▼ 0.50% · 3.625%
HK$15,742
−HK$987/mo
▼ 0.25% · 3.875%
HK$16,232
−HK$497/mo
Today · 4.125%
HK$16,729
baseline
▲ 0.50% · 4.625%
HK$17,747
+HK$1,018/mo
Deposit HK$3.45M · loan HK$3.45M · min. income ≈ HK$33,458/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$207,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,513
−HK$946/mo
▼ 0.25% · 3.875%
HK$17,983
−HK$476/mo
Today · 4.125%
HK$18,459
baseline
▲ 0.50% · 4.625%
HK$19,432
+HK$973/mo
Deposit HK$3.45M · loan HK$3.45M · min. income ≈ HK$36,918/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$207,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,316
−HK$1,086/mo
▼ 0.25% · 3.875%
HK$17,855
−HK$547/mo
Today · 4.125%
HK$18,402
baseline
▲ 0.50% · 4.625%
HK$19,522
+HK$1,120/mo
Deposit HK$3.11M · loan HK$3.80M · min. income ≈ HK$36,804/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$207,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,264
−HK$1,041/mo
▼ 0.25% · 3.875%
HK$19,781
−HK$524/mo
Today · 4.125%
HK$20,305
baseline
▲ 0.50% · 4.625%
HK$21,375
+HK$1,070/mo
Deposit HK$3.11M · loan HK$3.80M · min. income ≈ HK$40,610/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$207,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,890
−HK$1,185/mo
▼ 0.25% · 3.875%
HK$19,478
−HK$597/mo
Today · 4.125%
HK$20,075
baseline
▲ 0.50% · 4.625%
HK$21,297
+HK$1,222/mo
Deposit HK$2.76M · loan HK$4.14M · min. income ≈ HK$40,150/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$207,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,015
−HK$1,136/mo
▼ 0.25% · 3.875%
HK$21,579
−HK$572/mo
Today · 4.125%
HK$22,151
baseline
▲ 0.50% · 4.625%
HK$23,318
+HK$1,167/mo
Deposit HK$2.76M · loan HK$4.14M · min. income ≈ HK$44,302/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$207,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,465
−HK$1,283/mo
▼ 0.25% · 3.875%
HK$21,101
−HK$647/mo
Today · 4.125%
HK$21,748
baseline
▲ 0.50% · 4.625%
HK$23,071
+HK$1,323/mo
Deposit HK$2.42M · loan HK$4.49M · min. income ≈ HK$43,496/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$207,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,767
−HK$1,230/mo
▼ 0.25% · 3.875%
HK$23,377
−HK$620/mo
Today · 4.125%
HK$23,997
baseline
▲ 0.50% · 4.625%
HK$25,262
+HK$1,265/mo
Deposit HK$2.42M · loan HK$4.49M · min. income ≈ HK$47,994/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$207,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,039
−HK$1,382/mo
▼ 0.25% · 3.875%
HK$22,724
−HK$697/mo
Today · 4.125%
HK$23,421
baseline
▲ 0.50% · 4.625%
HK$24,846
+HK$1,425/mo
Deposit HK$2.07M · loan HK$4.83M · min. income ≈ HK$46,842/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$207,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,518
−HK$1,325/mo
▼ 0.25% · 3.875%
HK$25,176
−HK$667/mo
Today · 4.125%
HK$25,843
baseline
▲ 0.50% · 4.625%
HK$27,205
+HK$1,362/mo
Deposit HK$2.07M · loan HK$4.83M · min. income ≈ HK$51,686/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$207,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,613
−HK$1,481/mo
▼ 0.25% · 3.875%
HK$24,348
−HK$746/mo
Today · 4.125%
HK$25,094
baseline
▲ 0.50% · 4.625%
HK$26,621
+HK$1,527/mo
Deposit HK$1.73M · loan HK$5.18M · min. income ≈ HK$50,188/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$207,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,269
−HK$1,419/mo
▼ 0.25% · 3.875%
HK$26,974
−HK$714/mo
Today · 4.125%
HK$27,688
baseline
▲ 0.50% · 4.625%
HK$29,148
+HK$1,460/mo
Deposit HK$1.73M · loan HK$5.18M · min. income ≈ HK$55,376/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$207,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,187
−HK$1,580/mo
▼ 0.25% · 3.875%
HK$25,971
−HK$796/mo
Today · 4.125%
HK$26,767
baseline
▲ 0.50% · 4.625%
HK$28,395
+HK$1,628/mo
Deposit HK$1.38M · loan HK$5.52M · min. income ≈ HK$53,534/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$207,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,021
−HK$1,513/mo
▼ 0.25% · 3.875%
HK$28,772
−HK$762/mo
Today · 4.125%
HK$29,534
baseline
▲ 0.50% · 4.625%
HK$31,091
+HK$1,557/mo
Deposit HK$1.38M · loan HK$5.52M · min. income ≈ HK$59,068/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$207,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,761
−HK$1,679/mo
▼ 0.25% · 3.875%
HK$27,594
−HK$846/mo
Today · 4.125%
HK$28,440
baseline
▲ 0.50% · 4.625%
HK$30,170
+HK$1,730/mo
Deposit HK$1.04M · loan HK$5.87M · min. income ≈ HK$56,880/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$207,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,772
−HK$1,608/mo
▼ 0.25% · 3.875%
HK$30,570
−HK$810/mo
Today · 4.125%
HK$31,380
baseline
▲ 0.50% · 4.625%
HK$33,034
+HK$1,654/mo
Deposit HK$1.04M · loan HK$5.87M · min. income ≈ HK$62,760/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$207,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,336
−HK$1,777/mo
▼ 0.25% · 3.875%
HK$29,217
−HK$896/mo
Today · 4.125%
HK$30,113
baseline
▲ 0.50% · 4.625%
HK$31,945
+HK$1,832/mo
Deposit HK$690K · loan HK$6.21M · min. income ≈ HK$60,226/mo (50% DSR)
Upfront cash ≈ HK$897K (deposit + AVD stamp duty HK$207,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,523
−HK$1,703/mo
▼ 0.25% · 3.875%
HK$32,369
−HK$857/mo
Today · 4.125%
HK$33,226
baseline
▲ 0.50% · 4.625%
HK$34,978
+HK$1,752/mo
Deposit HK$690K · loan HK$6.21M · min. income ≈ HK$66,452/mo (50% DSR)
Upfront cash ≈ HK$897K (deposit + AVD stamp duty HK$207,109 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).