▼ 0.50% · 3.625%
HK$16,326
−HK$1,024/mo
▼ 0.25% · 3.875%
HK$16,834
−HK$516/mo
Today · 4.125%
HK$17,350
baseline
▲ 0.50% · 4.625%
HK$18,406
+HK$1,056/mo
Deposit HK$3.58M · loan HK$3.58M · min. income ≈ HK$34,700/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$214,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,163
−HK$981/mo
▼ 0.25% · 3.875%
HK$18,650
−HK$494/mo
Today · 4.125%
HK$19,144
baseline
▲ 0.50% · 4.625%
HK$20,153
+HK$1,009/mo
Deposit HK$3.58M · loan HK$3.58M · min. income ≈ HK$38,288/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$214,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,959
−HK$1,126/mo
▼ 0.25% · 3.875%
HK$18,518
−HK$567/mo
Today · 4.125%
HK$19,085
baseline
▲ 0.50% · 4.625%
HK$20,247
+HK$1,162/mo
Deposit HK$3.22M · loan HK$3.94M · min. income ≈ HK$38,170/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$214,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,979
−HK$1,080/mo
▼ 0.25% · 3.875%
HK$20,515
−HK$544/mo
Today · 4.125%
HK$21,059
baseline
▲ 0.50% · 4.625%
HK$22,169
+HK$1,110/mo
Deposit HK$3.22M · loan HK$3.94M · min. income ≈ HK$42,118/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$214,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,592
−HK$1,228/mo
▼ 0.25% · 3.875%
HK$20,201
−HK$619/mo
Today · 4.125%
HK$20,820
baseline
▲ 0.50% · 4.625%
HK$22,087
+HK$1,267/mo
Deposit HK$2.86M · loan HK$4.30M · min. income ≈ HK$41,640/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$214,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,796
−HK$1,177/mo
▼ 0.25% · 3.875%
HK$22,380
−HK$593/mo
Today · 4.125%
HK$22,973
baseline
▲ 0.50% · 4.625%
HK$24,184
+HK$1,211/mo
Deposit HK$2.86M · loan HK$4.30M · min. income ≈ HK$45,946/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$214,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,224
−HK$1,331/mo
▼ 0.25% · 3.875%
HK$21,885
−HK$670/mo
Today · 4.125%
HK$22,555
baseline
▲ 0.50% · 4.625%
HK$23,928
+HK$1,373/mo
Deposit HK$2.51M · loan HK$4.65M · min. income ≈ HK$45,110/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$214,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,612
−HK$1,276/mo
▼ 0.25% · 3.875%
HK$24,245
−HK$643/mo
Today · 4.125%
HK$24,888
baseline
▲ 0.50% · 4.625%
HK$26,199
+HK$1,311/mo
Deposit HK$2.51M · loan HK$4.65M · min. income ≈ HK$49,776/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$214,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,857
−HK$1,433/mo
▼ 0.25% · 3.875%
HK$23,568
−HK$722/mo
Today · 4.125%
HK$24,290
baseline
▲ 0.50% · 4.625%
HK$25,768
+HK$1,478/mo
Deposit HK$2.15M · loan HK$5.01M · min. income ≈ HK$48,580/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$214,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,428
−HK$1,374/mo
▼ 0.25% · 3.875%
HK$26,110
−HK$692/mo
Today · 4.125%
HK$26,802
baseline
▲ 0.50% · 4.625%
HK$28,215
+HK$1,413/mo
Deposit HK$2.15M · loan HK$5.01M · min. income ≈ HK$53,604/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$214,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,490
−HK$1,535/mo
▼ 0.25% · 3.875%
HK$25,251
−HK$774/mo
Today · 4.125%
HK$26,025
baseline
▲ 0.50% · 4.625%
HK$27,609
+HK$1,584/mo
Deposit HK$1.79M · loan HK$5.37M · min. income ≈ HK$52,050/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$214,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,245
−HK$1,471/mo
▼ 0.25% · 3.875%
HK$27,975
−HK$741/mo
Today · 4.125%
HK$28,716
baseline
▲ 0.50% · 4.625%
HK$30,230
+HK$1,514/mo
Deposit HK$1.79M · loan HK$5.37M · min. income ≈ HK$57,432/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$214,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,122
−HK$1,638/mo
▼ 0.25% · 3.875%
HK$26,935
−HK$825/mo
Today · 4.125%
HK$27,760
baseline
▲ 0.50% · 4.625%
HK$29,450
+HK$1,690/mo
Deposit HK$1.43M · loan HK$5.73M · min. income ≈ HK$55,520/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$214,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,061
−HK$1,570/mo
▼ 0.25% · 3.875%
HK$29,840
−HK$791/mo
Today · 4.125%
HK$30,631
baseline
▲ 0.50% · 4.625%
HK$32,246
+HK$1,615/mo
Deposit HK$1.43M · loan HK$5.73M · min. income ≈ HK$61,262/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$214,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,755
−HK$1,740/mo
▼ 0.25% · 3.875%
HK$28,618
−HK$877/mo
Today · 4.125%
HK$29,495
baseline
▲ 0.50% · 4.625%
HK$31,290
+HK$1,795/mo
Deposit HK$1.07M · loan HK$6.09M · min. income ≈ HK$58,990/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$214,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,877
−HK$1,668/mo
▼ 0.25% · 3.875%
HK$31,705
−HK$840/mo
Today · 4.125%
HK$32,545
baseline
▲ 0.50% · 4.625%
HK$34,261
+HK$1,716/mo
Deposit HK$1.07M · loan HK$6.09M · min. income ≈ HK$65,090/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$214,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,388
−HK$1,843/mo
▼ 0.25% · 3.875%
HK$30,302
−HK$929/mo
Today · 4.125%
HK$31,231
baseline
▲ 0.50% · 4.625%
HK$33,131
+HK$1,900/mo
Deposit HK$716K · loan HK$6.44M · min. income ≈ HK$62,462/mo (50% DSR)
Upfront cash ≈ HK$931K (deposit + AVD stamp duty HK$214,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,693
−HK$1,767/mo
▼ 0.25% · 3.875%
HK$33,570
−HK$890/mo
Today · 4.125%
HK$34,460
baseline
▲ 0.50% · 4.625%
HK$36,276
+HK$1,816/mo
Deposit HK$716K · loan HK$6.44M · min. income ≈ HK$68,920/mo (50% DSR)
Upfront cash ≈ HK$931K (deposit + AVD stamp duty HK$214,798 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).