▼ 0.50% · 3.625%
HK$19,686
−HK$1,234/mo
▼ 0.25% · 3.875%
HK$20,298
−HK$622/mo
Today · 4.125%
HK$20,920
baseline
▲ 0.50% · 4.625%
HK$22,193
+HK$1,273/mo
Deposit HK$4.32M · loan HK$4.32M · min. income ≈ HK$41,840/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$258,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,900
−HK$1,184/mo
▼ 0.25% · 3.875%
HK$22,488
−HK$596/mo
Today · 4.125%
HK$23,084
baseline
▲ 0.50% · 4.625%
HK$24,300
+HK$1,216/mo
Deposit HK$4.32M · loan HK$4.32M · min. income ≈ HK$46,168/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$258,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,654
−HK$1,358/mo
▼ 0.25% · 3.875%
HK$22,328
−HK$684/mo
Today · 4.125%
HK$23,012
baseline
▲ 0.50% · 4.625%
HK$24,413
+HK$1,401/mo
Deposit HK$3.88M · loan HK$4.75M · min. income ≈ HK$46,024/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$258,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,090
−HK$1,302/mo
▼ 0.25% · 3.875%
HK$24,736
−HK$656/mo
Today · 4.125%
HK$25,392
baseline
▲ 0.50% · 4.625%
HK$26,730
+HK$1,338/mo
Deposit HK$3.88M · loan HK$4.75M · min. income ≈ HK$50,784/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$258,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,623
−HK$1,481/mo
▼ 0.25% · 3.875%
HK$24,358
−HK$746/mo
Today · 4.125%
HK$25,104
baseline
▲ 0.50% · 4.625%
HK$26,632
+HK$1,528/mo
Deposit HK$3.45M · loan HK$5.18M · min. income ≈ HK$50,208/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$258,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,280
−HK$1,420/mo
▼ 0.25% · 3.875%
HK$26,985
−HK$715/mo
Today · 4.125%
HK$27,700
baseline
▲ 0.50% · 4.625%
HK$29,160
+HK$1,460/mo
Deposit HK$3.45M · loan HK$5.18M · min. income ≈ HK$55,400/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$258,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,592
−HK$1,604/mo
▼ 0.25% · 3.875%
HK$26,388
−HK$808/mo
Today · 4.125%
HK$27,196
baseline
▲ 0.50% · 4.625%
HK$28,851
+HK$1,655/mo
Deposit HK$3.02M · loan HK$5.61M · min. income ≈ HK$54,392/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$258,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,470
−HK$1,539/mo
▼ 0.25% · 3.875%
HK$29,234
−HK$775/mo
Today · 4.125%
HK$30,009
baseline
▲ 0.50% · 4.625%
HK$31,590
+HK$1,581/mo
Deposit HK$3.02M · loan HK$5.61M · min. income ≈ HK$60,018/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$258,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,560
−HK$1,729/mo
▼ 0.25% · 3.875%
HK$28,418
−HK$871/mo
Today · 4.125%
HK$29,289
baseline
▲ 0.50% · 4.625%
HK$31,071
+HK$1,782/mo
Deposit HK$2.59M · loan HK$6.04M · min. income ≈ HK$58,578/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$258,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,661
−HK$1,656/mo
▼ 0.25% · 3.875%
HK$31,483
−HK$834/mo
Today · 4.125%
HK$32,317
baseline
▲ 0.50% · 4.625%
HK$34,020
+HK$1,703/mo
Deposit HK$2.59M · loan HK$6.04M · min. income ≈ HK$64,634/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$258,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,529
−HK$1,852/mo
▼ 0.25% · 3.875%
HK$30,447
−HK$934/mo
Today · 4.125%
HK$31,381
baseline
▲ 0.50% · 4.625%
HK$33,290
+HK$1,909/mo
Deposit HK$2.16M · loan HK$6.47M · min. income ≈ HK$62,762/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$258,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,851
−HK$1,774/mo
▼ 0.25% · 3.875%
HK$33,732
−HK$893/mo
Today · 4.125%
HK$34,625
baseline
▲ 0.50% · 4.625%
HK$36,451
+HK$1,826/mo
Deposit HK$2.16M · loan HK$6.47M · min. income ≈ HK$69,250/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$258,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,497
−HK$1,976/mo
▼ 0.25% · 3.875%
HK$32,477
−HK$996/mo
Today · 4.125%
HK$33,473
baseline
▲ 0.50% · 4.625%
HK$35,509
+HK$2,036/mo
Deposit HK$1.73M · loan HK$6.91M · min. income ≈ HK$66,946/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$258,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,041
−HK$1,893/mo
▼ 0.25% · 3.875%
HK$35,980
−HK$954/mo
Today · 4.125%
HK$36,934
baseline
▲ 0.50% · 4.625%
HK$38,881
+HK$1,947/mo
Deposit HK$1.73M · loan HK$6.91M · min. income ≈ HK$73,868/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$258,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,466
−HK$2,099/mo
▼ 0.25% · 3.875%
HK$34,507
−HK$1,058/mo
Today · 4.125%
HK$35,565
baseline
▲ 0.50% · 4.625%
HK$37,729
+HK$2,164/mo
Deposit HK$1.29M · loan HK$7.34M · min. income ≈ HK$71,130/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$258,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,231
−HK$2,011/mo
▼ 0.25% · 3.875%
HK$38,229
−HK$1,013/mo
Today · 4.125%
HK$39,242
baseline
▲ 0.50% · 4.625%
HK$41,311
+HK$2,069/mo
Deposit HK$1.29M · loan HK$7.34M · min. income ≈ HK$78,484/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$258,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,435
−HK$2,222/mo
▼ 0.25% · 3.875%
HK$36,537
−HK$1,120/mo
Today · 4.125%
HK$37,657
baseline
▲ 0.50% · 4.625%
HK$39,948
+HK$2,291/mo
Deposit HK$863K · loan HK$7.77M · min. income ≈ HK$75,314/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$258,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,421
−HK$2,129/mo
▼ 0.25% · 3.875%
HK$40,478
−HK$1,072/mo
Today · 4.125%
HK$41,550
baseline
▲ 0.50% · 4.625%
HK$43,741
+HK$2,191/mo
Deposit HK$863K · loan HK$7.77M · min. income ≈ HK$83,100/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$258,996 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).