▼ 0.50% · 3.625%
HK$16,290
−HK$1,021/mo
▼ 0.25% · 3.875%
HK$16,797
−HK$514/mo
Today · 4.125%
HK$17,311
baseline
▲ 0.50% · 4.625%
HK$18,365
+HK$1,054/mo
Deposit HK$3.57M · loan HK$3.57M · min. income ≈ HK$34,622/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$214,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,122
−HK$979/mo
▼ 0.25% · 3.875%
HK$18,608
−HK$493/mo
Today · 4.125%
HK$19,101
baseline
▲ 0.50% · 4.625%
HK$20,108
+HK$1,007/mo
Deposit HK$3.57M · loan HK$3.57M · min. income ≈ HK$38,202/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$214,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,919
−HK$1,123/mo
▼ 0.25% · 3.875%
HK$18,476
−HK$566/mo
Today · 4.125%
HK$19,042
baseline
▲ 0.50% · 4.625%
HK$20,201
+HK$1,159/mo
Deposit HK$3.21M · loan HK$3.93M · min. income ≈ HK$38,084/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$214,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,934
−HK$1,077/mo
▼ 0.25% · 3.875%
HK$20,469
−HK$542/mo
Today · 4.125%
HK$21,011
baseline
▲ 0.50% · 4.625%
HK$22,119
+HK$1,108/mo
Deposit HK$3.21M · loan HK$3.93M · min. income ≈ HK$42,022/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$214,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,548
−HK$1,226/mo
▼ 0.25% · 3.875%
HK$20,156
−HK$618/mo
Today · 4.125%
HK$20,774
baseline
▲ 0.50% · 4.625%
HK$22,038
+HK$1,264/mo
Deposit HK$2.86M · loan HK$4.29M · min. income ≈ HK$41,548/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$214,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,747
−HK$1,175/mo
▼ 0.25% · 3.875%
HK$22,330
−HK$592/mo
Today · 4.125%
HK$22,922
baseline
▲ 0.50% · 4.625%
HK$24,130
+HK$1,208/mo
Deposit HK$2.86M · loan HK$4.29M · min. income ≈ HK$45,844/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$214,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,177
−HK$1,328/mo
▼ 0.25% · 3.875%
HK$21,835
−HK$670/mo
Today · 4.125%
HK$22,505
baseline
▲ 0.50% · 4.625%
HK$23,874
+HK$1,369/mo
Deposit HK$2.50M · loan HK$4.64M · min. income ≈ HK$45,010/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$214,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,559
−HK$1,273/mo
▼ 0.25% · 3.875%
HK$24,191
−HK$641/mo
Today · 4.125%
HK$24,832
baseline
▲ 0.50% · 4.625%
HK$26,141
+HK$1,309/mo
Deposit HK$2.50M · loan HK$4.64M · min. income ≈ HK$49,664/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$214,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,806
−HK$1,430/mo
▼ 0.25% · 3.875%
HK$23,515
−HK$721/mo
Today · 4.125%
HK$24,236
baseline
▲ 0.50% · 4.625%
HK$25,711
+HK$1,475/mo
Deposit HK$2.14M · loan HK$5.00M · min. income ≈ HK$48,472/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$214,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,371
−HK$1,371/mo
▼ 0.25% · 3.875%
HK$26,052
−HK$690/mo
Today · 4.125%
HK$26,742
baseline
▲ 0.50% · 4.625%
HK$28,151
+HK$1,409/mo
Deposit HK$2.14M · loan HK$5.00M · min. income ≈ HK$53,484/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$214,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,435
−HK$1,532/mo
▼ 0.25% · 3.875%
HK$25,195
−HK$772/mo
Today · 4.125%
HK$25,967
baseline
▲ 0.50% · 4.625%
HK$27,547
+HK$1,580/mo
Deposit HK$1.79M · loan HK$5.36M · min. income ≈ HK$51,934/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$214,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,183
−HK$1,469/mo
▼ 0.25% · 3.875%
HK$27,912
−HK$740/mo
Today · 4.125%
HK$28,652
baseline
▲ 0.50% · 4.625%
HK$30,162
+HK$1,510/mo
Deposit HK$1.79M · loan HK$5.36M · min. income ≈ HK$57,304/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$214,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,064
−HK$1,634/mo
▼ 0.25% · 3.875%
HK$26,874
−HK$824/mo
Today · 4.125%
HK$27,698
baseline
▲ 0.50% · 4.625%
HK$29,383
+HK$1,685/mo
Deposit HK$1.43M · loan HK$5.72M · min. income ≈ HK$55,396/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$214,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,996
−HK$1,566/mo
▼ 0.25% · 3.875%
HK$29,773
−HK$789/mo
Today · 4.125%
HK$30,562
baseline
▲ 0.50% · 4.625%
HK$32,173
+HK$1,611/mo
Deposit HK$1.43M · loan HK$5.72M · min. income ≈ HK$61,124/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$214,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,693
−HK$1,736/mo
▼ 0.25% · 3.875%
HK$28,554
−HK$875/mo
Today · 4.125%
HK$29,429
baseline
▲ 0.50% · 4.625%
HK$31,220
+HK$1,791/mo
Deposit HK$1.07M · loan HK$6.07M · min. income ≈ HK$58,858/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$214,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,808
−HK$1,664/mo
▼ 0.25% · 3.875%
HK$31,634
−HK$838/mo
Today · 4.125%
HK$32,472
baseline
▲ 0.50% · 4.625%
HK$34,184
+HK$1,712/mo
Deposit HK$1.07M · loan HK$6.07M · min. income ≈ HK$64,944/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$214,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,322
−HK$1,838/mo
▼ 0.25% · 3.875%
HK$30,234
−HK$926/mo
Today · 4.125%
HK$31,160
baseline
▲ 0.50% · 4.625%
HK$33,056
+HK$1,896/mo
Deposit HK$714K · loan HK$6.43M · min. income ≈ HK$62,320/mo (50% DSR)
Upfront cash ≈ HK$929K (deposit + AVD stamp duty HK$214,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,620
−HK$1,762/mo
▼ 0.25% · 3.875%
HK$33,495
−HK$887/mo
Today · 4.125%
HK$34,382
baseline
▲ 0.50% · 4.625%
HK$36,195
+HK$1,813/mo
Deposit HK$714K · loan HK$6.43M · min. income ≈ HK$68,764/mo (50% DSR)
Upfront cash ≈ HK$929K (deposit + AVD stamp duty HK$214,316 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).