▼ 0.50% · 3.625%
HK$20,429
−HK$1,281/mo
▼ 0.25% · 3.875%
HK$21,064
−HK$646/mo
Today · 4.125%
HK$21,710
baseline
▲ 0.50% · 4.625%
HK$23,031
+HK$1,321/mo
Deposit HK$4.48M · loan HK$4.48M · min. income ≈ HK$43,420/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$268,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,727
−HK$1,228/mo
▼ 0.25% · 3.875%
HK$23,337
−HK$618/mo
Today · 4.125%
HK$23,955
baseline
▲ 0.50% · 4.625%
HK$25,218
+HK$1,263/mo
Deposit HK$4.48M · loan HK$4.48M · min. income ≈ HK$47,910/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$268,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,472
−HK$1,409/mo
▼ 0.25% · 3.875%
HK$23,171
−HK$710/mo
Today · 4.125%
HK$23,881
baseline
▲ 0.50% · 4.625%
HK$25,334
+HK$1,453/mo
Deposit HK$4.03M · loan HK$4.93M · min. income ≈ HK$47,762/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$268,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,000
−HK$1,350/mo
▼ 0.25% · 3.875%
HK$25,670
−HK$680/mo
Today · 4.125%
HK$26,350
baseline
▲ 0.50% · 4.625%
HK$27,739
+HK$1,389/mo
Deposit HK$4.03M · loan HK$4.93M · min. income ≈ HK$52,700/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$268,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,515
−HK$1,537/mo
▼ 0.25% · 3.875%
HK$25,277
−HK$775/mo
Today · 4.125%
HK$26,052
baseline
▲ 0.50% · 4.625%
HK$27,637
+HK$1,585/mo
Deposit HK$3.58M · loan HK$5.38M · min. income ≈ HK$52,104/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$268,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,272
−HK$1,474/mo
▼ 0.25% · 3.875%
HK$28,004
−HK$742/mo
Today · 4.125%
HK$28,746
baseline
▲ 0.50% · 4.625%
HK$30,261
+HK$1,515/mo
Deposit HK$3.58M · loan HK$5.38M · min. income ≈ HK$57,492/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$268,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,558
−HK$1,665/mo
▼ 0.25% · 3.875%
HK$27,384
−HK$839/mo
Today · 4.125%
HK$28,223
baseline
▲ 0.50% · 4.625%
HK$29,940
+HK$1,717/mo
Deposit HK$3.14M · loan HK$5.82M · min. income ≈ HK$56,446/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$268,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,545
−HK$1,596/mo
▼ 0.25% · 3.875%
HK$30,338
−HK$803/mo
Today · 4.125%
HK$31,141
baseline
▲ 0.50% · 4.625%
HK$32,783
+HK$1,642/mo
Deposit HK$3.14M · loan HK$5.82M · min. income ≈ HK$62,282/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$268,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,601
−HK$1,793/mo
▼ 0.25% · 3.875%
HK$29,490
−HK$904/mo
Today · 4.125%
HK$30,394
baseline
▲ 0.50% · 4.625%
HK$32,243
+HK$1,849/mo
Deposit HK$2.69M · loan HK$6.27M · min. income ≈ HK$60,788/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$268,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,818
−HK$1,719/mo
▼ 0.25% · 3.875%
HK$32,671
−HK$866/mo
Today · 4.125%
HK$33,537
baseline
▲ 0.50% · 4.625%
HK$35,305
+HK$1,768/mo
Deposit HK$2.69M · loan HK$6.27M · min. income ≈ HK$67,074/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$268,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,643
−HK$1,922/mo
▼ 0.25% · 3.875%
HK$31,597
−HK$968/mo
Today · 4.125%
HK$32,565
baseline
▲ 0.50% · 4.625%
HK$34,547
+HK$1,982/mo
Deposit HK$2.24M · loan HK$6.72M · min. income ≈ HK$65,130/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$268,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,091
−HK$1,841/mo
▼ 0.25% · 3.875%
HK$35,005
−HK$927/mo
Today · 4.125%
HK$35,932
baseline
▲ 0.50% · 4.625%
HK$37,826
+HK$1,894/mo
Deposit HK$2.24M · loan HK$6.72M · min. income ≈ HK$71,864/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$268,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,686
−HK$2,050/mo
▼ 0.25% · 3.875%
HK$33,703
−HK$1,033/mo
Today · 4.125%
HK$34,736
baseline
▲ 0.50% · 4.625%
HK$36,850
+HK$2,114/mo
Deposit HK$1.79M · loan HK$7.17M · min. income ≈ HK$69,472/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$268,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,363
−HK$1,965/mo
▼ 0.25% · 3.875%
HK$37,339
−HK$989/mo
Today · 4.125%
HK$38,328
baseline
▲ 0.50% · 4.625%
HK$40,348
+HK$2,020/mo
Deposit HK$1.79M · loan HK$7.17M · min. income ≈ HK$76,656/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$268,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,729
−HK$2,178/mo
▼ 0.25% · 3.875%
HK$35,810
−HK$1,097/mo
Today · 4.125%
HK$36,907
baseline
▲ 0.50% · 4.625%
HK$39,153
+HK$2,246/mo
Deposit HK$1.34M · loan HK$7.62M · min. income ≈ HK$73,814/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$268,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,636
−HK$2,087/mo
▼ 0.25% · 3.875%
HK$39,672
−HK$1,051/mo
Today · 4.125%
HK$40,723
baseline
▲ 0.50% · 4.625%
HK$42,870
+HK$2,147/mo
Deposit HK$1.34M · loan HK$7.62M · min. income ≈ HK$81,446/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$268,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,772
−HK$2,306/mo
▼ 0.25% · 3.875%
HK$37,916
−HK$1,162/mo
Today · 4.125%
HK$39,078
baseline
▲ 0.50% · 4.625%
HK$41,456
+HK$2,378/mo
Deposit HK$896K · loan HK$8.06M · min. income ≈ HK$78,156/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$268,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,909
−HK$2,210/mo
▼ 0.25% · 3.875%
HK$42,006
−HK$1,113/mo
Today · 4.125%
HK$43,119
baseline
▲ 0.50% · 4.625%
HK$45,392
+HK$2,273/mo
Deposit HK$896K · loan HK$8.06M · min. income ≈ HK$86,238/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$268,773 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).