▼ 0.50% · 3.625%
HK$19,815
−HK$1,243/mo
▼ 0.25% · 3.875%
HK$20,431
−HK$627/mo
Today · 4.125%
HK$21,058
baseline
▲ 0.50% · 4.625%
HK$22,339
+HK$1,281/mo
Deposit HK$4.34M · loan HK$4.34M · min. income ≈ HK$42,116/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$260,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,044
−HK$1,191/mo
▼ 0.25% · 3.875%
HK$22,635
−HK$600/mo
Today · 4.125%
HK$23,235
baseline
▲ 0.50% · 4.625%
HK$24,460
+HK$1,225/mo
Deposit HK$4.34M · loan HK$4.34M · min. income ≈ HK$46,470/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$260,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,797
−HK$1,366/mo
▼ 0.25% · 3.875%
HK$22,475
−HK$688/mo
Today · 4.125%
HK$23,163
baseline
▲ 0.50% · 4.625%
HK$24,573
+HK$1,410/mo
Deposit HK$3.91M · loan HK$4.78M · min. income ≈ HK$46,326/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$260,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,249
−HK$1,310/mo
▼ 0.25% · 3.875%
HK$24,899
−HK$660/mo
Today · 4.125%
HK$25,559
baseline
▲ 0.50% · 4.625%
HK$26,906
+HK$1,347/mo
Deposit HK$3.91M · loan HK$4.78M · min. income ≈ HK$51,118/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$260,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,778
−HK$1,491/mo
▼ 0.25% · 3.875%
HK$24,518
−HK$751/mo
Today · 4.125%
HK$25,269
baseline
▲ 0.50% · 4.625%
HK$26,807
+HK$1,538/mo
Deposit HK$3.48M · loan HK$5.21M · min. income ≈ HK$50,538/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$260,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,453
−HK$1,429/mo
▼ 0.25% · 3.875%
HK$27,162
−HK$720/mo
Today · 4.125%
HK$27,882
baseline
▲ 0.50% · 4.625%
HK$29,352
+HK$1,470/mo
Deposit HK$3.48M · loan HK$5.21M · min. income ≈ HK$55,764/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$260,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,760
−HK$1,615/mo
▼ 0.25% · 3.875%
HK$26,561
−HK$814/mo
Today · 4.125%
HK$27,375
baseline
▲ 0.50% · 4.625%
HK$29,041
+HK$1,666/mo
Deposit HK$3.04M · loan HK$5.65M · min. income ≈ HK$54,750/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$260,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,657
−HK$1,549/mo
▼ 0.25% · 3.875%
HK$29,426
−HK$780/mo
Today · 4.125%
HK$30,206
baseline
▲ 0.50% · 4.625%
HK$31,798
+HK$1,592/mo
Deposit HK$3.04M · loan HK$5.65M · min. income ≈ HK$60,412/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$260,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,741
−HK$1,740/mo
▼ 0.25% · 3.875%
HK$28,604
−HK$877/mo
Today · 4.125%
HK$29,481
baseline
▲ 0.50% · 4.625%
HK$31,275
+HK$1,794/mo
Deposit HK$2.61M · loan HK$6.08M · min. income ≈ HK$58,962/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$260,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,862
−HK$1,667/mo
▼ 0.25% · 3.875%
HK$31,689
−HK$840/mo
Today · 4.125%
HK$32,529
baseline
▲ 0.50% · 4.625%
HK$34,244
+HK$1,715/mo
Deposit HK$2.61M · loan HK$6.08M · min. income ≈ HK$65,058/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$260,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,723
−HK$1,864/mo
▼ 0.25% · 3.875%
HK$30,647
−HK$940/mo
Today · 4.125%
HK$31,587
baseline
▲ 0.50% · 4.625%
HK$33,508
+HK$1,921/mo
Deposit HK$2.17M · loan HK$6.52M · min. income ≈ HK$63,174/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$260,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,066
−HK$1,787/mo
▼ 0.25% · 3.875%
HK$33,953
−HK$900/mo
Today · 4.125%
HK$34,853
baseline
▲ 0.50% · 4.625%
HK$36,690
+HK$1,837/mo
Deposit HK$2.17M · loan HK$6.52M · min. income ≈ HK$69,706/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$260,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,704
−HK$1,988/mo
▼ 0.25% · 3.875%
HK$32,690
−HK$1,002/mo
Today · 4.125%
HK$33,692
baseline
▲ 0.50% · 4.625%
HK$35,742
+HK$2,050/mo
Deposit HK$1.74M · loan HK$6.95M · min. income ≈ HK$67,384/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$260,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,271
−HK$1,905/mo
▼ 0.25% · 3.875%
HK$36,217
−HK$959/mo
Today · 4.125%
HK$37,176
baseline
▲ 0.50% · 4.625%
HK$39,136
+HK$1,960/mo
Deposit HK$1.74M · loan HK$6.95M · min. income ≈ HK$74,352/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$260,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,686
−HK$2,112/mo
▼ 0.25% · 3.875%
HK$34,733
−HK$1,065/mo
Today · 4.125%
HK$35,798
baseline
▲ 0.50% · 4.625%
HK$37,976
+HK$2,178/mo
Deposit HK$1.30M · loan HK$7.39M · min. income ≈ HK$71,596/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$260,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,475
−HK$2,025/mo
▼ 0.25% · 3.875%
HK$38,480
−HK$1,020/mo
Today · 4.125%
HK$39,500
baseline
▲ 0.50% · 4.625%
HK$41,582
+HK$2,082/mo
Deposit HK$1.30M · loan HK$7.39M · min. income ≈ HK$79,000/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$260,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,667
−HK$2,237/mo
▼ 0.25% · 3.875%
HK$36,777
−HK$1,127/mo
Today · 4.125%
HK$37,904
baseline
▲ 0.50% · 4.625%
HK$40,210
+HK$2,306/mo
Deposit HK$869K · loan HK$7.82M · min. income ≈ HK$75,808/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$260,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,679
−HK$2,144/mo
▼ 0.25% · 3.875%
HK$40,744
−HK$1,079/mo
Today · 4.125%
HK$41,823
baseline
▲ 0.50% · 4.625%
HK$44,028
+HK$2,205/mo
Deposit HK$869K · loan HK$7.82M · min. income ≈ HK$83,646/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$260,696 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).