · min. income ≈ HK$37,280/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$209,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,514
−HK$1,054/mo
▼ 0.25% · 3.875%
HK$20,037
−HK$531/mo
Today · 4.125%
HK$20,568
baseline
▲ 0.50% · 4.625%
HK$21,652
+HK$1,084/mo
Deposit HK$3.15M · loan HK$3.85M · min. income ≈ HK$41,136/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$209,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,135
−HK$1,200/mo
▼ 0.25% · 3.875%
HK$19,730
−HK$605/mo
Today · 4.125%
HK$20,335
baseline
▲ 0.50% · 4.625%
HK$21,572
+HK$1,237/mo
Deposit HK$2.80M · loan HK$4.20M · min. income ≈ HK$40,670/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$209,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,288
−HK$1,150/mo
▼ 0.25% · 3.875%
HK$21,858
−HK$580/mo
Today · 4.125%
HK$22,438
baseline
▲ 0.50% · 4.625%
HK$23,620
+HK$1,182/mo
Deposit HK$2.80M · loan HK$4.20M · min. income ≈ HK$44,876/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$209,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,730
−HK$1,300/mo
▼ 0.25% · 3.875%
HK$21,374
−HK$656/mo
Today · 4.125%
HK$22,030
baseline
▲ 0.50% · 4.625%
HK$23,370
+HK$1,340/mo
Deposit HK$2.45M · loan HK$4.55M · min. income ≈ HK$44,060/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$209,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,061
−HK$1,246/mo
▼ 0.25% · 3.875%
HK$23,680
−HK$627/mo
Today · 4.125%
HK$24,307
baseline
▲ 0.50% · 4.625%
HK$25,589
+HK$1,282/mo
Deposit HK$2.45M · loan HK$4.55M · min. income ≈ HK$48,614/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$209,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,324
−HK$1,400/mo
▼ 0.25% · 3.875%
HK$23,019
−HK$705/mo
Today · 4.125%
HK$23,724
baseline
▲ 0.50% · 4.625%
HK$25,168
+HK$1,444/mo
Deposit HK$2.10M · loan HK$4.90M · min. income ≈ HK$47,448/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$209,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,835
−HK$1,342/mo
▼ 0.25% · 3.875%
HK$25,502
−HK$675/mo
Today · 4.125%
HK$26,177
baseline
▲ 0.50% · 4.625%
HK$27,557
+HK$1,380/mo
Deposit HK$2.10M · loan HK$4.90M · min. income ≈ HK$52,354/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$209,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,919
−HK$1,500/mo
▼ 0.25% · 3.875%
HK$24,663
−HK$756/mo
Today · 4.125%
HK$25,419
baseline
▲ 0.50% · 4.625%
HK$26,965
+HK$1,546/mo
Deposit HK$1.75M · loan HK$5.24M · min. income ≈ HK$50,838/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$209,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,609
−HK$1,438/mo
▼ 0.25% · 3.875%
HK$27,323
−HK$724/mo
Today · 4.125%
HK$28,047
baseline
▲ 0.50% · 4.625%
HK$29,525
+HK$1,478/mo
Deposit HK$1.75M · loan HK$5.24M · min. income ≈ HK$56,094/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$209,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,513
−HK$1,600/mo
▼ 0.25% · 3.875%
HK$26,307
−HK$806/mo
Today · 4.125%
HK$27,113
baseline
▲ 0.50% · 4.625%
HK$28,763
+HK$1,650/mo
Deposit HK$1.40M · loan HK$5.59M · min. income ≈ HK$54,226/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$209,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,383
−HK$1,534/mo
▼ 0.25% · 3.875%
HK$29,145
−HK$772/mo
Today · 4.125%
HK$29,917
baseline
▲ 0.50% · 4.625%
HK$31,494
+HK$1,577/mo
Deposit HK$1.40M · loan HK$5.59M · min. income ≈ HK$59,834/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$209,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,108
−HK$1,700/mo
▼ 0.25% · 3.875%
HK$27,951
−HK$857/mo
Today · 4.125%
HK$28,808
baseline
▲ 0.50% · 4.625%
HK$30,561
+HK$1,753/mo
Deposit HK$1.05M · loan HK$5.94M · min. income ≈ HK$57,616/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$209,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,157
−HK$1,630/mo
▼ 0.25% · 3.875%
HK$30,966
−HK$821/mo
Today · 4.125%
HK$31,787
baseline
▲ 0.50% · 4.625%
HK$33,462
+HK$1,675/mo
Deposit HK$1.05M · loan HK$5.94M · min. income ≈ HK$63,574/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$209,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,703
−HK$1,799/mo
▼ 0.25% · 3.875%
HK$29,595
−HK$907/mo
Today · 4.125%
HK$30,502
baseline
▲ 0.50% · 4.625%
HK$32,358
+HK$1,856/mo
Deposit HK$699K · loan HK$6.29M · min. income ≈ HK$61,004/mo (50% DSR)
Upfront cash ≈ HK$909K (deposit + AVD stamp duty HK$209,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,931
−HK$1,725/mo
▼ 0.25% · 3.875%
HK$32,788
−HK$868/mo
Today · 4.125%
HK$33,656
baseline
▲ 0.50% · 4.625%
HK$35,431
+HK$1,775/mo
Deposit HK$699K · loan HK$6.29M · min. income ≈ HK$67,312/mo (50% DSR)
Upfront cash ≈ HK$909K (deposit + AVD stamp duty HK$209,791 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).