▼ 0.50% · 3.625%
HK$20,174
−HK$1,266/mo
▼ 0.25% · 3.875%
HK$20,802
−HK$638/mo
Today · 4.125%
HK$21,440
baseline
▲ 0.50% · 4.625%
HK$22,744
+HK$1,304/mo
Deposit HK$4.42M · loan HK$4.42M · min. income ≈ HK$42,880/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$265,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,444
−HK$1,212/mo
▼ 0.25% · 3.875%
HK$23,046
−HK$610/mo
Today · 4.125%
HK$23,656
baseline
▲ 0.50% · 4.625%
HK$24,903
+HK$1,247/mo
Deposit HK$4.42M · loan HK$4.42M · min. income ≈ HK$47,312/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$265,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,192
−HK$1,392/mo
▼ 0.25% · 3.875%
HK$22,882
−HK$702/mo
Today · 4.125%
HK$23,584
baseline
▲ 0.50% · 4.625%
HK$25,019
+HK$1,435/mo
Deposit HK$3.98M · loan HK$4.87M · min. income ≈ HK$47,168/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$265,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,688
−HK$1,334/mo
▼ 0.25% · 3.875%
HK$25,350
−HK$672/mo
Today · 4.125%
HK$26,022
baseline
▲ 0.50% · 4.625%
HK$27,394
+HK$1,372/mo
Deposit HK$3.98M · loan HK$4.87M · min. income ≈ HK$52,044/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$265,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,209
−HK$1,518/mo
▼ 0.25% · 3.875%
HK$24,962
−HK$765/mo
Today · 4.125%
HK$25,727
baseline
▲ 0.50% · 4.625%
HK$27,293
+HK$1,566/mo
Deposit HK$3.54M · loan HK$5.31M · min. income ≈ HK$51,454/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$265,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,933
−HK$1,455/mo
▼ 0.25% · 3.875%
HK$27,655
−HK$733/mo
Today · 4.125%
HK$28,388
baseline
▲ 0.50% · 4.625%
HK$29,884
+HK$1,496/mo
Deposit HK$3.54M · loan HK$5.31M · min. income ≈ HK$56,776/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$265,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,227
−HK$1,644/mo
▼ 0.25% · 3.875%
HK$27,043
−HK$828/mo
Today · 4.125%
HK$27,871
baseline
▲ 0.50% · 4.625%
HK$29,567
+HK$1,696/mo
Deposit HK$3.10M · loan HK$5.75M · min. income ≈ HK$55,742/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$265,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,177
−HK$1,576/mo
▼ 0.25% · 3.875%
HK$29,960
−HK$793/mo
Today · 4.125%
HK$30,753
baseline
▲ 0.50% · 4.625%
HK$32,374
+HK$1,621/mo
Deposit HK$3.10M · loan HK$5.75M · min. income ≈ HK$61,506/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$265,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,244
−HK$1,771/mo
▼ 0.25% · 3.875%
HK$29,123
−HK$892/mo
Today · 4.125%
HK$30,015
baseline
▲ 0.50% · 4.625%
HK$31,842
+HK$1,827/mo
Deposit HK$2.65M · loan HK$6.19M · min. income ≈ HK$60,030/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$265,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,421
−HK$1,698/mo
▼ 0.25% · 3.875%
HK$32,264
−HK$855/mo
Today · 4.125%
HK$33,119
baseline
▲ 0.50% · 4.625%
HK$34,865
+HK$1,746/mo
Deposit HK$2.65M · loan HK$6.19M · min. income ≈ HK$66,238/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$265,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,262
−HK$1,897/mo
▼ 0.25% · 3.875%
HK$31,203
−HK$956/mo
Today · 4.125%
HK$32,159
baseline
▲ 0.50% · 4.625%
HK$34,116
+HK$1,957/mo
Deposit HK$2.21M · loan HK$6.64M · min. income ≈ HK$64,318/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$265,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,666
−HK$1,819/mo
▼ 0.25% · 3.875%
HK$34,569
−HK$916/mo
Today · 4.125%
HK$35,485
baseline
▲ 0.50% · 4.625%
HK$37,355
+HK$1,870/mo
Deposit HK$2.21M · loan HK$6.64M · min. income ≈ HK$70,970/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$265,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,279
−HK$2,024/mo
▼ 0.25% · 3.875%
HK$33,283
−HK$1,020/mo
Today · 4.125%
HK$34,303
baseline
▲ 0.50% · 4.625%
HK$36,391
+HK$2,088/mo
Deposit HK$1.77M · loan HK$7.08M · min. income ≈ HK$68,606/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$265,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,910
−HK$1,940/mo
▼ 0.25% · 3.875%
HK$36,873
−HK$977/mo
Today · 4.125%
HK$37,850
baseline
▲ 0.50% · 4.625%
HK$39,845
+HK$1,995/mo
Deposit HK$1.77M · loan HK$7.08M · min. income ≈ HK$75,700/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$265,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,297
−HK$2,150/mo
▼ 0.25% · 3.875%
HK$35,363
−HK$1,084/mo
Today · 4.125%
HK$36,447
baseline
▲ 0.50% · 4.625%
HK$38,665
+HK$2,218/mo
Deposit HK$1.33M · loan HK$7.52M · min. income ≈ HK$72,894/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$265,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,155
−HK$2,061/mo
▼ 0.25% · 3.875%
HK$39,178
−HK$1,038/mo
Today · 4.125%
HK$40,216
baseline
▲ 0.50% · 4.625%
HK$42,336
+HK$2,120/mo
Deposit HK$1.33M · loan HK$7.52M · min. income ≈ HK$80,432/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$265,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,314
−HK$2,277/mo
▼ 0.25% · 3.875%
HK$37,444
−HK$1,147/mo
Today · 4.125%
HK$38,591
baseline
▲ 0.50% · 4.625%
HK$40,939
+HK$2,348/mo
Deposit HK$885K · loan HK$7.96M · min. income ≈ HK$77,182/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$265,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,399
−HK$2,183/mo
▼ 0.25% · 3.875%
HK$41,482
−HK$1,100/mo
Today · 4.125%
HK$42,582
baseline
▲ 0.50% · 4.625%
HK$44,826
+HK$2,244/mo
Deposit HK$885K · loan HK$7.96M · min. income ≈ HK$85,164/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$265,424 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).